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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Gladwin County, Michigan: Natural Disaster Risk and History

Gladwin County, Michigan has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 40.3 out of 100, higher than about 40% of US counties, with winter storms, strong winds and cold waves scoring highest of its 18 hazards and $9.2 million a year in expected losses.

OpenFEMA lists 10 federal disaster declarations that included Gladwin County since 1976, not counting 2 for COVID-19; the latest is DR-4547-MI (Severe Storms and Flooding, declared 9 July 2020). NOAA's Storm Prediction Center recorded 10 tornadoes touching Gladwin County from 1950 to 2025.

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Population 25,371 Buildings worth $7.4 billion Area 521 sq mi Risk rank in Michigan 51 of 83 FIPS 26051

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Winter weatherRelatively Moderate 82.1 $169,906 about 12 a year 229
Strong windRelatively Moderate 68.3 $679,758 about 2.3 a year 86
Cold waveRelatively Moderate 67.2 $1.4 million about 2.2 a year 41
LightningRelatively Moderate 65.8 $312,059 about 29 a year 40,036 strikes
HailRelatively Low 54.3 $231,890 about 1.7 a year 65
Inland floodingRelatively Low 53.9 $5.5 million about once every 2.5 years 11
TornadoRelatively Low 49.0 $883,332 about once every 6.8 years 5
LandslideVery Low 41.0 $516 about once every 13 years —
WildfireVery Low 38.9 $17,612 rarer than once in 1,000 years —
Ice stormRelatively Low 35.1 $30,814 about once every 1.9 years 35
EarthquakeVery Low 22.7 $26,191 rarer than once in 1,000 years —
HurricaneVery Low 22.5 $5,528 about once every 105 years 2
Heat waveVery Low 18.5 $39,168 about once a year 17
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 10

Most common: Severe Storm 3, Dam/Levee Break 2, Snowstorm 2, Hurricane 1.

DecadeDeclarationsIncident types
1970s3Snowstorm, Drought, Severe Storm
1980s1Flood
2000s3Hurricane, Severe Storm, Snowstorm
2010s1Severe Storm
2020s2Dam/Levee Break ×2

The last 10

Severe Storms and Flooding DR-4547-MI · Dam/Levee Break · declared 9 Jul 2020 · households could apply
Severe Storms and Flooding EM-3525-MI · Dam/Levee Break · declared 21 May 2020
Severe Storms and Flooding DR-4326-MI · Severe Storm · declared 2 Aug 2017 · households could apply
Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1527-MI · Severe Storm · declared 30 Jun 2004 · households could apply
Snow EM-3160-MI · Snowstorm · declared 10 Jan 2001
Severe Storms & Flooding DR-774-MI · Flood · declared 18 Sep 1986 · households could apply
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Drought EM-3035-MI · Drought · declared 2 Mar 1977
Severe Storms, Tornadoes, Icing & Flooding DR-495-MI · Severe Storm · declared 19 Mar 1976 · households could apply

Widest declarations that included Gladwin County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Drought (1977, EM-3035-MI): 44 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 10

Tornadoes touching the county10
Strongest-rated(E)F3 ×1
Peak monthJune (5)
Deadliest30 Mar 1976, F3, 11.4 mi path, 0 killed, 10 injured
Longest path30 Mar 1976, F3, 11.4 mi path, 0 killed, 10 injured
Most recent22 Jun 2024, EF1, 10.3 mi path
Deaths / injuries on those paths0 / 10
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2521000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10600201

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Gladwin County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Gladwin County (this page)—Very Low40.3 Winter weather
Clare County 37 kmRelatively Low47.5 Strong wind
Midland County 38 kmRelatively Low71.9 Strong wind
Arenac County 40 kmVery Low20.3 Winter weather
Roscommon County 42 kmRelatively Low56.7 Winter weather
Ogemaw County 44 kmVery Low37.0 Hail

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 79.9
Community resilienceRelatively Moderate 57.9
Community risk factor1.42
Expected annual loss, all hazards$9.2 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Gladwin County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Gladwin County

What natural disasters is Gladwin County, Michigan most at risk from?

Gladwin County, Michigan has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 40.3 out of 100, higher than about 40% of US counties, with winter storms, strong winds and cold waves scoring highest of its 18 hazards and $9.2 million a year in expected losses.

How many federal disaster declarations has Gladwin County had?

OpenFEMA lists 10 federal disaster declarations that included Gladwin County since 1976, not counting 2 for COVID-19; the latest is DR-4547-MI (Severe Storms and Flooding, declared 9 July 2020). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Gladwin County?

NOAA's Storm Prediction Center recorded 10 tornadoes touching Gladwin County from 1950 to 2025. The deadliest: 30 Mar 1976, F3, 11.4 mi path, 0 killed, 10 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.