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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Orange County, Florida: Natural Disaster Risk and History

Orange County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.4 out of 100, higher than about 98% of US counties, with strong winds, lightning and cold waves scoring highest of its 18 hazards and $418 million a year in expected losses.

OpenFEMA lists 37 federal disaster declarations that included Orange County since 1977, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). NOAA's Storm Prediction Center recorded 70 tornadoes touching Orange County from 1950 to 2025.

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Population 1,428,790 Buildings worth $261 billion Area 1,014 sq mi Risk rank in Florida 8 of 67 FIPS 12095

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windVery High 99.9 $33 million about 1.1 a year 40
LightningVery High 99.5 $6.1 million about 88 a year 1,611,219 strikes
Cold waveVery High 99.3 $48 million about 3.9 a year 74
TornadoVery High 99.1 $45 million about once every 1.3 years 36
Inland floodingRelatively High 98.4 $182 million about once every 2.8 years 10
HailRelatively High 98.2 $7.1 million about 2.2 a year 84
HurricaneRelatively High 98.0 $80 million about once every 4.0 years 92
WildfireRelatively Moderate 97.4 $9.0 million about once every 111 years —
Heat waveRelatively Moderate 94.1 $5.3 million about 2 a year 28
EarthquakeRelatively Low 75.4 $1.2 million rarer than once in 1,000 years —
LandslideVery Low 45.3 $1,022 about once every 10 years —
DroughtRelatively Low 34.5 $40,358 about 15 a year 616
Coastal floodingNo Rating 0.0 — about once every 100 years —
Winter weatherNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 37

Most common: Hurricane 19, Fire 5, Freezing 5, Tropical Storm 4.

DecadeDeclarationsIncident types
1970s1Freezing
1980s2Freezing ×2
1990s8Fire ×3, Hurricane ×2, Severe Storm, Flood, Freezing
2000s10Hurricane ×5, Severe Storm ×2, Fire ×2, Freezing
2010s5Hurricane ×5
2020s11Hurricane ×7, Tropical Storm ×4

The last 10

Hurricane Milton DR-4834-FL · Hurricane · declared 11 Oct 2024 · households could apply
Hurricane Milton EM-3622-FL · Hurricane · declared 7 Oct 2024
Hurricane Debby DR-4806-FL · Tropical Storm · declared 10 Aug 2024 · households could apply
Tropical Storm Debby EM-3605-FL · Tropical Storm · declared 3 Aug 2024
Hurricane Idalia DR-4734-FL · Hurricane · declared 31 Aug 2023 · households could apply
Tropical Storm Idalia EM-3596-FL · Tropical Storm · declared 28 Aug 2023
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply
Tropical Storm Nicole EM-3587-FL · Tropical Storm · declared 8 Nov 2022
Hurricane Ian DR-4673-FL · Hurricane · declared 29 Sep 2022 · households could apply
Tropical Storm Ian EM-3584-FL · Hurricane · declared 24 Sep 2022

Widest declarations that included Orange County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Milton (2024), Hurricane Debby (2024), Tropical Storm Debby (2024), Hurricane Idalia (2023), Tropical Storm Idalia (2023), Hurricane Nicole (2022), Tropical Storm Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Irma (2017), Hurricane Matthew (2016), Tropical Storm Fay (2008), Hurricane Katrina (2005), Hurricane Jeanne (2004), Hurricane Ivan (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Hurricane Irene (1999), Tropical Storm Irene (1999), Tropical Storm Alberto (1994).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 70

Tornadoes touching the county70
Strongest-rated(E)F3 ×3
Peak monthJune (16)
Deadliest22 Feb 1998, F3, 28 mi path, 25 killed, 150 injured
Longest path9 Nov 1968, F1, 69.3 mi path, 0 killed, 3 injured
Most recent26 May 2025, EF0, 0.1 mi path
Deaths / injuries on those paths29 / 305
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count342493000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count5718148585

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Orange County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Orange County (this page)—Relatively High98.4 Strong wind
Seminole County 24 kmRelatively Moderate91.4 Tornado
Lake County 48 kmRelatively Moderate91.9 Strong wind
Osceola County 52 kmRelatively Moderate92.0 Strong wind
Brevard County 62 kmRelatively High98.4 Hurricane
Volusia County 62 kmRelatively High96.2 Lightning

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 31.7
Community resilienceRelatively Moderate 41.3
Community risk factor1.00
Expected annual loss, all hazards$418 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Orange County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Orange County

What natural disasters is Orange County, Florida most at risk from?

Orange County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.4 out of 100, higher than about 98% of US counties, with strong winds, lightning and cold waves scoring highest of its 18 hazards and $418 million a year in expected losses.

How many federal disaster declarations has Orange County had?

OpenFEMA lists 37 federal disaster declarations that included Orange County since 1977, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit Orange County?

NOAA's Storm Prediction Center recorded 70 tornadoes touching Orange County from 1950 to 2025. The deadliest: 22 Feb 1998, F3, 28 mi path, 25 killed, 150 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.