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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hopkins County, Kentucky: Natural Disaster Risk and History

Hopkins County, Kentucky has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 72.6 out of 100, higher than about 72% of US counties, with ice storms, strong winds and earthquakes scoring highest of its 18 hazards and $26 million a year in expected losses.

OpenFEMA lists 28 federal disaster declarations that included Hopkins County since 1969, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 20 tornadoes touching Hopkins County from 1950 to 2025.

Live weather alerts for Kentucky All official warnings Latest FEMA declarations

Population 45,395 Buildings worth $10 billion Area 560 sq mi Risk rank in Kentucky 20 of 120 FIPS 21107

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormVery High 96.4 $1.7 million about 1.4 a year 91
Strong windRelatively High 93.0 $2.0 million about 4.6 a year 177
EarthquakeRelatively Moderate 91.7 $5.7 million about once every 171 years —
HailRelatively Moderate 81.5 $790,398 about 3 a year 112
Winter weatherRelatively Moderate 80.1 $172,701 about 7.5 a year 142
TornadoRelatively Moderate 79.6 $3.2 million about once every 2.2 years 19
LightningRelatively Moderate 78.4 $550,161 about 54 a year 115,463 strikes
Heat waveRelatively Low 75.1 $952,503 about 8.5 a year 119
DroughtRelatively Moderate 70.3 $431,129 about 6 a year 182
Inland floodingRelatively Low 66.6 $9.4 million about 2 a year 57
Cold waveRelatively Low 50.1 $778,184 about once every 1.1 years 17
LandslideVery Low 35.5 $382 about once every 1.4 years —
HurricaneVery Low 29.9 $11,407 about once every 174 years 1
WildfireVery Low 18.8 $5,605 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 28

Most common: Severe Storm 17, Tornado 3, Severe Ice Storm 2, Snowstorm 2.

DecadeDeclarationsIncident types
1960s1Flood
1980s1Flood
1990s2Severe Storm, Snowstorm
2000s12Severe Storm ×7, Severe Ice Storm ×2, Hurricane, Snowstorm, Tornado
2010s3Severe Storm ×3
2020s9Severe Storm ×6, Tornado ×2, Winter Storm

The last 10

Severe Winter Storm EM-3633-KY · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides DR-4864-KY · Severe Storm · declared 24 Apr 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3626-KY · Severe Storm · declared 3 Apr 2025
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides DR-4860-KY · Severe Storm · declared 24 Feb 2025 · households could apply
Severe Storms, Straight-Line Winds, Flooding, and Landslides EM-3624-KY · Severe Storm · declared 16 Feb 2025
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides DR-4804-KY · Severe Storm · declared 23 Jul 2024 · households could apply
Severe Storms, Straight-Line Winds, Flooding, and Tornadoes DR-4630-KY · Tornado · declared 12 Dec 2021 · households could apply
Severe Storms, Straight-Line Winds, Flooding, and Tornadoes EM-3575-KY · Tornado · declared 11 Dec 2021
Severe Storm, Tornadoes, Flooding, Landslides, and Mudslides DR-4278-KY · Severe Storm · declared 26 Aug 2016

Widest declarations that included Hopkins County

  • Severe Winter Storm (2026, EM-3633-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3626-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Flooding, and Landslides (2025, EM-3624-KY): 120 Kentucky counties designated.

Named storms in its declarations: Tropical Depression Ike (2008), Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Kentucky also had 4 statewide declarations with no county list.

Tornado record since 1950 20

Tornadoes touching the county20
Strongest-rated(E)F4 ×1
Peak monthApril (9)
Deadliest26 May 2024, EF3, 34.1 mi path, 1 killed, 21 injured
Longest path7 May 1961, F3, 58 mi path, 0 killed, 3 injured
Most recent2 Apr 2025, EF1, 12.2 mi path
Deaths / injuries on those paths1 / 96
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count6445100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11110763

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hopkins County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hopkins County (this page)—Relatively Low72.6 Ice storm
Webster County 26 kmVery Low29.2 Ice storm
Caldwell County 34 kmVery Low39.0 Ice storm
McLean County 35 kmVery Low40.7 Ice storm
Muhlenberg County 37 kmRelatively Low53.2 Ice storm
Christian County 46 kmRelatively Low79.6 Earthquake

Nearest by distance between county centres. Every county in Kentucky, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 67.5
Community resilienceRelatively High 65.6
Community risk factor1.28
Expected annual loss, all hazards$26 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hopkins County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hopkins County

What natural disasters is Hopkins County, Kentucky most at risk from?

Hopkins County, Kentucky has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 72.6 out of 100, higher than about 72% of US counties, with ice storms, strong winds and earthquakes scoring highest of its 18 hazards and $26 million a year in expected losses.

How many federal disaster declarations has Hopkins County had?

OpenFEMA lists 28 federal disaster declarations that included Hopkins County since 1969, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). Another 4 Kentucky declarations were made statewide without a county list.

How many tornadoes have hit Hopkins County?

NOAA's Storm Prediction Center recorded 20 tornadoes touching Hopkins County from 1950 to 2025. The deadliest: 26 May 2024, EF3, 34.1 mi path, 1 killed, 21 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.