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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lawrence County, Indiana: Natural Disaster Risk and History

Lawrence County, Indiana has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 47.8 out of 100, higher than about 47% of US counties, with strong winds, earthquakes and tornadoes scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Lawrence County since 1974, not counting 2 for COVID-19; the latest is EM-3641-IN (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 26 tornadoes touching Lawrence County from 1950 to 2025.

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Population 44,976 Buildings worth $10 billion Area 457 sq mi Risk rank in Indiana 37 of 92 FIPS 18093

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively Moderate 79.9 $1.4 million about 5.4 a year 207
EarthquakeRelatively Low 75.7 $1.3 million about once every 348 years —
TornadoRelatively Moderate 74.3 $3.2 million about once every 2.9 years 21
Winter weatherRelatively Moderate 69.4 $135,934 about 7.5 a year 143
Heat waveRelatively Low 62.3 $689,624 about 5.7 a year 84
Inland floodingRelatively Low 55.9 $8.5 million about 2.7 a year 75
Ice stormRelatively Low 52.9 $103,850 about once every 2.3 years 30
DroughtRelatively Low 47.7 $133,929 about 4.3 a year 175
LandslideVery Low 39.8 $694 about once every 1.5 years —
HailRelatively Low 39.3 $186,008 about 3.6 a year 137
LightningRelatively Low 39.3 $168,006 about 51 a year 97,286 strikes
Cold waveRelatively Low 30.1 $448,707 about 1.3 a year 25
WildfireVery Low 15.6 $5,714 rarer than once in 1,000 years —
HurricaneVery Low 15.6 $4,262 about once every 175 years 2
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Severe Storm 11, Flood 4, Winter Storm 1, Hurricane 1.

DecadeDeclarationsIncident types
1970s2Flood, Tornado
1990s5Severe Storm ×3, Flood ×2
2000s9Severe Storm ×7, Hurricane, Snowstorm
2010s1Severe Storm
2020s2Winter Storm, Flood

The last 10

Severe Winter Storm EM-3641-IN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4882-IN · Flood · declared 22 Jul 2025
Severe Storms, Tornadoes, Straight-Line Winds, and DR-1997-IN · Severe Storm · declared 23 Jun 2011
Severe Storms, Tornadoes, and Flooding DR-1832-IN · Severe Storm · declared 22 Apr 2009 · households could apply
Severe Winter Storm DR-1828-IN · Severe Storm · declared 5 Mar 2009
Severe Storms and Flooding DR-1795-IN · Severe Storm · declared 23 Sep 2008 · households could apply
Severe Storms, Flooding, and Tornadoes DR-1766-IN · Severe Storm · declared 8 Jun 2008 · households could apply
Hurricane Katrina Evacuation EM-3238-IN · Hurricane · declared 10 Sep 2005
Severe Winter Storms and Flooding DR-1573-IN · Severe Storm · declared 21 Jan 2005 · households could apply
Snow EM-3197-IN · Snowstorm · declared 11 Jan 2005

Widest declarations that included Lawrence County

  • Severe Winter Storm (2026, EM-3641-IN): 92 Indiana counties designated.
  • Hurricane Katrina Evacuation (2005, EM-3238-IN): 92 Indiana counties designated.
  • Severe Winter Storms and Flooding (2005, DR-1573-IN): 87 Indiana counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Indiana also had 3 statewide declarations with no county list.

Tornado record since 1950 26

Tornadoes touching the county26
Strongest-rated(E)F4 ×1
Peak monthApril (10)
Deadliest2 Jun 1990, F4, 11 mi path, 1 killed, 51 injured
Longest path19 Apr 1963, F3, 85.3 mi path
Most recent2 Apr 2025, EF0, 0.1 mi path
Deaths / injuries on those paths2 / 85
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count51244100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count41204663

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lawrence County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lawrence County (this page)—Relatively Low47.8 Strong wind
Martin County 31 kmVery Low12.3 Earthquake
Orange County 33 kmVery Low40.5 Tornado
Monroe County 36 kmRelatively Low76.0 Strong wind
Jackson County 39 kmRelatively Low52.9 Strong wind
Washington County 42 kmVery Low40.9 Tornado

Nearest by distance between county centres. Every county in Indiana, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 29.9
Community resilienceRelatively High 67.3
Community risk factor0.97
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lawrence County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lawrence County

What natural disasters is Lawrence County, Indiana most at risk from?

Lawrence County, Indiana has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 47.8 out of 100, higher than about 47% of US counties, with strong winds, earthquakes and tornadoes scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Lawrence County had?

OpenFEMA lists 19 federal disaster declarations that included Lawrence County since 1974, not counting 2 for COVID-19; the latest is EM-3641-IN (Severe Winter Storm, declared 24 January 2026). Another 3 Indiana declarations were made statewide without a county list.

How many tornadoes have hit Lawrence County?

NOAA's Storm Prediction Center recorded 26 tornadoes touching Lawrence County from 1950 to 2025. The deadliest: 2 Jun 1990, F4, 11 mi path, 1 killed, 51 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.