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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Talbot County, Georgia: Natural Disaster Risk and History

Talbot County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 2.9 out of 100, higher than about 2% of US counties, with hurricanes, drought and lightning scoring highest of its 18 hazards and $1.4 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Talbot County since 1977, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 19 tornadoes touching Talbot County from 1950 to 2025.

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Population 5,719 Buildings worth $1.2 billion Area 399 sq mi Risk rank in Georgia 152 of 159 FIPS 13263

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneVery Low 53.6 $60,709 about once every 14 years 16
DroughtRelatively Low 41.7 $44,341 about 52 a year 1,505
LightningRelatively Low 41.5 $96,151 about 65 a year 43,890 strikes
WildfireVery Low 40.5 $15,210 about once every 943 years —
LandslideVery Low 35.1 $259 about once every 2.0 years —
Heat waveVery Low 28.2 $68,256 about 5.4 a year 93
EarthquakeVery Low 27.3 $31,923 about once every 787 years —
TornadoRelatively Low 26.7 $229,595 about once every 3.7 years 17
HailVery Low 18.8 $37,374 about 3.5 a year 132
Ice stormVery Low 13.1 $4,212 about once every 2.2 years 31
Strong windVery Low 11.7 $49,867 about 1.8 a year 69
Inland floodingVery Low 9.8 $736,715 about once every 3.5 years 8
Cold waveVery Low 4.2 $4,105 about once every 3.2 years 6
Winter weatherVery Low 2.3 $713 about once every 1.4 years 14
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Hurricane 6, Severe Storm 3, Tropical Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1970s1Drought
1990s5Severe Storm ×2, Tornado ×2, Hurricane
2000s2Hurricane ×2
2010s4Hurricane ×3, Severe Storm
2020s3Tropical Storm ×2, Winter Storm

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Hurricane Michael EM-3406-GA · Hurricane · declared 10 Oct 2018
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Storms and Flooding DR-4259-GA · Severe Storm · declared 26 Feb 2016
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005
Tropical Storm Frances DR-1560-GA · Hurricane · declared 24 Sep 2004
Severe Storms and Flooding DR-1209-GA · Severe Storm · declared 11 Mar 1998 · households could apply

Widest declarations that included Talbot County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Katrina (2005), Tropical Storm Frances (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 19

Tornadoes touching the county19
Strongest-rated(E)F2 ×2
Peak monthApril (5)
Deadliest5 Dec 1954, F1, 4.1 mi path, 0 killed, 6 injured
Longest path27 Apr 2017, EF2, 21.7 mi path
Most recent3 May 2025, EF1, 5.8 mi path
Deaths / injuries on those paths0 / 6
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count71020000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count111111112

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Talbot County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Talbot County (this page)—Very Low2.9 Hurricane
Upson County 30 kmVery Low17.1 Hurricane
Taylor County 31 kmVery Low10.1 Drought
Harris County 35 kmVery Low20.8 Lightning
Marion County 38 kmVery Low6.7 Drought
Muscogee County 39 kmRelatively Moderate81.6 Lightning

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 97.8
Community resilienceVery Low 8.2
Community risk factor1.85
Expected annual loss, all hazards$1.4 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Talbot County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Talbot County

What natural disasters is Talbot County, Georgia most at risk from?

Talbot County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 2.9 out of 100, higher than about 2% of US counties, with hurricanes, drought and lightning scoring highest of its 18 hazards and $1.4 million a year in expected losses.

How many federal disaster declarations has Talbot County had?

OpenFEMA lists 15 federal disaster declarations that included Talbot County since 1977, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Talbot County?

NOAA's Storm Prediction Center recorded 19 tornadoes touching Talbot County from 1950 to 2025. The deadliest: 5 Dec 1954, F1, 4.1 mi path, 0 killed, 6 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.