New York Natural Disaster Risk by County
Of New York's 62 counties, 0 have a Very High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025); the highest is Kings County (score 99.3 of 100), and expected losses across the state total $4.3 billion a year.
OpenFEMA lists 114 federal disaster, emergency and fire management declarations for New York since 1954 (not counting COVID-19); the latest is FM-5547-NY, Jennings Creek Fire, declared 15 November 2024.
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Most exposed counties, hazard by hazard
Top 10 by FEMA hazard risk scoreHurricane 62 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Kings County | Relatively High | $31 million |
| 2 | Queens County | Relatively High | $25 million |
| 3 | Suffolk County | Relatively High | $43 million |
| 4 | New York County | Relatively High | $23 million |
| 5 | Nassau County | Relatively High | $27 million |
| 6 | Bronx County | Relatively High | $13 million |
| 7 | Westchester County | Relatively High | $15 million |
| 8 | Dutchess County | Relatively Moderate | $10 million |
| 9 | Orange County | Relatively Moderate | $9.8 million |
| 10 | Richmond County | Relatively Moderate | $6.7 million |
Tornado 62 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Erie County | Relatively High | $12 million |
| 2 | Kings County | Relatively High | $6.2 million |
| 3 | Queens County | Relatively High | $4.6 million |
| 4 | New York County | Relatively Moderate | $4.4 million |
| 5 | Albany County | Relatively Moderate | $6.9 million |
| 6 | Ulster County | Relatively Moderate | $5.9 million |
| 7 | Onondaga County | Relatively Moderate | $6.0 million |
| 8 | Monroe County | Relatively Moderate | $5.8 million |
| 9 | Bronx County | Relatively Moderate | $2.9 million |
| 10 | Broome County | Relatively Moderate | $4.3 million |
Inland flooding 62 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Kings County | Very High | $181 million |
| 2 | Queens County | Very High | $185 million |
| 3 | New York County | Very High | $187 million |
| 4 | Erie County | Relatively High | $205 million |
| 5 | Bronx County | Relatively High | $100 million |
| 6 | Suffolk County | Relatively High | $193 million |
| 7 | Nassau County | Relatively High | $184 million |
| 8 | Westchester County | Relatively High | $148 million |
| 9 | Monroe County | Relatively High | $103 million |
| 10 | Onondaga County | Relatively High | $77 million |
Coastal flooding 23 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Suffolk County | Very High | $25 million |
| 2 | Nassau County | Very High | $24 million |
| 3 | Queens County | Very High | $9.5 million |
| 4 | Kings County | Relatively High | $2.7 million |
| 5 | Bronx County | Relatively High | $2.3 million |
| 6 | Richmond County | Relatively Moderate | $2.0 million |
| 7 | Westchester County | Relatively Moderate | $2.1 million |
| 8 | New York County | Relatively Moderate | $1.2 million |
| 9 | Rockland County | Relatively Moderate | $596,767 |
| 10 | Ulster County | Relatively Low | $221,372 |
Wildfire 62 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Suffolk County | Relatively Low | $264,839 |
| 2 | Erie County | Very Low | $96,748 |
| 3 | Dutchess County | Very Low | $83,855 |
| 4 | Westchester County | Very Low | $65,502 |
| 5 | Ulster County | Very Low | $52,779 |
| 6 | Orange County | Very Low | $56,265 |
| 7 | Monroe County | Very Low | $38,845 |
| 8 | Onondaga County | Very Low | $37,942 |
| 9 | Nassau County | Very Low | $36,149 |
| 10 | Chautauqua County | Very Low | $25,696 |
Earthquake 62 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Kings County | Relatively High | $52 million |
| 2 | Queens County | Relatively High | $35 million |
| 3 | New York County | Relatively Moderate | $20 million |
| 4 | Bronx County | Relatively Moderate | $14 million |
| 5 | Nassau County | Relatively Moderate | $28 million |
| 6 | Suffolk County | Relatively Moderate | $21 million |
| 7 | Westchester County | Relatively Moderate | $13 million |
| 8 | Richmond County | Relatively Moderate | $6.2 million |
| 9 | Rockland County | Relatively Low | $3.5 million |
| 10 | Orange County | Relatively Low | $3.9 million |
Every New York county, highest overall risk first
62| # | County | Overall risk | Score | Loss a year | Top hazard | Declarations | Tornadoes |
|---|---|---|---|---|---|---|---|
| 1 | Kings County | Relatively High | 99.3 | $375 million | Winter weather | 22 | 3 |
| 2 | Queens County | Relatively High | 99.2 | $377 million | Cold wave | 23 | 5 |
| 3 | New York County | Relatively High | 98.8 | $307 million | Heat wave | 21 | 0 |
| 4 | Bronx County | Relatively High | 98.3 | $212 million | Cold wave | 18 | 1 |
| 5 | Erie County | Relatively High | 97.7 | $286 million | Cold wave | 25 | 27 |
| 6 | Suffolk County | Relatively High | 97.3 | $321 million | Winter weather | 34 | 32 |
| 7 | Nassau County | Relatively High | 97.1 | $299 million | Winter weather | 29 | 9 |
| 8 | Westchester County | Relatively High | 96.2 | $210 million | Strong wind | 30 | 8 |
| 9 | Monroe County | Relatively Moderate | 93.8 | $141 million | Cold wave | 19 | 5 |
| 10 | Onondaga County | Relatively Moderate | 91.3 | $103 million | Strong wind | 17 | 10 |
| 11 | Richmond County | Relatively Moderate | 91.0 | $82 million | Heat wave | 23 | 4 |
| 12 | Orange County | Relatively Moderate | 90.6 | $99 million | Strong wind | 34 | 13 |
| 13 | Rockland County | Relatively Moderate | 88.4 | $60 million | Strong wind | 28 | 2 |
| 14 | Dutchess County | Relatively Moderate | 88.3 | $85 million | Inland flooding | 25 | 16 |
| 15 | Ulster County | Relatively Moderate | 87.7 | $67 million | Landslide | 35 | 14 |
| 16 | Broome County | Relatively Moderate | 87.5 | $60 million | Inland flooding | 28 | 12 |
| 17 | Oneida County | Relatively Moderate | 86.3 | $55 million | Winter weather | 26 | 33 |
| 18 | Albany County | Relatively Moderate | 85.9 | $64 million | Landslide | 21 | 8 |
| 19 | Chautauqua County | Relatively Moderate | 84.6 | $44 million | Inland flooding | 22 | 27 |
| 20 | Niagara County | Relatively Moderate | 83.4 | $52 million | Inland flooding | 25 | 4 |
| 21 | Delaware County | Relatively Moderate | 83.3 | $35 million | Inland flooding | 37 | 10 |
| 22 | Rensselaer County | Relatively Moderate | 82.2 | $49 million | Hail | 27 | 9 |
| 23 | Cattaraugus County | Relatively Moderate | 81.6 | $34 million | Inland flooding | 24 | 19 |
| 24 | Sullivan County | Relatively Low | 78.3 | $37 million | Inland flooding | 33 | 11 |
| 25 | St. Lawrence County | Relatively Low | 77.9 | $32 million | Cold wave | 17 | 11 |
| 26 | Steuben County | Relatively Low | 76.9 | $33 million | Inland flooding | 22 | 10 |
| 27 | Otsego County | Relatively Low | 75.8 | $32 million | Inland flooding | 25 | 13 |
| 28 | Tompkins County | Relatively Low | 73.9 | $35 million | Inland flooding | 18 | 9 |
| 29 | Saratoga County | Relatively Low | 73.0 | $53 million | Inland flooding | 18 | 14 |
| 30 | Chenango County | Relatively Low | 72.3 | $27 million | Inland flooding | 29 | 17 |
| 31 | Schenectady County | Relatively Low | 71.3 | $32 million | Inland flooding | 23 | 6 |
| 32 | Allegany County | Relatively Low | 69.8 | $27 million | Inland flooding | 23 | 12 |
| 33 | Clinton County | Relatively Low | 68.8 | $28 million | Ice storm | 17 | 2 |
| 34 | Columbia County | Relatively Low | 68.7 | $25 million | Landslide | 25 | 12 |
| 35 | Greene County | Relatively Low | 68.3 | $25 million | Inland flooding | 27 | 10 |
| 36 | Oswego County | Relatively Low | 67.6 | $27 million | Winter weather | 19 | 14 |
| 37 | Montgomery County | Relatively Low | 65.2 | $20 million | Landslide | 24 | 10 |
| 38 | Jefferson County | Relatively Low | 64.0 | $26 million | Winter weather | 19 | 5 |
| 39 | Ontario County | Relatively Low | 63.5 | $27 million | Inland flooding | 18 | 7 |
| 40 | Essex County | Relatively Low | 62.7 | $21 million | Landslide | 23 | 3 |
| 41 | Warren County | Relatively Low | 62.3 | $25 million | Lightning | 17 | 7 |
| 42 | Cayuga County | Relatively Low | 61.5 | $24 million | Ice storm | 17 | 5 |
| 43 | Herkimer County | Relatively Low | 60.0 | $21 million | Inland flooding | 23 | 11 |
| 44 | Tioga County | Relatively Low | 59.9 | $20 million | Inland flooding | 25 | 8 |
| 45 | Madison County | Relatively Low | 59.4 | $23 million | Inland flooding | 22 | 9 |
| 46 | Washington County | Relatively Low | 56.6 | $19 million | Landslide | 14 | 6 |
| 47 | Livingston County | Relatively Low | 56.4 | $18 million | Inland flooding | 18 | 3 |
| 48 | Wayne County | Relatively Low | 56.3 | $19 million | Hail | 15 | 5 |
| 49 | Genesee County | Relatively Low | 56.1 | $19 million | Lightning | 23 | 6 |
| 50 | Chemung County | Relatively Low | 54.8 | $18 million | Inland flooding | 17 | 6 |
| 51 | Cortland County | Relatively Low | 51.2 | $17 million | Inland flooding | 17 | 6 |
| 52 | Franklin County | Relatively Low | 48.9 | $14 million | Ice storm | 18 | 2 |
| 53 | Fulton County | Relatively Low | 48.6 | $17 million | Inland flooding | 16 | 11 |
| 54 | Yates County | Relatively Low | 46.6 | $10.0 million | Drought | 19 | 5 |
| 55 | Seneca County | Very Low | 41.8 | $9.8 million | Drought | 10 | 1 |
| 56 | Wyoming County | Very Low | 41.3 | $15 million | Inland flooding | 22 | 5 |
| 57 | Schoharie County | Very Low | 41.3 | $13 million | Landslide | 27 | 3 |
| 58 | Putnam County | Very Low | 39.8 | $20 million | Landslide | 27 | 5 |
| 59 | Lewis County | Very Low | 24.7 | $9.1 million | Ice storm | 26 | 8 |
| 60 | Orleans County | Very Low | 17.9 | $6.9 million | Ice storm | 22 | 1 |
| 61 | Schuyler County | Very Low | 16.3 | $6.0 million | Drought | 13 | 5 |
| 62 | Hamilton County | Very Low | 15.1 | $5.5 million | Landslide | 16 | 7 |
Score: FEMA's national percentile (higher = more risk). Declarations: federal declarations that named the county since 1953, not counting COVID-19. Tornadoes: NOAA SPC tornadoes that touched the county, 1950–2025.
Latest federal declarations in New York
Other states and territories
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What this page shows, and what it misses
FEMA's National Risk Index compares every US county with every other for 18 natural hazards, combining expected losses with social vulnerability and community resilience. It is a planning-level estimate for nationwide comparison, not a flood-zone map and not the risk to any one property — for flood zones use FEMA's Flood Map Service Center ↗. Federal declarations exclude state declarations and SBA or USDA designations.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about New York
Which county in New York has the highest natural disaster risk?
Of New York's 62 counties, 0 have a Very High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025); the highest is Kings County (score 99.3 of 100), and expected losses across the state total $4.3 billion a year.
Which New York counties are most at risk from tornadoes?
By FEMA's National Risk Index tornado risk score: Erie County, Kings County, Queens County. These are planning-level estimates for whole counties, not maps of individual properties.
Which New York counties are most at risk from hurricanes?
By FEMA's National Risk Index hurricane risk score: Kings County, Queens County, Suffolk County. These are planning-level estimates for whole counties, not maps of individual properties.
How many FEMA disaster declarations has New York had?
OpenFEMA lists 114 federal disaster, emergency and fire management declarations for New York since 1954 (not counting COVID-19); the latest is FM-5547-NY, Jennings Creek Fire, declared 15 November 2024.