Franklin County, Indiana: Natural Disaster Risk and History
Franklin County, Indiana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.2 out of 100, higher than about 34% of US counties, with landslides, tornadoes and strong winds scoring highest of its 18 hazards and $13 million a year in expected losses.
OpenFEMA lists 22 federal disaster declarations that included Franklin County since 1968, not counting 2 for COVID-19; the latest is DR-4933-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 25 August 2026). NOAA's Storm Prediction Center recorded 11 tornadoes touching Franklin County from 1950 to 2025.
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Population 22,784 Buildings worth $5.3 billion Area 395 sq mi Risk rank in Indiana 59 of 92 FIPS 18047
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Landslide | Relatively Moderate | 87.3 | $46,817 | about once every 2.6 years | — |
| Tornado | Relatively Low | 60.5 | $2.1 million | about once every 3.5 years | 8 |
| Strong wind | Relatively Moderate | 57.2 | $774,556 | about 3.6 a year | 137 |
| Inland flooding | Relatively Low | 52.7 | $8.2 million | about 1.7 a year | 48 |
| Ice storm | Relatively Low | 44.2 | $74,891 | about once every 1.1 years | 64 |
| Cold wave | Relatively Low | 41.9 | $808,637 | about 3.1 a year | 59 |
| Earthquake | Very Low | 40.0 | $177,328 | about once every 529 years | — |
| Drought | Relatively Low | 39.7 | $73,108 | about 1.9 a year | 63 |
| Hail | Very Low | 30.5 | $139,045 | about 4.1 a year | 156 |
| Lightning | Relatively Low | 28.8 | $119,613 | about 48 a year | 58,055 strikes |
| Heat wave | Very Low | 23.9 | $102,208 | about 6 a year | 95 |
| Winter weather | Very Low | 21.5 | $21,793 | about 11 a year | 213 |
| Wildfire | Very Low | 14.9 | $5,791 | rarer than once in 1,000 years | — |
| Hurricane | Very Low | 10.6 | $2,417 | about once every 173 years | 0 |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 22
Most common: Severe Storm 11, Flood 6, Snowstorm 2, Winter Storm 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1960s | 1 | Flood |
| 1970s | 2 | Snowstorm, Tornado |
| 1990s | 6 | Severe Storm ×4, Flood ×2 |
| 2000s | 8 | Severe Storm ×6, Hurricane, Snowstorm |
| 2010s | 1 | Severe Storm |
| 2020s | 4 | Flood ×3, Winter Storm |
The last 10
Widest declarations that included Franklin County
- Severe Winter Storm (2026, EM-3641-IN): 92 Indiana counties designated.
- Hurricane Katrina Evacuation (2005, EM-3238-IN): 92 Indiana counties designated.
- Severe Winter Storms and Flooding (2005, DR-1573-IN): 87 Indiana counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Indiana also had 3 statewide declarations with no county list.
Tornado record since 1950 11
| Tornadoes touching the county | 11 |
|---|---|
| Strongest-rated | (E)F4 ×1 |
| Peak month | May (3) |
| Deadliest | 3 Apr 1974, F4, 35.6 mi path, 4 killed, 17 injured |
| Longest path | 3 Apr 1974, F4, 35.6 mi path, 4 killed, 17 injured |
| Most recent | 16 May 2025, EF1, 6.3 mi path |
| Deaths / injuries on those paths | 4 / 18 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 3 | 5 | 2 | 0 | 1 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 3 | 1 | 0 | 2 | 1 | 1 | 3 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Franklin County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Franklin County (this page) | — | Very Low | 34.2 | Landslide |
| Union County | 26 km | Very Low | 5.2 | Strong wind |
| Fayette County | 27 km | Very Low | 33.5 | Tornado |
| Dearborn County | 31 km | Relatively Low | 45.2 | Landslide |
| Ripley County | 39 km | Relatively Low | 46.8 | Strong wind |
| Decatur County | 40 km | Very Low | 23.1 | Lightning |
Nearest by distance between county centres. Every county in Indiana, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively Low 21.2 |
|---|---|
| Community resilience | Relatively Moderate 43.1 |
| Community risk factor | 0.91 |
| Expected annual loss, all hazards | $13 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Franklin County's main hazards
- Right now: National Weather Service alerts for Indiana · all official warnings on Global Incident Tracker.
- Landslide: Landslides recorded
- Tornado: Is there a tornado warning now?
- Strong wind: Power outages now
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Franklin County
What natural disasters is Franklin County, Indiana most at risk from?
Franklin County, Indiana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.2 out of 100, higher than about 34% of US counties, with landslides, tornadoes and strong winds scoring highest of its 18 hazards and $13 million a year in expected losses.
How many federal disaster declarations has Franklin County had?
OpenFEMA lists 22 federal disaster declarations that included Franklin County since 1968, not counting 2 for COVID-19; the latest is DR-4933-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 25 August 2026). Another 3 Indiana declarations were made statewide without a county list.
How many tornadoes have hit Franklin County?
NOAA's Storm Prediction Center recorded 11 tornadoes touching Franklin County from 1950 to 2025. The deadliest: 3 Apr 1974, F4, 35.6 mi path, 4 killed, 17 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.