Cumberland County, Illinois: Natural Disaster Risk and History
Cumberland County, Illinois has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 25.9 out of 100, higher than about 25% of US counties, with drought, earthquakes and landslides scoring highest of its 18 hazards and $7.4 million a year in expected losses.
OpenFEMA lists 7 federal disaster declarations that included Cumberland County since 1974, not counting 2 for COVID-19; the latest is DR-4728-IL (Severe Storms and Flooding, declared 15 August 2023). NOAA's Storm Prediction Center recorded 16 tornadoes touching Cumberland County from 1950 to 2025.
Live weather alerts for Illinois All official warnings Latest FEMA declarations
Population 10,425 Buildings worth $2.8 billion Area 350 sq mi Risk rank in Illinois 87 of 102 FIPS 17035
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Drought | Relatively Moderate | 86.6 | $1.1 million | about 1.7 a year | 42 |
| Earthquake | Relatively Low | 76.5 | $1.1 million | about once every 245 years | — |
| Landslide | Very Low | 60.6 | $2,382 | about once every 6.6 years | — |
| Heat wave | Relatively Low | 43.9 | $235,671 | about 7.6 a year | 101 |
| Strong wind | Relatively Low | 41.0 | $363,841 | about 4.5 a year | 172 |
| Winter weather | Relatively Low | 40.7 | $39,927 | about 7.4 a year | 140 |
| Cold wave | Relatively Low | 40.1 | $564,779 | about 1.9 a year | 36 |
| Hail | Relatively Low | 34.0 | $119,669 | about 2.7 a year | 104 |
| Inland flooding | Very Low | 33.5 | $3.3 million | about 1.1 a year | 31 |
| Ice storm | Relatively Low | 33.0 | $32,658 | about once every 1.3 years | 50 |
| Hurricane | Very Low | 33.0 | $15,373 | about once every 35 years | 10 |
| Tornado | Relatively Low | 30.1 | $442,831 | about once every 3.5 years | 10 |
| Lightning | Very Low | 14.0 | $41,028 | about 48 a year | 63,929 strikes |
| Wildfire | Very Low | 4.7 | $1,252 | rarer than once in 1,000 years | — |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 7
Most common: Severe Storm 3, Snowstorm 1, Hurricane 1, Tornado 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1970s | 1 | Flood |
| 1990s | 1 | Severe Storm |
| 2000s | 3 | Severe Storm, Hurricane, Tornado |
| 2010s | 1 | Snowstorm |
| 2020s | 1 | Severe Storm |
The last 7
Widest declarations that included Cumberland County
- Hurricane Katrina Evacuation (2005, EM-3230-IL): 102 Illinois counties designated.
- Severe Storms, Tornadoes and Flooding (2002, DR-1416-IL): 68 Illinois counties designated.
- Severe Winter Storm and Snowstorm (2011, DR-1960-IL): 65 Illinois counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Illinois also had 2 statewide declarations with no county list.
Tornado record since 1950 16
| Tornadoes touching the county | 16 |
|---|---|
| Strongest-rated | (E)F3 ×1 |
| Peak month | April (4) |
| Deadliest | 21 Aug 1977, F3, 26.9 mi path, 6 killed, 56 injured |
| Longest path | 21 Aug 1977, F3, 26.9 mi path, 6 killed, 56 injured |
| Most recent | 2 Apr 2025, EF0, 4 mi path |
| Deaths / injuries on those paths | 6 / 61 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 10 | 4 | 1 | 1 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 2 | 1 | 1 | 2 | 5 | 2 | 3 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Cumberland County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Cumberland County (this page) | — | Very Low | 25.9 | Drought |
| Coles County | 28 km | Relatively Low | 70.4 | Drought |
| Jasper County | 30 km | Very Low | 20.4 | Drought |
| Effingham County | 38 km | Relatively Low | 53.8 | Earthquake |
| Clark County | 40 km | Very Low | 27.3 | Earthquake |
| Shelby County | 50 km | Relatively Low | 51.7 | Drought |
Nearest by distance between county centres. Every county in Illinois, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively High 63.2 |
|---|---|
| Community resilience | Very High 88.1 |
| Community risk factor | 1.22 |
| Expected annual loss, all hazards | $7.4 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Cumberland County's main hazards
- Right now: National Weather Service alerts for Illinois · all official warnings on Global Incident Tracker.
- Drought: Drought monitor for Illinois
- Earthquake: Earthquakes today · Earthquake safety guide
- Landslide: Landslides recorded
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Cumberland County
What natural disasters is Cumberland County, Illinois most at risk from?
Cumberland County, Illinois has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 25.9 out of 100, higher than about 25% of US counties, with drought, earthquakes and landslides scoring highest of its 18 hazards and $7.4 million a year in expected losses.
How many federal disaster declarations has Cumberland County had?
OpenFEMA lists 7 federal disaster declarations that included Cumberland County since 1974, not counting 2 for COVID-19; the latest is DR-4728-IL (Severe Storms and Flooding, declared 15 August 2023). Another 2 Illinois declarations were made statewide without a county list.
How many tornadoes have hit Cumberland County?
NOAA's Storm Prediction Center recorded 16 tornadoes touching Cumberland County from 1950 to 2025. The deadliest: 21 Aug 1977, F3, 26.9 mi path, 6 killed, 56 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.