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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Adair County, Iowa: Natural Disaster Risk and History

Adair County, Iowa has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 49.5 out of 100, higher than about 49% of US counties, with drought, cold waves and hail scoring highest of its 18 hazards and $14 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Adair County since 1972, not counting 2 for COVID-19; the latest is DR-4784-IA (Severe Storms, Tornadoes, and Flooding, declared 24 May 2024). NOAA's Storm Prediction Center recorded 34 tornadoes touching Adair County from 1950 to 2025.

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Population 7,418 Buildings worth $3.1 billion Area 576 sq mi Risk rank in Iowa 27 of 99 FIPS 19001

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively High 94.6 $2.2 million about 9 a year 287
Cold waveRelatively Moderate 88.1 $5.4 million about 5.3 a year 101
HailRelatively Moderate 82.6 $904,862 about 6.2 a year 236
Strong windRelatively Moderate 71.4 $899,845 about 5.3 a year 202
TornadoRelatively Low 62.4 $1.7 million about once every 1.9 years 28
LandslideVery Low 59.6 $2,334 about once every 4.2 years —
Heat waveRelatively Low 59.5 $501,898 about 7.3 a year 104
Ice stormRelatively Low 40.3 $47,606 about once every 1.4 years 49
Winter weatherRelatively Low 38.3 $37,897 about 13 a year 245
WildfireVery Low 34.1 $16,265 about once every 962 years —
Inland floodingVery Low 23.8 $2.5 million about 1.3 a year 37
HurricaneVery Low 14.7 $3,198 about once every 100 years 0
EarthquakeVery Low 12.3 $11,077 rarer than once in 1,000 years —
LightningVery Low 10.2 $30,371 about 45 a year 61,606 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Severe Storm 7, Flood 4, Severe Ice Storm 2, Snowstorm 1.

DecadeDeclarationsIncident types
1970s1Flood
1990s4Flood ×2, Severe Storm, Severe Ice Storm
2000s5Severe Storm ×2, Severe Ice Storm, Snowstorm, Hurricane
2010s4Severe Storm ×3, Flood
2020s1Severe Storm

The last 10

Severe Storms, Tornadoes, and Flooding DR-4784-IA · Severe Storm · declared 24 May 2024 · households could apply
Severe Storms and Flooding DR-4421-IA · Flood · declared 23 Mar 2019 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4386-IA · Severe Storm · declared 20 Aug 2018
Severe Winter Storm DR-1880-IA · Severe Storm · declared 2 Mar 2010
Severe Winter Storms and Snowstorm DR-1877-IA · Severe Storm · declared 25 Feb 2010
Severe Storms, Tornadoes, and Flooding DR-1763-IA · Severe Storm · declared 27 May 2008 · households could apply
Severe Winter Storm DR-1737-IA · Severe Ice Storm · declared 4 Jan 2008
Snow EM-3275-IA · Snowstorm · declared 30 Mar 2007
Hurricane Katrina Evacuation EM-3239-IA · Hurricane · declared 10 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1518-IA · Severe Storm · declared 25 May 2004 · households could apply

Widest declarations that included Adair County

  • Hurricane Katrina Evacuation (2005, EM-3239-IA): 99 Iowa counties designated.
  • Severe Storms & Flooding (1993, DR-996-IA): 99 Iowa counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1763-IA): 85 Iowa counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Iowa also had 7 statewide declarations with no county list.

Tornado record since 1950 34

Tornadoes touching the county34
Strongest-rated(E)F5 ×1
Peak monthMay (15)
Deadliest21 May 2024, EF4, 40.7 mi path, 5 killed, 35 injured
Longest path27 May 1995, F4, 57 mi path, 0 killed, 2 injured
Most recent21 May 2024, EF4, 40.7 mi path, 5 killed, 35 injured
Deaths / injuries on those paths7 / 44
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count131051410
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count43064593

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Adair County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Adair County (this page)—Relatively Low49.5 Drought
Madison County 38 kmVery Low35.5 Drought
Cass County 38 kmRelatively Low60.1 Drought
Adams County 39 kmVery Low20.4 Drought
Union County 39 kmRelatively Low49.5 Drought
Guthrie County 39 kmVery Low26.5 Drought

Nearest by distance between county centres. Every county in Iowa, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 55.6
Community resilienceRelatively High 64.3
Community risk factor1.17
Expected annual loss, all hazards$14 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Adair County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Adair County

What natural disasters is Adair County, Iowa most at risk from?

Adair County, Iowa has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 49.5 out of 100, higher than about 49% of US counties, with drought, cold waves and hail scoring highest of its 18 hazards and $14 million a year in expected losses.

How many federal disaster declarations has Adair County had?

OpenFEMA lists 15 federal disaster declarations that included Adair County since 1972, not counting 2 for COVID-19; the latest is DR-4784-IA (Severe Storms, Tornadoes, and Flooding, declared 24 May 2024). Another 7 Iowa declarations were made statewide without a county list.

How many tornadoes have hit Adair County?

NOAA's Storm Prediction Center recorded 34 tornadoes touching Adair County from 1950 to 2025. The deadliest: 21 May 2024, EF4, 40.7 mi path, 5 killed, 35 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.