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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Jo Daviess County, Illinois: Natural Disaster Risk and History

Jo Daviess County, Illinois has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 51.3 out of 100, higher than about 51% of US counties, with landslides, hail and cold waves scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Jo Daviess County since 1965, not counting 2 for COVID-19; the latest is DR-1960-IL (Severe Winter Storm and Snowstorm, declared 17 March 2011). NOAA's Storm Prediction Center recorded 17 tornadoes touching Jo Daviess County from 1950 to 2025.

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Population 22,021 Buildings worth $10.0 billion Area 625 sq mi Risk rank in Illinois 57 of 102 FIPS 17085

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 92.0 $70,322 about once every 2.0 years —
HailRelatively Moderate 84.6 $1.1 million about 3.7 a year 139
Cold waveRelatively Moderate 75.1 $2.5 million about 6.8 a year 130
TornadoRelatively Moderate 68.8 $2.3 million about once every 1.9 years 17
DroughtRelatively Moderate 68.2 $438,202 about 8.7 a year 273
Strong windRelatively Moderate 59.0 $664,738 about 5.2 a year 200
Inland floodingRelatively Low 58.5 $8.0 million about 1.5 a year 43
Ice stormRelatively Low 56.6 $106,432 about once every 1.2 years 55
Heat waveRelatively Low 48.7 $330,105 about 4.7 a year 71
Winter weatherRelatively Low 39.6 $41,998 about 17 a year 314
EarthquakeVery Low 28.1 $57,305 rarer than once in 1,000 years —
LightningVery Low 22.7 $72,802 about 4 a year 70,778 strikes
WildfireVery Low 21.5 $7,896 rarer than once in 1,000 years —
HurricaneVery Low 16.4 $3,937 about once every 104 years 4
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Flood 6, Snowstorm 3, Severe Storm 3, Hurricane 1.

DecadeDeclarationsIncident types
1960s3Flood ×2, Tornado
1970s3Flood ×2, Snowstorm
1990s3Severe Storm ×2, Flood
2000s3Snowstorm, Hurricane, Flood
2010s2Snowstorm, Severe Storm

The last 10

Severe Winter Storm and Snowstorm DR-1960-IL · Snowstorm · declared 17 Mar 2011
Severe Storms and Flooding DR-1935-IL · Severe Storm · declared 19 Aug 2010 · households could apply
Record Snow and Near Record Snow EM-3283-IL · Snowstorm · declared 13 Mar 2008
Hurricane Katrina Evacuation EM-3230-IL · Hurricane · declared 7 Sep 2005
Flooding DR-1368-IL · Flood · declared 9 May 2001 · households could apply
Severe Storms and Flash Flooding DR-1278-IL · Severe Storm · declared 28 May 1999 · households could apply
Severe Storms & Flooding DR-997-IL · Flood · declared 9 Jul 1993 · households could apply
Severe Storms, Tornadoes & Flooding DR-871-IL · Severe Storm · declared 22 Jun 1990 · households could apply
Blizzards & Snowstorms EM-3068-IL · Snowstorm · declared 16 Jan 1979
Severe Storms & Flooding DR-438-IL · Flood · declared 10 Jun 1974 · households could apply

Widest declarations that included Jo Daviess County

  • Hurricane Katrina Evacuation (2005, EM-3230-IL): 102 Illinois counties designated.
  • Severe Winter Storm and Snowstorm (2011, DR-1960-IL): 65 Illinois counties designated.
  • Severe Storms & Flooding (1973, DR-373-IL): 52 Illinois counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Illinois also had 2 statewide declarations with no county list.

Tornado record since 1950 17

Tornadoes touching the county17
Strongest-rated(E)F2 ×2
Peak monthJuly (7)
Deadliest—
Longest path15 Jul 2024, EF1, 29.8 mi path
Most recent15 Jul 2024, EF1, 29.8 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count9520001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count12104144

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Jo Daviess County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Jo Daviess County (this page)—Relatively Low51.3 Landslide
Lafayette County, WI 33 kmVery Low33.1 Cold wave
Jackson County, IA 37 kmVery Low36.1 Landslide
Carroll County 40 kmVery Low39.0 Drought
Stephenson County 45 kmRelatively Low73.9 Hail
Dubuque County, IA 56 kmRelatively Low63.6 Hail

Nearest by distance between county centres. Every county in Illinois, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 48.8
Community resilienceRelatively Moderate 59.5
Community risk factor1.12
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Jo Daviess County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Jo Daviess County

What natural disasters is Jo Daviess County, Illinois most at risk from?

Jo Daviess County, Illinois has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 51.3 out of 100, higher than about 51% of US counties, with landslides, hail and cold waves scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Jo Daviess County had?

OpenFEMA lists 14 federal disaster declarations that included Jo Daviess County since 1965, not counting 2 for COVID-19; the latest is DR-1960-IL (Severe Winter Storm and Snowstorm, declared 17 March 2011). Another 2 Illinois declarations were made statewide without a county list.

How many tornadoes have hit Jo Daviess County?

NOAA's Storm Prediction Center recorded 17 tornadoes touching Jo Daviess County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.