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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Albany County, New York: Natural Disaster Risk and History

Albany County, New York has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 85.9 out of 100, higher than about 85% of US counties, with landslides, inland (river and flash) flooding and lightning scoring highest of its 18 hazards and $64 million a year in expected losses.

OpenFEMA lists 21 federal disaster declarations that included Albany County since 1987, not counting 2 for COVID-19; the latest is EM-3565-NY (Hurricane Henri, declared 22 August 2021). NOAA's Storm Prediction Center recorded 8 tornadoes touching Albany County from 1950 to 2025.

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Population 314,684 Buildings worth $70 billion Area 539 sq mi Risk rank in New York 18 of 62 FIPS 36001

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 90.8 $67,540 about once every 2.8 years —
Inland floodingRelatively Moderate 90.3 $43 million about 2.8 a year 77
LightningRelatively High 88.9 $1.2 million about 28 a year 162,097 strikes
TornadoRelatively Moderate 88.0 $6.9 million about once every 8.1 years 4
Ice stormRelatively High 86.0 $699,562 about once every 1.5 years 46
HurricaneRelatively Moderate 84.4 $3.8 million about once every 20 years 12
EarthquakeRelatively Low 83.7 $2.6 million about once every 735 years —
Strong windRelatively Moderate 82.9 $1.6 million about 1.4 a year 54
Heat waveRelatively Low 73.2 $1.2 million about 3.3 a year 56
Cold waveRelatively Moderate 68.2 $2.2 million about 2.5 a year 47
HailRelatively Low 67.6 $550,415 about 2.9 a year 110
Winter weatherRelatively Moderate 61.1 $103,166 about 17 a year 320
AvalancheVery Low 36.5 $191 about once every 100 years 0
WildfireVery Low 36.2 $22,439 rarer than once in 1,000 years —
Coastal floodingNo Rating 0.0 — — —
DroughtNo Rating 0.0 — — 0
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 21

Most common: Snowstorm 6, Severe Storm 6, Hurricane 5, Other 2.

DecadeDeclarationsIncident types
1980s1Snowstorm
1990s4Snowstorm ×2, Hurricane, Flood
2000s11Severe Storm ×5, Other ×2, Snowstorm ×2, Hurricane, Fire
2010s4Hurricane ×2, Snowstorm, Severe Storm
2020s1Hurricane

The last 10

Hurricane Henri EM-3565-NY · Hurricane · declared 22 Aug 2021
Severe Winter Storm and Snowstorm DR-4322-NY · Snowstorm · declared 12 Jul 2017
Hurricane Sandy EM-3351-NY · Hurricane · declared 28 Oct 2012
Remnants of Tropical Storm Lee EM-3341-NY · Severe Storm · declared 8 Sep 2011
Hurricane Irene DR-4020-NY · Hurricane · declared 31 Aug 2011 · households could apply
Severe Winter Storm DR-1827-NY · Severe Storm · declared 4 Mar 2009
Severe Winter Storm EM-3299-NY · Severe Storm · declared 18 Dec 2008
Severe Storms and Inland and Coastal Flooding DR-1692-NY · Severe Storm · declared 24 Apr 2007 · households could apply
Hurricane Katrina Evacuation EM-3262-NY · Hurricane · declared 30 Sep 2005
Severe Storms and Flooding DR-1534-NY · Severe Storm · declared 3 Aug 2004

Widest declarations that included Albany County

  • Hurricane Sandy (2012, EM-3351-NY): 62 New York counties designated.
  • Hurricane Katrina Evacuation (2005, EM-3262-NY): 62 New York counties designated.
  • Severe Storms and Flooding (2004, DR-1534-NY): 62 New York counties designated.

Named storms in its declarations: Hurricane Henri (2021), Hurricane Sandy (2012), Tropical Storm Lee (2011), Hurricane Irene (2011), Hurricane Katrina (2005), Hurricane Floyd (1999).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. New York also had 7 statewide declarations with no county list.

Tornado record since 1950 8

Tornadoes touching the county8
Strongest-rated(E)F4 ×1
Peak monthMay (3)
Deadliest10 Jul 1989, F4, 42 mi path, 0 killed, 20 injured
Longest path16 Jun 1974, F3, 49.1 mi path
Most recent22 May 2014, EF3, 6.8 mi path
Deaths / injuries on those paths0 / 35
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count3202100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00232010

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Albany County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Albany County (this page)—Relatively Moderate85.9 Landslide
Schenectady County 25 kmRelatively Low71.3 Inland flooding
Greene County 38 kmRelatively Low68.3 Inland flooding
Schoharie County 38 kmVery Low41.3 Landslide
Rensselaer County 40 kmRelatively Moderate82.2 Hail
Columbia County 48 kmRelatively Low68.7 Landslide

Nearest by distance between county centres. Every county in New York, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 29.1
Community resilienceVery High 91.4
Community risk factor0.96
Expected annual loss, all hazards$64 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Albany County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Albany County

What natural disasters is Albany County, New York most at risk from?

Albany County, New York has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 85.9 out of 100, higher than about 85% of US counties, with landslides, inland (river and flash) flooding and lightning scoring highest of its 18 hazards and $64 million a year in expected losses.

How many federal disaster declarations has Albany County had?

OpenFEMA lists 21 federal disaster declarations that included Albany County since 1987, not counting 2 for COVID-19; the latest is EM-3565-NY (Hurricane Henri, declared 22 August 2021). Another 7 New York declarations were made statewide without a county list.

How many tornadoes have hit Albany County?

NOAA's Storm Prediction Center recorded 8 tornadoes touching Albany County from 1950 to 2025. The deadliest: 10 Jul 1989, F4, 42 mi path, 0 killed, 20 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.