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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Allen County, Indiana: Natural Disaster Risk and History

Allen County, Indiana has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 90.8 out of 100, higher than about 90% of US counties, with strong winds, tornadoes and inland (river and flash) flooding scoring highest of its 18 hazards and $97 million a year in expected losses.

OpenFEMA lists 16 federal disaster declarations that included Allen County since 1978, not counting 2 for COVID-19; the latest is EM-3651-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 15 August 2026). NOAA's Storm Prediction Center recorded 32 tornadoes touching Allen County from 1950 to 2025.

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Population 385,219 Buildings worth $77 billion Area 667 sq mi Risk rank in Indiana 4 of 92 FIPS 18003

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively High 97.6 $4.7 million about 4.9 a year 187
TornadoRelatively High 97.5 $21 million about once every 2.4 years 23
Inland floodingRelatively High 93.5 $60 million about 1.1 a year 30
Winter weatherRelatively High 89.6 $407,452 about 11 a year 203
HailRelatively Moderate 89.0 $1.6 million about 3.4 a year 131
EarthquakeRelatively Low 84.9 $2.9 million about once every 699 years —
LightningRelatively High 83.9 $911,111 about 41 a year 308,481 strikes
Cold waveRelatively Moderate 82.0 $4.3 million about 3.6 a year 68
Ice stormRelatively Moderate 76.5 $326,341 about 1.3 a year 85
Heat waveRelatively Low 72.5 $1.1 million about 5 a year 78
DroughtRelatively Low 57.0 $238,724 about 1.1 a year 49
LandslideVery Low 54.0 $1,852 about once every 7.8 years —
HurricaneVery Low 43.8 $42,762 about once every 123 years 4
WildfireVery Low 39.1 $25,347 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 16

Most common: Severe Storm 7, Flood 4, Snowstorm 3, Winter Storm 1.

DecadeDeclarationsIncident types
1970s1Flood
1980s1Flood
1990s2Snowstorm, Flood
2000s8Severe Storm ×5, Snowstorm ×2, Hurricane
2010s1Severe Storm
2020s3Flood, Winter Storm, Severe Storm

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3651-IN · Flood · declared 15 Aug 2026
Severe Winter Storm EM-3641-IN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, and Tornadoes DR-4704-IN · Severe Storm · declared 15 Apr 2023 · households could apply
Severe Winter Storm and Snowstorm DR-4173-IN · Severe Storm · declared 22 Apr 2014
Severe Storms, Tornadoes, and Flooding DR-1832-IN · Severe Storm · declared 22 Apr 2009 · households could apply
Severe Storms and Flooding DR-1740-IN · Severe Storm · declared 30 Jan 2008 · households could apply
Snow EM-3274-IN · Snowstorm · declared 12 Mar 2007
Hurricane Katrina Evacuation EM-3238-IN · Hurricane · declared 10 Sep 2005
Severe Winter Storms and Flooding DR-1573-IN · Severe Storm · declared 21 Jan 2005 · households could apply
Severe Storms, Tornadoes, and Flooding DR-1520-IN · Severe Storm · declared 3 Jun 2004 · households could apply

Widest declarations that included Allen County

  • Severe Winter Storm (2026, EM-3641-IN): 92 Indiana counties designated.
  • Hurricane Katrina Evacuation (2005, EM-3238-IN): 92 Indiana counties designated.
  • Severe Winter Storms and Flooding (2005, DR-1573-IN): 87 Indiana counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Indiana also had 3 statewide declarations with no county list.

Tornado record since 1950 32

Tornadoes touching the county32
Strongest-rated(E)F3 ×2
Peak monthMay (12)
Deadliest16 May 1968, F3, 50.3 mi path, 1 killed, 15 injured
Longest path16 May 1968, F3, 50.3 mi path, 1 killed, 15 injured
Most recent29 Jul 2023, EF0, 2.7 mi path
Deaths / injuries on those paths2 / 28
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count121262000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count45625343

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Allen County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Allen County (this page)—Relatively Moderate90.8 Strong wind
DeKalb County 35 kmVery Low41.3 Strong wind
Whitley County 37 kmVery Low24.6 Drought
Adams County 40 kmRelatively Low52.1 Strong wind
Paulding County, OH 41 kmVery Low21.2 Hail
Wells County 42 kmVery Low22.8 Tornado

Nearest by distance between county centres. Every county in Indiana, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 35.5
Community resilienceRelatively High 78.4
Community risk factor1.01
Expected annual loss, all hazards$97 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Allen County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Allen County

What natural disasters is Allen County, Indiana most at risk from?

Allen County, Indiana has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 90.8 out of 100, higher than about 90% of US counties, with strong winds, tornadoes and inland (river and flash) flooding scoring highest of its 18 hazards and $97 million a year in expected losses.

How many federal disaster declarations has Allen County had?

OpenFEMA lists 16 federal disaster declarations that included Allen County since 1978, not counting 2 for COVID-19; the latest is EM-3651-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 15 August 2026). Another 3 Indiana declarations were made statewide without a county list.

How many tornadoes have hit Allen County?

NOAA's Storm Prediction Center recorded 32 tornadoes touching Allen County from 1950 to 2025. The deadliest: 16 May 1968, F3, 50.3 mi path, 1 killed, 15 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.