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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Madison County, Iowa: Natural Disaster Risk and History

Madison County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 35.5 out of 100, higher than about 35% of US counties, with drought, landslides and hail scoring highest of its 18 hazards and $10 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Madison County since 1972, not counting 2 for COVID-19; the latest is DR-4421-IA (Severe Storms and Flooding, declared 23 March 2019). NOAA's Storm Prediction Center recorded 37 tornadoes touching Madison County from 1950 to 2025.

Live weather alerts for Iowa All official warnings Latest FEMA declarations

Population 16,548 Buildings worth $5.4 billion Area 568 sq mi Risk rank in Iowa 51 of 99 FIPS 19121

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively High 95.0 $2.3 million about 7.7 a year 266
LandslideRelatively Low 78.7 $12,624 about once every 3.9 years —
HailRelatively Low 68.0 $463,649 about 6.2 a year 236
Strong windRelatively Moderate 64.8 $758,337 about 5.6 a year 213
WildfireVery Low 59.9 $75,457 rarer than once in 1,000 years —
Ice stormRelatively Low 55.9 $100,746 about once a year 66
TornadoRelatively Low 54.9 $1.3 million about once every 2.0 years 24
Heat waveRelatively Low 51.7 $370,740 about 7.4 a year 109
Winter weatherRelatively Low 51.1 $60,077 about 13 a year 241
Cold waveRelatively Low 45.2 $717,257 about 5.3 a year 100
Inland floodingRelatively Low 36.6 $3.9 million about 1.4 a year 40
LightningRelatively Low 28.1 $92,218 about 45 a year 73,269 strikes
EarthquakeVery Low 17.9 $21,285 rarer than once in 1,000 years —
HurricaneVery Low 8.6 $1,262 about once every 178 years 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Flood 8, Severe Storm 5, Severe Ice Storm 2, Hurricane 1.

DecadeDeclarationsIncident types
1970s4Flood ×3, Tornado
1990s7Flood ×4, Snowstorm, Severe Storm, Severe Ice Storm
2000s4Severe Storm ×2, Severe Ice Storm, Hurricane
2010s3Severe Storm ×2, Flood

The last 10

Severe Storms and Flooding DR-4421-IA · Flood · declared 23 Mar 2019 · households could apply
Severe Storms, Flooding, and Tornadoes DR-1930-IA · Severe Storm · declared 29 Jul 2010 · households could apply
Severe Winter Storm DR-1880-IA · Severe Storm · declared 2 Mar 2010
Severe Storms, Tornadoes, and Flooding DR-1763-IA · Severe Storm · declared 27 May 2008 · households could apply
Severe Winter Storm DR-1737-IA · Severe Ice Storm · declared 4 Jan 2008
Hurricane Katrina Evacuation EM-3239-IA · Hurricane · declared 10 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1518-IA · Severe Storm · declared 25 May 2004 · households could apply
Severe Storms, Tornadoes and Flooding DR-1230-IA · Flood · declared 2 Jul 1998 · households could apply
Severe Snowstorms DR-1191-IA · Snowstorm · declared 20 Nov 1997
Severe Storms and Flooding DR-1121-IA · Severe Storm · declared 24 Jun 1996

Widest declarations that included Madison County

  • Hurricane Katrina Evacuation (2005, EM-3239-IA): 99 Iowa counties designated.
  • Severe Storms & Flooding (1993, DR-996-IA): 99 Iowa counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1763-IA): 85 Iowa counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Iowa also had 7 statewide declarations with no county list.

Tornado record since 1950 37

Tornadoes touching the county37
Strongest-rated(E)F4 ×2
Peak monthMay (11)
Deadliest5 Mar 2022, EF4, 70.6 mi path, 6 killed, 5 injured
Longest path7 Jun 1953, F2, 116 mi path
Most recent25 Jun 2024, EF0, 1.4 mi path
Deaths / injuries on those paths6 / 10
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count141331204
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count104513149

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Madison County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Madison County (this page)—Very Low35.5 Drought
Warren County 38 kmVery Low36.1 Drought
Adair County 38 kmRelatively Low49.5 Drought
Union County 39 kmRelatively Low49.5 Drought
Clarke County 39 kmVery Low18.4 Drought
Dallas County 39 kmRelatively Low60.6 Drought

Nearest by distance between county centres. Every county in Iowa, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 54.7
Community resilienceVery High 88.7
Community risk factor1.15
Expected annual loss, all hazards$10 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Madison County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Madison County

What natural disasters is Madison County, Iowa most at risk from?

Madison County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 35.5 out of 100, higher than about 35% of US counties, with drought, landslides and hail scoring highest of its 18 hazards and $10 million a year in expected losses.

How many federal disaster declarations has Madison County had?

OpenFEMA lists 18 federal disaster declarations that included Madison County since 1972, not counting 2 for COVID-19; the latest is DR-4421-IA (Severe Storms and Flooding, declared 23 March 2019). Another 7 Iowa declarations were made statewide without a county list.

How many tornadoes have hit Madison County?

NOAA's Storm Prediction Center recorded 37 tornadoes touching Madison County from 1950 to 2025. The deadliest: 5 Mar 2022, EF4, 70.6 mi path, 6 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.