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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Cherokee County, Georgia: Natural Disaster Risk and History

Cherokee County, Georgia has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 85.3 out of 100, higher than about 85% of US counties, with tornadoes, inland (river and flash) flooding and hail scoring highest of its 18 hazards and $78 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Cherokee County since 1977, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 31 tornadoes touching Cherokee County from 1950 to 2025.

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Population 266,412 Buildings worth $52 billion Area 439 sq mi Risk rank in Georgia 9 of 159 FIPS 13057

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively High 94.8 $16 million about once every 3.9 years 29
Inland floodingRelatively Moderate 88.5 $46 million about once every 1.2 years 24
HailRelatively Moderate 86.2 $1.8 million about 5.7 a year 215
Cold waveRelatively Moderate 85.5 $7.2 million about 1.4 a year 26
LightningRelatively High 84.5 $1.3 million about 61 a year 183,039 strikes
LandslideRelatively Low 83.0 $32,848 about once a year —
EarthquakeRelatively Low 78.9 $2.0 million about once every 446 years —
Ice stormRelatively Moderate 75.4 $411,658 about once every 1.2 years 58
Strong windRelatively Moderate 74.1 $1.5 million about 2.8 a year 108
Heat waveRelatively Low 66.7 $1.1 million about 1.9 a year 33
WildfireVery Low 58.8 $107,684 rarer than once in 1,000 years —
HurricaneVery Low 54.2 $156,347 about once every 35 years 10
Winter weatherRelatively Low 47.9 $82,714 about 3.8 a year 73
DroughtNo Rating 0.0 — about 36 a year 1,309
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Hurricane 6, Severe Storm 4, Tropical Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1970s1Drought
1990s5Tornado ×2, Severe Storm, Hurricane, Snowstorm
2000s4Severe Storm ×2, Hurricane ×2
2010s4Hurricane ×2, Severe Ice Storm, Severe Storm
2020s4Tropical Storm ×2, Winter Storm, Hurricane

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Tropical Storm Zeta DR-4579-GA · Hurricane · declared 12 Jan 2021
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Winter Storm EM-3368-GA · Severe Ice Storm · declared 11 Feb 2014
Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding DR-1973-GA · Severe Storm · declared 29 Apr 2011 · households could apply
Severe Storms and Flooding DR-1858-GA · Severe Storm · declared 24 Sep 2009 · households could apply
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005

Widest declarations that included Cherokee County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Tropical Storm Zeta (2021), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 31

Tornadoes touching the county31
Strongest-rated(E)F4 ×2
Peak monthApril (10)
Deadliest27 Mar 1994, F3, 40 mi path, 9 killed, 70 injured
Longest path27 Mar 1994, F4, 49 mi path, 3 killed, 20 injured
Most recent20 May 2025, EF0, 2.1 mi path
Deaths / injuries on those paths12 / 187
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count71363200
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count13144864

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Cherokee County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Cherokee County (this page)—Relatively Moderate85.3 Tornado
Pickens County 25 kmVery Low34.8 Landslide
Forsyth County 32 kmRelatively Moderate86.1 Tornado
Bartow County 33 kmRelatively Low65.3 Tornado
Cobb County 35 kmRelatively High94.4 Tornado
Dawson County 36 kmVery Low21.9 Lightning

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceRelatively Moderate 45.5
Community risk factor0.75
Expected annual loss, all hazards$78 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Cherokee County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Cherokee County

What natural disasters is Cherokee County, Georgia most at risk from?

Cherokee County, Georgia has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 85.3 out of 100, higher than about 85% of US counties, with tornadoes, inland (river and flash) flooding and hail scoring highest of its 18 hazards and $78 million a year in expected losses.

How many federal disaster declarations has Cherokee County had?

OpenFEMA lists 18 federal disaster declarations that included Cherokee County since 1977, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Cherokee County?

NOAA's Storm Prediction Center recorded 31 tornadoes touching Cherokee County from 1950 to 2025. The deadliest: 27 Mar 1994, F3, 40 mi path, 9 killed, 70 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.