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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Iron County, Michigan: Natural Disaster Risk and History

Iron County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 55.1 out of 100, higher than about 55% of US counties, with cold waves, hail and winter storms scoring highest of its 18 hazards and $13 million a year in expected losses.

OpenFEMA lists 5 federal disaster declarations that included Iron County since 1977, not counting 2 for COVID-19; the latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). NOAA's Storm Prediction Center recorded 8 tornadoes touching Iron County from 1950 to 2025.

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Population 11,625 Buildings worth $3.6 billion Area 1,223 sq mi Risk rank in Michigan 39 of 83 FIPS 26071

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively High 96.2 $10.0 million about 6.3 a year 119
HailRelatively Moderate 74.8 $496,763 about 1.2 a year 45
Winter weatherRelatively Low 46.8 $41,372 about 16 a year 304
WildfireVery Low 43.3 $22,820 rarer than once in 1,000 years —
LightningRelatively Low 40.2 $115,055 about 26 a year 42,556 strikes
Strong windRelatively Low 26.7 $182,010 about 1.3 a year 50
Inland floodingVery Low 25.7 $2.1 million about once every 2.3 years 12
DroughtVery Low 24.7 $8,278 about 3.2 a year 84
TornadoVery Low 17.7 $139,315 about once every 8.0 years 6
LandslideVery Low 17.4 $60 about once every 3.8 years —
Ice stormVery Low 11.4 $4,392 about once every 43 years 1
Heat waveVery Low 9.9 $12,663 about once every 2.7 years 7
EarthquakeVery Low 1.3 $879 rarer than once in 1,000 years —
HurricaneNo Rating 0.0 — about once every 174 years 2
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 5

Most common: Flood 2, Hurricane 1, Snowstorm 1, Drought 1.

DecadeDeclarationsIncident types
1970s2Snowstorm, Drought
2000s2Hurricane, Flood
2020s1Flood

The last 5

Severe Storms, Tornadoes, and Flooding DR-4925-MI · Flood · declared 30 Jun 2026 · households could apply
Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Flooding DR-1413-MI · Flood · declared 6 May 2002
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Drought EM-3035-MI · Drought · declared 2 Mar 1977

Widest declarations that included Iron County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Drought (1977, EM-3035-MI): 44 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 8

Tornadoes touching the county8
Strongest-rated(E)F2 ×1
Peak monthAugust (3)
Deadliest15 Aug 1978, F1, 0.5 mi path, 0 killed, 2 injured
Longest path6 Jul 2014, EF0, 5.7 mi path
Most recent9 Aug 2020, EF1, 3.8 mi path
Deaths / injuries on those paths0 / 2
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count4310000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10211021

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Iron County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Iron County (this page)—Relatively Low55.1 Cold wave
Florence County, WI 41 kmRelatively Low54.2 Cold wave
Baraga County 52 kmVery Low10.7 Cold wave
Dickinson County 56 kmRelatively Low59.3 Cold wave
Forest County, WI 63 kmRelatively Low47.4 Cold wave
Marquette County 73 kmRelatively Low69.8 Hail

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 85.3
Community resilienceRelatively High 73.4
Community risk factor1.46
Expected annual loss, all hazards$13 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Iron County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Iron County

What natural disasters is Iron County, Michigan most at risk from?

Iron County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 55.1 out of 100, higher than about 55% of US counties, with cold waves, hail and winter storms scoring highest of its 18 hazards and $13 million a year in expected losses.

How many federal disaster declarations has Iron County had?

OpenFEMA lists 5 federal disaster declarations that included Iron County since 1977, not counting 2 for COVID-19; the latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Iron County?

NOAA's Storm Prediction Center recorded 8 tornadoes touching Iron County from 1950 to 2025. The deadliest: 15 Aug 1978, F1, 0.5 mi path, 0 killed, 2 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.