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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Missaukee County, Michigan: Natural Disaster Risk and History

Missaukee County, Michigan has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 11.1 out of 100, higher than about 11% of US counties, with winter storms, cold waves and hail scoring highest of its 18 hazards and $5.3 million a year in expected losses.

OpenFEMA lists 5 federal disaster declarations that included Missaukee County since 1977, not counting 2 for COVID-19; the latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). NOAA's Storm Prediction Center recorded 8 tornadoes touching Missaukee County from 1950 to 2025.

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Population 15,048 Buildings worth $4.4 billion Area 580 sq mi Risk rank in Michigan 76 of 83 FIPS 26113

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Winter weatherRelatively Moderate 78.9 $202,575 about 24 a year 461
Cold waveRelatively Low 53.9 $1.1 million about 1.8 a year 34
HailRelatively Low 49.5 $262,257 about 1.3 a year 48
LandslideVery Low 49.4 $1,328 about once every 8.1 years —
Strong windRelatively Low 40.0 $427,173 about 1.4 a year 53
WildfireVery Low 35.1 $19,908 rarer than once in 1,000 years —
LightningRelatively Low 26.9 $99,735 about 27 a year 32,053 strikes
TornadoVery Low 25.2 $379,342 about once every 8.8 years 5
Inland floodingVery Low 21.9 $2.7 million about once every 9.3 years 3
HurricaneVery Low 17.9 $5,072 about once every 100 years 0
Ice stormVery Low 13.4 $8,124 about once every 5.2 years 14
Heat waveVery Low 11.0 $21,455 about once every 1.2 years 14
EarthquakeVery Low 10.2 $10,215 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 5

Most common: Flood 1, Severe Storm 1, Hurricane 1, Snowstorm 1.

DecadeDeclarationsIncident types
1970s2Snowstorm, Drought
2000s2Severe Storm, Hurricane
2020s1Flood

The last 5

Severe Storms, Tornadoes, and Flooding DR-4925-MI · Flood · declared 30 Jun 2026 · households could apply
Severe Storms, Tornadoes, and Flooding DR-1777-MI · Severe Storm · declared 14 Jul 2008
Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Drought EM-3035-MI · Drought · declared 2 Mar 1977

Widest declarations that included Missaukee County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Drought (1977, EM-3035-MI): 44 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 8

Tornadoes touching the county8
Strongest-rated(E)F2 ×2
Peak monthJuly (4)
Deadliest—
Longest path31 Jul 1963, F2, 19.6 mi path
Most recent31 May 1998, F0, 0.3 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count5120000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count12023000

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Missaukee County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Missaukee County (this page)—Very Low11.1 Winter weather
Roscommon County 38 kmRelatively Low56.7 Winter weather
Wexford County 38 kmVery Low33.9 Winter weather
Kalkaska County 39 kmVery Low21.3 Winter weather
Osceola County 43 kmVery Low23.9 Winter weather
Clare County 44 kmRelatively Low47.5 Strong wind

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 35.0
Community resilienceRelatively Moderate 51.3
Community risk factor1.02
Expected annual loss, all hazards$5.3 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Missaukee County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Missaukee County

What natural disasters is Missaukee County, Michigan most at risk from?

Missaukee County, Michigan has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 11.1 out of 100, higher than about 11% of US counties, with winter storms, cold waves and hail scoring highest of its 18 hazards and $5.3 million a year in expected losses.

How many federal disaster declarations has Missaukee County had?

OpenFEMA lists 5 federal disaster declarations that included Missaukee County since 1977, not counting 2 for COVID-19; the latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Missaukee County?

NOAA's Storm Prediction Center recorded 8 tornadoes touching Missaukee County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.