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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Tioga County, New York: Natural Disaster Risk and History

Tioga County, New York has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 59.9 out of 100, higher than about 59% of US counties, with inland (river and flash) flooding, landslides and hurricanes scoring highest of its 18 hazards and $20 million a year in expected losses.

OpenFEMA lists 25 federal disaster declarations that included Tioga County since 1972, not counting 2 for COVID-19; the latest is DR-4625-NY (Remnants of Tropical Storm Fred, declared 8 October 2021). NOAA's Storm Prediction Center recorded 8 tornadoes touching Tioga County from 1950 to 2025.

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Population 48,430 Buildings worth $11 billion Area 528 sq mi Risk rank in New York 44 of 62 FIPS 36107

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Inland floodingRelatively Moderate 78.9 $17 million about 2.1 a year 59
LandslideRelatively Low 69.7 $5,433 about once every 1.9 years —
HurricaneRelatively Low 62.7 $259,900 about once every 36 years 6
Ice stormRelatively Low 49.7 $79,090 about once every 2.0 years 34
LightningRelatively Low 44.1 $178,750 about 31 a year 65,425 strikes
TornadoRelatively Low 43.8 $948,353 about once every 7.0 years 8
DroughtRelatively Low 41.2 $69,643 about once every 1.9 years 49
Heat waveRelatively Low 40.3 $220,441 about 3.1 a year 52
AvalancheVery Low 37.6 $183 about once every 100 years 0
EarthquakeVery Low 32.6 $90,090 rarer than once in 1,000 years —
Cold waveRelatively Low 25.9 $324,814 about 3.3 a year 63
Strong windRelatively Low 25.6 $230,115 about 1.5 a year 56
WildfireVery Low 23.9 $9,288 rarer than once in 1,000 years —
HailVery Low 18.4 $61,292 about 2.3 a year 86
Winter weatherVery Low 8.1 $5,621 about 16 a year 296
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 25

Most common: Severe Storm 10, Flood 6, Hurricane 3, Snowstorm 3.

DecadeDeclarationsIncident types
1970s3Flood ×3
1990s3Severe Storm, Flood, Snowstorm
2000s11Severe Storm ×6, Other ×2, Hurricane, Snowstorm, Fire
2010s7Severe Storm ×3, Flood ×2, Snowstorm, Hurricane
2020s1Hurricane

The last 10

Remnants of Tropical Storm Fred DR-4625-NY · Hurricane · declared 8 Oct 2021
Severe Storms, Straight-Line Winds, and Flooding DR-4472-NY · Severe Storm · declared 19 Dec 2019
Severe Storms and Flooding DR-4397-NY · Flood · declared 1 Oct 2018
Severe Winter Storm and Snowstorm DR-4322-NY · Snowstorm · declared 12 Jul 2017
Hurricane Sandy EM-3351-NY · Hurricane · declared 28 Oct 2012
Remnants of Tropical Storm Lee DR-4031-NY · Severe Storm · declared 13 Sep 2011 · households could apply
Remnants of Tropical Storm Lee EM-3341-NY · Severe Storm · declared 8 Sep 2011
Severe Storms, Flooding, Tornadoes, and Straight-Line Winds DR-1993-NY · Flood · declared 10 Jun 2011
Severe Storms and Flooding DR-1670-NY · Severe Storm · declared 12 Dec 2006 · households could apply
Severe Storms and Flooding DR-1650-NY · Severe Storm · declared 1 Jul 2006 · households could apply

Widest declarations that included Tioga County

  • Hurricane Sandy (2012, EM-3351-NY): 62 New York counties designated.
  • Hurricane Katrina Evacuation (2005, EM-3262-NY): 62 New York counties designated.
  • Severe Storms and Flooding (2004, DR-1534-NY): 62 New York counties designated.

Named storms in its declarations: Tropical Storm Fred (2021), Hurricane Sandy (2012), Tropical Storm Lee (2011), Hurricane Katrina (2005), Tropical Depression Ivan (2004), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. New York also had 7 statewide declarations with no county list.

Tornado record since 1950 8

Tornadoes touching the county8
Strongest-rated(E)F3 ×3
Peak monthMay (5)
Deadliest31 May 1998, F3, 62 mi path, 0 killed, 12 injured
Longest path31 May 1998, F3, 62 mi path, 0 killed, 12 injured
Most recent26 Jul 2012, EF1, 13.8 mi path
Deaths / injuries on those paths0 / 26
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2303000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00032210

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Tioga County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Tioga County (this page)—Relatively Low59.9 Inland flooding
Tompkins County 34 kmRelatively Low73.9 Inland flooding
Chemung County 38 kmRelatively Low54.8 Inland flooding
Broome County 40 kmRelatively Moderate87.5 Inland flooding
Bradford County, PA 46 kmRelatively Low73.1 Lightning
Cortland County 51 kmRelatively Low51.2 Inland flooding

Nearest by distance between county centres. Every county in New York, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 48.1
Community resilienceRelatively High 73.0
Community risk factor1.11
Expected annual loss, all hazards$20 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Tioga County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Tioga County

What natural disasters is Tioga County, New York most at risk from?

Tioga County, New York has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 59.9 out of 100, higher than about 59% of US counties, with inland (river and flash) flooding, landslides and hurricanes scoring highest of its 18 hazards and $20 million a year in expected losses.

How many federal disaster declarations has Tioga County had?

OpenFEMA lists 25 federal disaster declarations that included Tioga County since 1972, not counting 2 for COVID-19; the latest is DR-4625-NY (Remnants of Tropical Storm Fred, declared 8 October 2021). Another 7 New York declarations were made statewide without a county list.

How many tornadoes have hit Tioga County?

NOAA's Storm Prediction Center recorded 8 tornadoes touching Tioga County from 1950 to 2025. The deadliest: 31 May 1998, F3, 62 mi path, 0 killed, 12 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.