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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Palm Beach County, Florida: Natural Disaster Risk and History

Palm Beach County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 99.2 out of 100, higher than about 99% of US counties, with hurricanes, lightning and inland (river and flash) flooding scoring highest of its 18 hazards and $519 million a year in expected losses.

OpenFEMA lists 39 federal disaster declarations that included Palm Beach County since 1965, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). NOAA's Storm Prediction Center recorded 199 tornadoes touching Palm Beach County from 1950 to 2025.

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Population 1,489,461 Buildings worth $268 billion Area 2,407 sq mi Risk rank in Florida 3 of 67 FIPS 12099

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneVery High 99.9 $287 million about once every 3.1 years 141
LightningVery High 99.8 $8.9 million about 96 a year 1,566,527 strikes
Inland floodingRelatively High 98.9 $179 million about 2.1 a year 58
Heat waveRelatively High 98.2 $13 million about 4.7 a year 42
WildfireRelatively Moderate 95.3 $3.2 million about once every 162 years —
DroughtRelatively High 94.1 $2.0 million about 17 a year 707
TornadoRelatively High 93.8 $8.6 million about 1.5 a year 125
Coastal floodingRelatively High 93.4 $7.5 million about 2.9 a year —
Strong windRelatively High 93.2 $2.1 million about once a year 32
Cold waveRelatively High 92.4 $7.2 million about 2 a year 31
LandslideRelatively Low 77.5 $10,250 about once every 4.2 years —
EarthquakeVery Low 44.9 $172,891 rarer than once in 1,000 years —
HailRelatively Low 43.9 $175,537 about once a year 37
Winter weatherNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 39

Most common: Hurricane 25, Freezing 5, Severe Storm 3, Fire 3.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s2Freezing ×2
1980s2Freezing, Human Cause
1990s11Hurricane ×5, Fire ×3, Severe Storm, Flood, Freezing
2000s9Hurricane ×6, Severe Storm ×2, Freezing
2010s7Hurricane ×7
2020s7Hurricane ×6, Tropical Storm

The last 10

Hurricane Milton DR-4834-FL · Hurricane · declared 11 Oct 2024 · households could apply
Hurricane Milton EM-3622-FL · Hurricane · declared 7 Oct 2024
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply
Tropical Storm Nicole EM-3587-FL · Tropical Storm · declared 8 Nov 2022
Hurricane Ian DR-4673-FL · Hurricane · declared 29 Sep 2022 · households could apply
Tropical Storm Ian EM-3584-FL · Hurricane · declared 24 Sep 2022
Hurricane Isaias EM-3533-FL · Hurricane · declared 1 Aug 2020
Hurricane Dorian DR-4468-FL · Hurricane · declared 21 Oct 2019
Hurricane Dorian EM-3419-FL · Hurricane · declared 30 Aug 2019
Hurricane Irma DR-4337-FL · Hurricane · declared 10 Sep 2017 · households could apply

Widest declarations that included Palm Beach County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Milton (2024), Hurricane Nicole (2022), Tropical Storm Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Irma (2017), Hurricane Matthew (2016), Hurricane Isaac (2012), Tropical Storm Fay (2008), Hurricane Wilma (2005), Hurricane Katrina (2005), Hurricane Jeanne (2004), Hurricane Ivan (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Hurricane Irene (1999), Tropical Storm Irene (1999), Hurricane Floyd (1999), Tropical Storm Mitch (1998), Hurricane Grorges (1998), Hurricane Betsy (1965).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 199

Tornadoes touching the county199
Strongest-rated(E)F3 ×2
Peak monthAugust (31)
Deadliest19 Oct 1958, F3, 20.2 mi path, 1 killed, 24 injured
Longest path9 Oct 2024, EF2, 65.5 mi path
Most recent24 May 2025, unrated
Deaths / injuries on those paths1 / 111
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count13250122003
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count1522242528333418

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Palm Beach County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Palm Beach County (this page)—Relatively High99.2 Hurricane
Martin County 52 kmRelatively Moderate94.1 Hurricane
Broward County 53 kmRelatively High99.5 Lightning
Hendry County 74 kmRelatively Low78.7 Lightning
St. Lucie County 84 kmRelatively High96.1 Hurricane
Glades County 89 kmRelatively Low48.0 Wildfire

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 59.8
Community resilienceRelatively Low 24.5
Community risk factor1.24
Expected annual loss, all hazards$519 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Palm Beach County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Palm Beach County

What natural disasters is Palm Beach County, Florida most at risk from?

Palm Beach County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 99.2 out of 100, higher than about 99% of US counties, with hurricanes, lightning and inland (river and flash) flooding scoring highest of its 18 hazards and $519 million a year in expected losses.

How many federal disaster declarations has Palm Beach County had?

OpenFEMA lists 39 federal disaster declarations that included Palm Beach County since 1965, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit Palm Beach County?

NOAA's Storm Prediction Center recorded 199 tornadoes touching Palm Beach County from 1950 to 2025. The deadliest: 19 Oct 1958, F3, 20.2 mi path, 1 killed, 24 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.