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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Benton County, Iowa: Natural Disaster Risk and History

Benton County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 28.8 out of 100, higher than about 28% of US counties, with drought, strong winds and hail scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 16 federal disaster declarations that included Benton County since 1965, not counting 2 for COVID-19; the latest is DR-4557-IA (Severe Storms, declared 17 August 2020). NOAA's Storm Prediction Center recorded 48 tornadoes touching Benton County from 1950 to 2025.

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Population 25,558 Buildings worth $7.6 billion Area 726 sq mi Risk rank in Iowa 67 of 99 FIPS 19011

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 82.9 $1.8 million about 16 a year 434
Strong windRelatively Moderate 77.2 $2.0 million about 5.6 a year 212
HailRelatively Moderate 75.3 $1.2 million about 4.7 a year 180
Winter weatherRelatively Low 55.1 $127,993 about 16 a year 307
Ice stormRelatively Low 45.2 $112,610 about once every 3.2 years 21
TornadoRelatively Low 43.6 $1.7 million about once every 1.5 years 38
LandslideVery Low 42.5 $1,316 about once every 10 years —
Inland floodingRelatively Low 40.3 $8.2 million about 1.2 a year 33
WildfireVery Low 36.4 $34,590 rarer than once in 1,000 years —
Cold waveVery Low 21.4 $423,225 about 7.9 a year 150
EarthquakeVery Low 20.5 $49,830 rarer than once in 1,000 years —
Heat waveVery Low 17.5 $79,478 about 6 a year 95
LightningVery Low 15.0 $85,437 about 44 a year 108,782 strikes
HurricaneVery Low 11.8 $4,296 about once every 107 years 2
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 16

Most common: Flood 8, Severe Storm 7, Hurricane 1.

DecadeDeclarationsIncident types
1960s2Flood ×2
1970s1Flood
1990s3Flood ×3
2000s5Severe Storm ×3, Hurricane, Flood
2010s4Severe Storm ×3, Flood
2020s1Severe Storm

The last 10

Severe Storms DR-4557-IA · Severe Storm · declared 17 Aug 2020 · households could apply
Severe Storms and Flooding DR-4289-IA · Flood · declared 31 Oct 2016
Severe Storms, Tornadoes, and Flooding DR-4135-IA · Severe Storm · declared 31 Jul 2013
Severe Storms, Tornadoes, and Flooding DR-4126-IA · Severe Storm · declared 2 Jul 2013
Severe Storms, Straight-Line Winds, and Flooding DR-4016-IA · Severe Storm · declared 24 Aug 2011
Severe Storms, Tornadoes, and Flooding DR-1763-IA · Severe Storm · declared 27 May 2008 · households could apply
Severe Winter Storms DR-1688-IA · Severe Storm · declared 14 Mar 2007
Hurricane Katrina Evacuation EM-3239-IA · Hurricane · declared 10 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1518-IA · Severe Storm · declared 25 May 2004 · households could apply
Severe Storms and Flooding DR-1420-IA · Flood · declared 19 Jun 2002 · households could apply

Widest declarations that included Benton County

  • Hurricane Katrina Evacuation (2005, EM-3239-IA): 99 Iowa counties designated.
  • Severe Storms & Flooding (1993, DR-996-IA): 99 Iowa counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1763-IA): 85 Iowa counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Iowa also had 7 statewide declarations with no county list.

Tornado record since 1950 48

Tornadoes touching the county48
Strongest-rated(E)F4 ×1
Peak monthJuly (12)
Deadliest26 Aug 1965, F4, 4.7 mi path, 1 killed, 17 injured
Longest path23 Apr 1961, F3, 87.7 mi path, 1 killed, 12 injured
Most recent11 Jul 2025, EF1, 3.8 mi path
Deaths / injuries on those paths2 / 42
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count191264106
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count24513111012

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Benton County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Benton County (this page)—Very Low28.8 Drought
Linn County 39 kmRelatively Moderate86.7 Strong wind
Tama County 39 kmRelatively Low45.3 Drought
Iowa County 44 kmVery Low28.2 Strong wind
Buchanan County 47 kmVery Low24.0 Drought
Black Hawk County 48 kmRelatively Low76.6 Drought

Nearest by distance between county centres. Every county in Iowa, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceVery High 92.7
Community risk factor0.63
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Benton County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Benton County

What natural disasters is Benton County, Iowa most at risk from?

Benton County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 28.8 out of 100, higher than about 28% of US counties, with drought, strong winds and hail scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Benton County had?

OpenFEMA lists 16 federal disaster declarations that included Benton County since 1965, not counting 2 for COVID-19; the latest is DR-4557-IA (Severe Storms, declared 17 August 2020). Another 7 Iowa declarations were made statewide without a county list.

How many tornadoes have hit Benton County?

NOAA's Storm Prediction Center recorded 48 tornadoes touching Benton County from 1950 to 2025. The deadliest: 26 Aug 1965, F4, 4.7 mi path, 1 killed, 17 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.