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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Calhoun County, Michigan: Natural Disaster Risk and History

Calhoun County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 74.5 out of 100, higher than about 74% of US counties, with strong winds, hail and tornadoes scoring highest of its 18 hazards and $35 million a year in expected losses.

OpenFEMA lists 7 federal disaster declarations that included Calhoun County since 1972, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). NOAA's Storm Prediction Center recorded 19 tornadoes touching Calhoun County from 1950 to 2025.

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Population 134,279 Buildings worth $29 billion Area 726 sq mi Risk rank in Michigan 16 of 83 FIPS 26025

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively High 97.2 $4.3 million about 4.9 a year 186
HailRelatively Moderate 89.5 $1.7 million about 2.6 a year 97
TornadoRelatively Moderate 88.3 $6.6 million about once every 2.9 years 10
Inland floodingRelatively Moderate 75.8 $17 million about once every 2.5 years 11
Cold waveRelatively Moderate 75.7 $2.9 million about 2.3 a year 43
Ice stormRelatively Moderate 71.6 $247,971 about 1.7 a year 116
Winter weatherRelatively Moderate 68.2 $126,550 about 18 a year 350
EarthquakeRelatively Low 66.6 $689,192 about once every 962 years —
LandslideVery Low 62.1 $3,203 about once every 5.8 years —
LightningRelatively Low 53.2 $274,797 about 36 a year 175,699 strikes
Heat waveRelatively Low 50.5 $397,995 about 2.7 a year 39
HurricaneVery Low 37.5 $25,977 about once every 78 years 4
WildfireVery Low 28.5 $13,355 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 7

Most common: Snowstorm 3, Flood 2, Hurricane 1, Other 1.

DecadeDeclarationsIncident types
1970s3Snowstorm ×2, Flood
1980s1Flood
2000s3Hurricane, Other, Snowstorm

The last 7

Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Power Outage EM-3189-MI · Other · declared 23 Sep 2003
Snow EM-3160-MI · Snowstorm · declared 10 Jan 2001
Severe Storms & Flooding DR-631-MI · Flood · declared 8 Sep 1980
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Severe Storms, High Winds & Flooding DR-465-MI · Flood · declared 26 Apr 1975 · households could apply
Severe Storm & Freezing DR-330-MI · Snowstorm · declared 5 Apr 1972

Widest declarations that included Calhoun County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Snow (2001, EM-3160-MI): 39 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 19

Tornadoes touching the county19
Strongest-rated(E)F3 ×1
Peak monthMay (5)
Deadliest27 Mar 1991, F3, 2 mi path, 0 killed, 18 injured
Longest path28 May 1955, F2, 64.6 mi path, 0 killed, 1 injured
Most recent15 May 2025, EF0, 10.1 mi path
Deaths / injuries on those paths0 / 22
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count41221000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11272213

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Calhoun County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Calhoun County (this page)—Relatively Low74.5 Strong wind
Branch County 37 kmRelatively Low51.8 Hail
Eaton County 41 kmRelatively Low67.6 Strong wind
Kalamazoo County 43 kmRelatively Moderate81.7 Hail
Barry County 46 kmRelatively Low46.0 Strong wind
Jackson County 48 kmRelatively Low76.5 Tornado

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 35.6
Community resilienceVery High 93.6
Community risk factor1.01
Expected annual loss, all hazards$35 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Calhoun County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Calhoun County

What natural disasters is Calhoun County, Michigan most at risk from?

Calhoun County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 74.5 out of 100, higher than about 74% of US counties, with strong winds, hail and tornadoes scoring highest of its 18 hazards and $35 million a year in expected losses.

How many federal disaster declarations has Calhoun County had?

OpenFEMA lists 7 federal disaster declarations that included Calhoun County since 1972, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Calhoun County?

NOAA's Storm Prediction Center recorded 19 tornadoes touching Calhoun County from 1950 to 2025. The deadliest: 27 Mar 1991, F3, 2 mi path, 0 killed, 18 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.