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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hillsborough County, Florida: Natural Disaster Risk and History

Hillsborough County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.8 out of 100, higher than about 98% of US counties, with tornadoes, lightning and cold waves scoring highest of its 18 hazards and $495 million a year in expected losses.

OpenFEMA lists 45 federal disaster declarations that included Hillsborough County since 1968, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). NOAA's Storm Prediction Center recorded 153 tornadoes touching Hillsborough County from 1950 to 2025.

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Population 1,458,282 Buildings worth $229 billion Area 1,345 sq mi Risk rank in Florida 6 of 67 FIPS 12057

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoVery High 99.7 $77 million about 1.3 a year 83
LightningVery High 99.7 $8.1 million about 98 a year 1,892,661 strikes
Cold waveVery High 99.5 $54 million about 4.1 a year 74
HurricaneVery High 99.3 $178 million about once every 4.0 years 102
Inland floodingRelatively High 97.8 $146 million about 2.1 a year 60
HailRelatively High 97.8 $5.7 million about 1.8 a year 72
Heat waveRelatively High 97.0 $9.4 million about 3.5 a year 46
WildfireRelatively Moderate 95.7 $4.4 million about once every 162 years —
Coastal floodingRelatively High 92.4 $7.8 million about 3.7 a year —
DroughtRelatively Moderate 83.0 $1.1 million about 17 a year 686
Strong windRelatively Moderate 82.1 $1.4 million about once every 1.1 years 28
EarthquakeRelatively Low 68.5 $734,733 rarer than once in 1,000 years —
LandslideRelatively Low 64.4 $3,722 about once every 7.5 years —
Winter weatherNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 45

Most common: Hurricane 21, Severe Storm 7, Tropical Storm 5, Fire 5.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s4Flood, Severe Storm, Freezing, Coastal Storm
1980s2Hurricane, Freezing
1990s10Fire ×3, Severe Storm ×3, Hurricane ×2, Tornado, Freezing
2000s8Hurricane ×4, Fire ×2, Severe Storm, Freezing
2010s6Hurricane ×5, Severe Storm
2020s14Hurricane ×8, Tropical Storm ×5, Severe Storm

The last 10

Hurricane Milton DR-4834-FL · Hurricane · declared 11 Oct 2024 · households could apply
Hurricane Milton EM-3622-FL · Hurricane · declared 7 Oct 2024
Hurricane Helene DR-4828-FL · Hurricane · declared 28 Sep 2024 · households could apply
Tropical Storm Helene EM-3615-FL · Tropical Storm · declared 24 Sep 2024
Hurricane Debby DR-4806-FL · Tropical Storm · declared 10 Aug 2024 · households could apply
Tropical Storm Debby EM-3605-FL · Tropical Storm · declared 3 Aug 2024
Hurricane Idalia DR-4734-FL · Hurricane · declared 31 Aug 2023 · households could apply
Tropical Storm Idalia EM-3596-FL · Tropical Storm · declared 28 Aug 2023
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply
Tropical Storm Nicole EM-3587-FL · Tropical Storm · declared 8 Nov 2022

Widest declarations that included Hillsborough County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Milton (2024), Hurricane Helene (2024), Tropical Storm Helene (2024), Hurricane Debby (2024), Tropical Storm Debby (2024), Hurricane Idalia (2023), Tropical Storm Idalia (2023), Hurricane Nicole (2022), Tropical Storm Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Tropical Storm Elsa (2021), Hurricane Eta (2020), Hurricane Dorian (2019), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Hermine (2016), Tropical Storm Debby (2012), Tropical Storm Fay (2008), Hurricane Katrina (2005), Hurricane Jeanne (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Tropical Storm Irene (1999), Hurricane Grorges (1998), Tropical Storm Josephine (1996), Hurricane Elena (1985), Tropical Storm Agnes (1972), Hurricane Gladys (1968).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 153

Tornadoes touching the county153
Strongest-rated(E)F4 ×1
Peak monthJuly (26)
Deadliest4 Apr 1966, F4, 135.8 mi path, 11 killed, 530 injured
Longest path4 Apr 1966, F4, 135.8 mi path, 11 killed, 530 injured
Most recent8 Aug 2025, EF0
Deaths / injuries on those paths12 / 665
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count8650150101
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count62343143612154

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hillsborough County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hillsborough County (this page)—Relatively High98.8 Tornado
Pinellas County 41 kmRelatively High98.2 Lightning
Pasco County 43 kmRelatively High96.0 Tornado
Manatee County 51 kmRelatively High97.6 Hurricane
Polk County 60 kmRelatively High96.5 Strong wind
Hardee County 69 kmRelatively Low69.2 Strong wind

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 36.4
Community resilienceRelatively Low 33.2
Community risk factor1.03
Expected annual loss, all hazards$495 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hillsborough County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hillsborough County

What natural disasters is Hillsborough County, Florida most at risk from?

Hillsborough County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.8 out of 100, higher than about 98% of US counties, with tornadoes, lightning and cold waves scoring highest of its 18 hazards and $495 million a year in expected losses.

How many federal disaster declarations has Hillsborough County had?

OpenFEMA lists 45 federal disaster declarations that included Hillsborough County since 1968, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit Hillsborough County?

NOAA's Storm Prediction Center recorded 153 tornadoes touching Hillsborough County from 1950 to 2025. The deadliest: 4 Apr 1966, F4, 135.8 mi path, 11 killed, 530 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.