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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Murray County, Georgia: Natural Disaster Risk and History

Murray County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 51.5 out of 100, higher than about 51% of US counties, with earthquakes, cold waves and tornadoes scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Murray County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Murray County from 1950 to 2025.

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Population 39,914 Buildings worth $7.9 billion Area 350 sq mi Risk rank in Georgia 56 of 159 FIPS 13213

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Low 79.7 $1.5 million about once every 241 years —
Cold waveRelatively Moderate 78.2 $3.1 million about 2.2 a year 41
TornadoRelatively Moderate 77.7 $3.4 million about once every 4.7 years 9
LandslideRelatively Low 75.6 $9,478 about once every 1.8 years —
LightningRelatively Moderate 65.7 $405,297 about 62 a year 51,323 strikes
Strong windRelatively Moderate 60.3 $707,878 about 4 a year 154
WildfireVery Low 53.3 $54,209 about once every 826 years —
HurricaneVery Low 52.8 $89,392 about once every 44 years 8
Inland floodingRelatively Low 49.6 $6.3 million about once every 1.3 years 21
HailRelatively Low 48.5 $237,949 about 4.7 a year 178
Ice stormRelatively Low 44.3 $62,907 about once every 1.6 years 43
DroughtRelatively Low 42.2 $80,186 about 3 a year 889
Heat waveVery Low 29.0 $121,192 about 1.5 a year 26
Winter weatherVery Low 18.7 $15,621 about 6.8 a year 129
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Hurricane 4, Tropical Storm 2, Severe Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1970s2Drought, Tornado
1990s5Severe Storm ×2, Hurricane, Tornado, Snowstorm
2000s1Hurricane
2010s3Hurricane ×2, Severe Ice Storm
2020s3Tropical Storm ×2, Winter Storm

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Winter Storm EM-3368-GA · Severe Ice Storm · declared 11 Feb 2014
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005
Severe Storms and Flooding DR-1209-GA · Severe Storm · declared 11 Mar 1998 · households could apply
Hurricane Opal DR-1071-GA · Hurricane · declared 10 Oct 1995 · households could apply
Tornadoes, Flooding, and Severe Storms DR-1020-GA · Tornado · declared 31 Mar 1994 · households could apply

Widest declarations that included Murray County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 12

Tornadoes touching the county12
Strongest-rated(E)F4 ×1
Peak monthApril (6)
Deadliest3 Apr 1974, F4, 29.5 mi path, 9 killed, 67 injured
Longest path3 Apr 1974, F4, 29.5 mi path, 9 killed, 67 injured
Most recent12 Apr 2020, EF2, 8.9 mi path, 8 killed, 24 injured
Deaths / injuries on those paths17 / 107
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2810100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11305011

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Murray County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Murray County (this page)—Relatively Low51.5 Earthquake
Whitfield County 20 kmRelatively Moderate81.5 Tornado
Gilmer County 29 kmRelatively Low68.1 Landslide
Gordon County 34 kmRelatively Low67.2 Drought
Catoosa County 38 kmRelatively Low64.6 Tornado
Fannin County 40 kmRelatively Low56.5 Landslide

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 40.8
Community resilienceVery Low 8.7
Community risk factor1.08
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Murray County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Murray County

What natural disasters is Murray County, Georgia most at risk from?

Murray County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 51.5 out of 100, higher than about 51% of US counties, with earthquakes, cold waves and tornadoes scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Murray County had?

OpenFEMA lists 14 federal disaster declarations that included Murray County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Murray County?

NOAA's Storm Prediction Center recorded 12 tornadoes touching Murray County from 1950 to 2025. The deadliest: 3 Apr 1974, F4, 29.5 mi path, 9 killed, 67 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.