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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Whiteside County, Illinois: Natural Disaster Risk and History

Whiteside County, Illinois has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 65.8 out of 100, higher than about 65% of US counties, with drought, strong winds and hail scoring highest of its 18 hazards and $25 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Whiteside County since 1965, not counting 2 for COVID-19; the latest is DR-4461-IL (Severe Storms and Flooding, declared 19 September 2019). NOAA's Storm Prediction Center recorded 40 tornadoes touching Whiteside County from 1950 to 2025.

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Population 55,637 Buildings worth $14 billion Area 703 sq mi Risk rank in Illinois 38 of 102 FIPS 17195

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 86.8 $1.3 million about 11 a year 308
Strong windRelatively High 85.4 $1.6 million about 5.9 a year 224
HailRelatively Moderate 84.3 $1.1 million about 3.7 a year 140
TornadoRelatively Moderate 78.1 $3.5 million about once every 1.6 years 39
Cold waveRelatively Moderate 76.3 $2.8 million about 6.1 a year 116
Inland floodingRelatively Low 70.1 $13 million about 1.9 a year 52
Ice stormRelatively Moderate 68.9 $202,710 about once every 1.5 years 45
Winter weatherRelatively Moderate 68.6 $120,102 about 16 a year 309
EarthquakeRelatively Low 62.7 $517,708 about once every 794 years —
LandslideVery Low 58.8 $2,462 about once every 6.7 years —
LightningRelatively Low 50.4 $230,933 about 42 a year 152,696 strikes
Heat waveRelatively Low 50.2 $368,003 about 5.9 a year 94
HurricaneVery Low 18.4 $5,056 about once every 131 years 2
WildfireVery Low 14.1 $4,637 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Flood 7, Snowstorm 2, Severe Storm 1, Hurricane 1.

DecadeDeclarationsIncident types
1960s2Flood, Tornado
1970s3Flood ×2, Snowstorm
1990s1Flood
2000s3Severe Storm, Hurricane, Flood
2010s3Flood ×2, Snowstorm

The last 10

Severe Storms and Flooding DR-4461-IL · Flood · declared 19 Sep 2019
Severe Storms, Straight-Line Winds, and Flooding DR-4116-IL · Flood · declared 10 May 2013 · households could apply
Severe Winter Storm and Snowstorm DR-1960-IL · Snowstorm · declared 17 Mar 2011
Severe Storms and Flooding DR-1771-IL · Severe Storm · declared 24 Jun 2008 · households could apply
Hurricane Katrina Evacuation EM-3230-IL · Hurricane · declared 7 Sep 2005
Flooding DR-1368-IL · Flood · declared 9 May 2001 · households could apply
Severe Storms & Flooding DR-997-IL · Flood · declared 9 Jul 1993 · households could apply
Blizzards & Snowstorms EM-3068-IL · Snowstorm · declared 16 Jan 1979
Severe Storms & Flooding DR-438-IL · Flood · declared 10 Jun 1974 · households could apply
Severe Storms & Flooding DR-373-IL · Flood · declared 26 Apr 1973 · households could apply

Widest declarations that included Whiteside County

  • Hurricane Katrina Evacuation (2005, EM-3230-IL): 102 Illinois counties designated.
  • Severe Winter Storm and Snowstorm (2011, DR-1960-IL): 65 Illinois counties designated.
  • Severe Storms & Flooding (1973, DR-373-IL): 52 Illinois counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Illinois also had 2 statewide declarations with no county list.

Tornado record since 1950 40

Tornadoes touching the county40
Strongest-rated(E)F4 ×1
Peak monthMay (11)
Deadliest1 Sep 1961, F1, 0.1 mi path, 0 killed, 4 injured
Longest path31 Mar 2023, EF1, 13.9 mi path
Most recent24 May 2024, unrated, 1 mi path
Deaths / injuries on those paths0 / 4
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count151930102
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count0512921110

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Whiteside County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Whiteside County (this page)—Relatively Low65.8 Drought
Carroll County 35 kmVery Low39.0 Drought
Henry County 48 kmRelatively Low57.1 Strong wind
Bureau County 51 kmRelatively Low62.3 Drought
Lee County 51 kmRelatively Low54.4 Strong wind
Clinton County, IA 54 kmRelatively Low64.8 Strong wind

Nearest by distance between county centres. Every county in Illinois, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 43.6
Community resilienceVery High 81.7
Community risk factor1.07
Expected annual loss, all hazards$25 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Whiteside County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Whiteside County

What natural disasters is Whiteside County, Illinois most at risk from?

Whiteside County, Illinois has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 65.8 out of 100, higher than about 65% of US counties, with drought, strong winds and hail scoring highest of its 18 hazards and $25 million a year in expected losses.

How many federal disaster declarations has Whiteside County had?

OpenFEMA lists 12 federal disaster declarations that included Whiteside County since 1965, not counting 2 for COVID-19; the latest is DR-4461-IL (Severe Storms and Flooding, declared 19 September 2019). Another 2 Illinois declarations were made statewide without a county list.

How many tornadoes have hit Whiteside County?

NOAA's Storm Prediction Center recorded 40 tornadoes touching Whiteside County from 1950 to 2025. The deadliest: 1 Sep 1961, F1, 0.1 mi path, 0 killed, 4 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.