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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

St. Lucie County, Florida: Natural Disaster Risk and History

St. Lucie County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 96.1 out of 100, higher than about 96% of US counties, with hurricanes, lightning and strong winds scoring highest of its 18 hazards and $193 million a year in expected losses.

OpenFEMA lists 36 federal disaster declarations that included St. Lucie County since 1965, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). NOAA's Storm Prediction Center recorded 54 tornadoes touching St. Lucie County from 1950 to 2025.

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Population 328,876 Buildings worth $50 billion Area 695 sq mi Risk rank in Florida 15 of 67 FIPS 12111

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneVery High 99.2 $148 million about once every 3.0 years 106
LightningVery High 98.2 $2.9 million about 84 a year 533,039 strikes
Strong windRelatively High 90.0 $1.9 million about once every 1.7 years 21
Inland floodingRelatively Moderate 89.3 $33 million about once every 2.2 years 13
WildfireRelatively Low 86.6 $763,570 about once every 222 years —
TornadoRelatively Moderate 82.8 $4.1 million about once every 2.9 years 33
Heat waveRelatively Moderate 80.2 $1.4 million about 2.4 a year 27
Coastal floodingRelatively Moderate 65.2 $702,632 about 1.1 a year —
DroughtRelatively Moderate 64.7 $353,151 about 2 a year 630
EarthquakeVery Low 39.5 $135,150 rarer than once in 1,000 years —
HailVery Low 29.1 $103,462 about once every 1.1 years 36
Cold waveRelatively Low 26.4 $320,638 about 2.5 a year 47
LandslideVery Low 14.2 $51 about once every 17 years —
Winter weatherNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 36

Most common: Hurricane 24, Fire 4, Freezing 4, Severe Storm 2.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s1Freezing
1980s1Freezing
1990s9Hurricane ×4, Fire ×3, Flood, Freezing
2000s10Hurricane ×6, Severe Storm ×2, Fire, Freezing
2010s7Hurricane ×7
2020s7Hurricane ×6, Tropical Storm

The last 10

Hurricane Milton DR-4834-FL · Hurricane · declared 11 Oct 2024 · households could apply
Hurricane Milton EM-3622-FL · Hurricane · declared 7 Oct 2024
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply
Tropical Storm Nicole EM-3587-FL · Tropical Storm · declared 8 Nov 2022
Hurricane Ian DR-4673-FL · Hurricane · declared 29 Sep 2022 · households could apply
Tropical Storm Ian EM-3584-FL · Hurricane · declared 24 Sep 2022
Hurricane Isaias EM-3533-FL · Hurricane · declared 1 Aug 2020
Hurricane Dorian DR-4468-FL · Hurricane · declared 21 Oct 2019
Hurricane Dorian EM-3419-FL · Hurricane · declared 30 Aug 2019
Hurricane Irma DR-4337-FL · Hurricane · declared 10 Sep 2017 · households could apply

Widest declarations that included St. Lucie County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Milton (2024), Hurricane Nicole (2022), Tropical Storm Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Irma (2017), Hurricane Matthew (2016), Hurricane Isaac (2012), Tropical Storm Fay (2008), Hurricane Wilma (2005), Hurricane Katrina (2005), Hurricane Jeanne (2004), Hurricane Ivan (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Hurricane Irene (1999), Tropical Storm Irene (1999), Hurricane Floyd (1999), Hurricane Betsy (1965).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 54

Tornadoes touching the county54
Strongest-rated(E)F3 ×3
Peak monthAugust (13)
Deadliest9 Oct 2024, EF3, 21.2 mi path, 6 killed, 0 injured
Longest path9 Oct 2024, EF2, 65.5 mi path
Most recent9 Oct 2024, EF0, 17.9 mi path
Deaths / injuries on those paths8 / 27
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count371133000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count54767889

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How St. Lucie County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
St. Lucie County (this page)—Relatively High96.1 Hurricane
Martin County 34 kmRelatively Moderate94.1 Hurricane
Indian River County 38 kmRelatively High95.6 Hurricane
Okeechobee County 42 kmRelatively Low80.3 Hurricane
Palm Beach County 84 kmRelatively High99.2 Hurricane
Highlands County 85 kmRelatively Moderate89.4 Strong wind

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 51.2
Community resilienceRelatively Moderate 49.6
Community risk factor1.15
Expected annual loss, all hazards$193 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for St. Lucie County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about St. Lucie County

What natural disasters is St. Lucie County, Florida most at risk from?

St. Lucie County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 96.1 out of 100, higher than about 96% of US counties, with hurricanes, lightning and strong winds scoring highest of its 18 hazards and $193 million a year in expected losses.

How many federal disaster declarations has St. Lucie County had?

OpenFEMA lists 36 federal disaster declarations that included St. Lucie County since 1965, not counting 2 for COVID-19; the latest is DR-4834-FL (Hurricane Milton, declared 11 October 2024). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit St. Lucie County?

NOAA's Storm Prediction Center recorded 54 tornadoes touching St. Lucie County from 1950 to 2025. The deadliest: 9 Oct 2024, EF3, 21.2 mi path, 6 killed, 0 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.