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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lincoln County, Kentucky: Natural Disaster Risk and History

Lincoln County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 32.6 out of 100, higher than about 32% of US counties, with strong winds, hail and winter storms scoring highest of its 18 hazards and $8.3 million a year in expected losses.

OpenFEMA lists 26 federal disaster declarations that included Lincoln County since 1970, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Lincoln County from 1950 to 2025.

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Population 24,271 Buildings worth $5.0 billion Area 340 sq mi Risk rank in Kentucky 76 of 120 FIPS 21137

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively Moderate 75.3 $891,698 about 6.4 a year 244
HailRelatively Low 70.4 $444,134 about 3.3 a year 124
Winter weatherRelatively Moderate 63.5 $81,260 about 9.3 a year 177
Cold waveRelatively Low 58.0 $1.0 million about once every 1.1 years 18
EarthquakeVery Low 57.4 $317,897 about once every 444 years —
Ice stormRelatively Low 55.8 $87,267 about once every 1.6 years 42
LightningRelatively Low 49.4 $180,883 about 53 a year 43,981 strikes
Inland floodingRelatively Low 44.2 $4.4 million about once every 1.2 years 24
HurricaneVery Low 42.5 $29,089 about once every 36 years 6
TornadoRelatively Low 39.6 $671,185 about once every 6.2 years 10
LandslideVery Low 35.9 $381 about once every 2.1 years —
Heat waveVery Low 35.7 $147,313 about 2.5 a year 39
DroughtVery Low 30.8 $21,738 about 5.5 a year 154
WildfireVery Low 24.3 $7,981 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 26

Most common: Severe Storm 10, Flood 6, Snowstorm 4, Severe Ice Storm 3.

DecadeDeclarationsIncident types
1970s4Flood ×3, Tornado
1980s1Severe Storm
1990s4Snowstorm ×3, Severe Storm
2000s5Severe Ice Storm ×2, Severe Storm ×2, Hurricane
2010s4Severe Storm ×2, Flood, Snowstorm
2020s8Severe Storm ×4, Flood ×2, Winter Storm, Severe Ice Storm

The last 10

Severe Winter Storm EM-3633-KY · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides DR-4864-KY · Severe Storm · declared 24 Apr 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3626-KY · Severe Storm · declared 3 Apr 2025
Severe Storms, Straight-Line Winds, Flooding, and Landslides EM-3624-KY · Severe Storm · declared 16 Feb 2025
Severe Storms, Flooding, Landslides, and Mudslides DR-4663-KY · Flood · declared 29 Jul 2022 · households could apply
Severe, Storms, Flooding, Landslides, and Mudslides DR-4595-KY · Flood · declared 23 Apr 2021 · households could apply
Severe Winter Storms, Landslides, and Mudslides DR-4592-KY · Severe Ice Storm · declared 31 Mar 2021
Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and Mudslide DR-4239-KY · Severe Storm · declared 12 Aug 2015 · households could apply
Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides DR-4217-KY · Flood · declared 1 May 2015 · households could apply

Widest declarations that included Lincoln County

  • Severe Winter Storm (2026, EM-3633-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3626-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Flooding, and Landslides (2025, EM-3624-KY): 120 Kentucky counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Kentucky also had 4 statewide declarations with no county list.

Tornado record since 1950 12

Tornadoes touching the county12
Strongest-rated(E)F3 ×1
Peak monthApril (5)
Deadliest3 Apr 1974, F3, 21.1 mi path, 1 killed, 98 injured
Longest path3 Apr 1974, F3, 21.1 mi path, 1 killed, 98 injured
Most recent3 Apr 2025, EF1, 8.7 mi path
Deaths / injuries on those paths1 / 107
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count5421000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00223311

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lincoln County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lincoln County (this page)—Very Low32.6 Strong wind
Garrard County 23 kmVery Low30.2 Strong wind
Boyle County 26 kmVery Low41.6 Strong wind
Casey County 28 kmVery Low37.1 Winter weather
Rockcastle County 32 kmVery Low36.1 Landslide
Pulaski County 40 kmRelatively Low79.1 Winter weather

Nearest by distance between county centres. Every county in Kentucky, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 69.0
Community resilienceRelatively Moderate 41.8
Community risk factor1.32
Expected annual loss, all hazards$8.3 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lincoln County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lincoln County

What natural disasters is Lincoln County, Kentucky most at risk from?

Lincoln County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 32.6 out of 100, higher than about 32% of US counties, with strong winds, hail and winter storms scoring highest of its 18 hazards and $8.3 million a year in expected losses.

How many federal disaster declarations has Lincoln County had?

OpenFEMA lists 26 federal disaster declarations that included Lincoln County since 1970, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). Another 4 Kentucky declarations were made statewide without a county list.

How many tornadoes have hit Lincoln County?

NOAA's Storm Prediction Center recorded 12 tornadoes touching Lincoln County from 1950 to 2025. The deadliest: 3 Apr 1974, F3, 21.1 mi path, 1 killed, 98 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.