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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Estill County, Kentucky: Natural Disaster Risk and History

Estill County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 41.8 out of 100, higher than about 41% of US counties, with inland (river and flash) flooding, winter storms and landslides scoring highest of its 18 hazards and $8.9 million a year in expected losses.

OpenFEMA lists 36 federal disaster declarations that included Estill County since 1978, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 8 tornadoes touching Estill County from 1950 to 2025.

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Population 14,163 Buildings worth $2.3 billion Area 258 sq mi Risk rank in Kentucky 52 of 120 FIPS 21065

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Inland floodingRelatively Low 63.9 $7.0 million about 2.6 a year 72
Winter weatherRelatively Low 59.3 $60,235 about 14 a year 272
LandslideVery Low 51.8 $1,040 about once every 1.6 years —
AvalancheVery Low 51.8 $438 about once every 100 years 0
Strong windRelatively Low 47.7 $350,138 about 5.9 a year 226
WildfireVery Low 44.7 $23,146 about once every 909 years —
LightningRelatively Low 42.8 $122,599 about 52 a year 27,064 strikes
HailRelatively Low 41.3 $128,007 about 3.3 a year 127
Cold waveRelatively Low 40.7 $461,114 about once every 1.1 years 18
TornadoRelatively Low 37.8 $528,062 about once every 11 years 7
EarthquakeVery Low 35.4 $77,990 about once every 538 years —
Heat waveVery Low 34.7 $119,212 about 2.8 a year 43
Ice stormRelatively Low 30.8 $23,063 about once every 2.2 years 31
HurricaneVery Low 28.1 $8,313 about once every 43 years 6
DroughtVery Low 17.2 $1,354 about 2.8 a year 70
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 36

Most common: Severe Storm 21, Flood 5, Snowstorm 4, Severe Ice Storm 3.

DecadeDeclarationsIncident types
1970s1Flood
1980s1Severe Storm
1990s5Snowstorm ×3, Severe Storm ×2
2000s10Severe Storm ×7, Severe Ice Storm ×2, Hurricane
2010s8Severe Storm ×4, Flood ×3, Snowstorm
2020s11Severe Storm ×7, Winter Storm, Tropical Storm, Flood, Severe Ice Storm

The last 10

Severe Winter Storm EM-3633-KY · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, and Tornadoes DR-4875-KY · Severe Storm · declared 23 May 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides DR-4864-KY · Severe Storm · declared 24 Apr 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3626-KY · Severe Storm · declared 3 Apr 2025
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides DR-4860-KY · Severe Storm · declared 24 Feb 2025 · households could apply
Severe Storms, Straight-Line Winds, Flooding, and Landslides EM-3624-KY · Severe Storm · declared 16 Feb 2025
Remnants of Hurricane Helene DR-4848-KY · Tropical Storm · declared 26 Nov 2024
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides DR-4804-KY · Severe Storm · declared 23 Jul 2024 · households could apply
Severe, Storms, Flooding, Landslides, and Mudslides DR-4595-KY · Flood · declared 23 Apr 2021 · households could apply

Widest declarations that included Estill County

  • Severe Winter Storm (2026, EM-3633-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3626-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Flooding, and Landslides (2025, EM-3624-KY): 120 Kentucky counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Kentucky also had 4 statewide declarations with no county list.

Tornado record since 1950 8

Tornadoes touching the county8
Strongest-rated(E)F3 ×1
Peak monthJune (2)
Deadliest9 Jun 1961, F3, 2.6 mi path, 1 killed, 63 injured
Longest path20 Apr 1996, F1, 5 mi path
Most recent1 Jan 2022, EF1, 1.1 mi path
Deaths / injuries on those paths1 / 63
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2411000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01101401

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Estill County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Estill County (this page)—Very Low41.8 Inland flooding
Powell County 20 kmVery Low31.2 Strong wind
Lee County 24 kmVery Low7.5 Landslide
Madison County 28 kmRelatively Low74.8 Lightning
Jackson County 31 kmVery Low24.2 Landslide
Clark County 35 kmVery Low38.3 Strong wind

Nearest by distance between county centres. Every county in Kentucky, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 84.3
Community resilienceRelatively Low 23.0
Community risk factor1.53
Expected annual loss, all hazards$8.9 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Estill County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Estill County

What natural disasters is Estill County, Kentucky most at risk from?

Estill County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 41.8 out of 100, higher than about 41% of US counties, with inland (river and flash) flooding, winter storms and landslides scoring highest of its 18 hazards and $8.9 million a year in expected losses.

How many federal disaster declarations has Estill County had?

OpenFEMA lists 36 federal disaster declarations that included Estill County since 1978, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). Another 4 Kentucky declarations were made statewide without a county list.

How many tornadoes have hit Estill County?

NOAA's Storm Prediction Center recorded 8 tornadoes touching Estill County from 1950 to 2025. The deadliest: 9 Jun 1961, F3, 2.6 mi path, 1 killed, 63 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.