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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Polk County, Georgia: Natural Disaster Risk and History

Polk County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 64.1 out of 100, higher than about 64% of US counties, with tornadoes, drought and strong winds scoring highest of its 18 hazards and $15 million a year in expected losses.

OpenFEMA lists 16 federal disaster declarations that included Polk County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 11 tornadoes touching Polk County from 1950 to 2025.

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Population 42,781 Buildings worth $7.8 billion Area 315 sq mi Risk rank in Georgia 39 of 159 FIPS 13233

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively Moderate 86.3 $3.6 million about once every 4.4 years 14
DroughtRelatively Moderate 81.9 $665,376 about 31 a year 966
Strong windRelatively Moderate 74.9 $716,507 about 3.2 a year 123
EarthquakeRelatively Low 74.8 $734,490 about once every 377 years —
LandslideRelatively Low 72.1 $4,599 about once every 2.8 years —
WildfireRelatively Low 71.5 $125,074 about once every 355 years —
Cold waveRelatively Moderate 69.0 $1.3 million about 1.2 a year 22
Inland floodingRelatively Low 66.0 $7.2 million about once every 1.4 years 20
LightningRelatively Moderate 62.8 $240,057 about 63 a year 97,403 strikes
HurricaneRelatively Low 61.7 $157,294 about once every 26 years 8
HailRelatively Low 58.8 $234,338 about 5.5 a year 207
Ice stormRelatively Low 51.0 $57,441 about once every 1.7 years 39
Heat waveRelatively Low 41.5 $158,577 about 2.2 a year 38
Winter weatherVery Low 11.6 $5,932 about 3 a year 57
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 16

Most common: Hurricane 4, Severe Storm 3, Tropical Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1970s3Flood, Drought, Tornado
1990s4Hurricane, Snowstorm, Tornado, Severe Storm
2000s2Severe Storm, Hurricane
2010s4Hurricane ×2, Severe Ice Storm, Severe Storm
2020s3Tropical Storm ×2, Winter Storm

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Winter Storm EM-3368-GA · Severe Ice Storm · declared 11 Feb 2014
Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding DR-1973-GA · Severe Storm · declared 29 Apr 2011 · households could apply
Severe Storms and Tornadoes DR-1750-GA · Severe Storm · declared 20 Mar 2008 · households could apply
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005
Hurricane Opal DR-1071-GA · Hurricane · declared 10 Oct 1995 · households could apply

Widest declarations that included Polk County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 11

Tornadoes touching the county11
Strongest-rated(E)F3 ×3
Peak monthApril (5)
Deadliest15 Mar 2008, EF3, 16.9 mi path, 2 killed, 2 injured
Longest path27 Mar 1994, F3, 21 mi path, 0 killed, 30 injured
Most recent11 Apr 2013, EF0, 0.4 mi path
Deaths / injuries on those paths3 / 76
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count3233000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01103510

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

Is there a tornado warning now?

How Polk County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Polk County (this page)—Relatively Low64.1 Tornado
Haralson County 23 kmVery Low27.6 Wildfire
Floyd County 29 kmRelatively Moderate82.0 Tornado
Paulding County 31 kmRelatively Low70.0 Tornado
Bartow County 41 kmRelatively Low65.3 Tornado
Cherokee County, AL 43 kmRelatively Low63.3 Drought

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 91.5
Community resilienceRelatively Low 28.8
Community risk factor1.62
Expected annual loss, all hazards$15 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Polk County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Polk County

What natural disasters is Polk County, Georgia most at risk from?

Polk County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 64.1 out of 100, higher than about 64% of US counties, with tornadoes, drought and strong winds scoring highest of its 18 hazards and $15 million a year in expected losses.

How many federal disaster declarations has Polk County had?

OpenFEMA lists 16 federal disaster declarations that included Polk County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Polk County?

NOAA's Storm Prediction Center recorded 11 tornadoes touching Polk County from 1950 to 2025. The deadliest: 15 Mar 2008, EF3, 16.9 mi path, 2 killed, 2 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.