Beltrami County, Minnesota: Natural Disaster Risk and History
Beltrami County, Minnesota has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 60.6 out of 100, higher than about 60% of US counties, with winter storms, wildfires and cold waves scoring highest of its 18 hazards and $20 million a year in expected losses.
OpenFEMA lists 19 federal disaster declarations that included Beltrami County since 1966, not counting 2 for COVID-19; the latest is DR-4659-MN (Severe Storms, Straight-Line Winds, and Flooding, declared 13 July 2022). NOAA's Storm Prediction Center recorded 45 tornadoes touching Beltrami County from 1950 to 2025.
Live weather alerts for Minnesota All official warnings Latest FEMA declarations
Population 46,103 Buildings worth $13 billion Area 3,086 sq mi Risk rank in Minnesota 23 of 87 FIPS 27007
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Winter weather | Relatively Moderate | 84.5 | $247,482 | about 17 a year | 325 |
| Wildfire | Relatively Low | 82.5 | $496,772 | about once every 327 years | — |
| Cold wave | Relatively Moderate | 80.1 | $3.4 million | about 17 a year | 326 |
| Landslide | Relatively Low | 73.7 | $7,877 | about once every 2.2 years | — |
| Inland flooding | Relatively Low | 72.6 | $14 million | about once every 2.2 years | 13 |
| Hail | Relatively Low | 60.8 | $364,211 | about 2 a year | 75 |
| Drought | Relatively Low | 58.4 | $238,813 | about 23 a year | 693 |
| Strong wind | Relatively Moderate | 52.9 | $564,778 | about once a year | 39 |
| Lightning | Relatively Low | 44.8 | $181,218 | about 27 a year | 80,461 strikes |
| Tornado | Relatively Low | 40.8 | $836,478 | about once every 1.2 years | 37 |
| Heat wave | Relatively Low | 39.9 | $215,277 | about once every 1.6 years | 13 |
| Ice storm | Very Low | 13.6 | $7,536 | about once every 32 years | 2 |
| Earthquake | Very Low | 6.2 | $5,628 | rarer than once in 1,000 years | — |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Hurricane | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 19
Most common: Flood 10, Severe Storm 7, Hurricane 1, Drought 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1960s | 2 | Flood ×2 |
| 1970s | 3 | Drought, Severe Storm, Flood |
| 1980s | 1 | Severe Storm |
| 1990s | 5 | Severe Storm ×3, Flood ×2 |
| 2000s | 4 | Severe Storm ×2, Hurricane, Flood |
| 2010s | 3 | Flood ×3 |
| 2020s | 1 | Flood |
The last 10
Widest declarations that included Beltrami County
- Hurricane Katrina Evacuation (2005, EM-3242-MN): 87 Minnesota counties designated.
- Drought (1976, EM-3013-MN): 78 Minnesota counties designated.
- Flooding (1969, DR-255-MN): 70 Minnesota counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Minnesota also had 9 statewide declarations with no county list.
Tornado record since 1950 45
| Tornadoes touching the county | 45 |
|---|---|
| Strongest-rated | (E)F1 ×20 |
| Peak month | July (23) |
| Deadliest | — |
| Longest path | 27 Apr 1974, F1, 14.3 mi path |
| Most recent | 22 Jun 2025, EF1, 5.4 mi path |
| Deaths / injuries on those paths | 0 / 0 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 24 | 20 | 0 | 0 | 0 | 0 | 1 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 2 | 2 | 1 | 4 | 17 | 11 | 8 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Beltrami County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Beltrami County (this page) | — | Relatively Low | 60.6 | Winter weather |
| Clearwater County | 55 km | Very Low | 4.2 | Wildfire |
| Lake of the Woods County | 82 km | Very Low | 3.5 | Wildfire |
| Pennington County | 82 km | Relatively Low | 47.0 | Wildfire |
| Red Lake County | 87 km | Very Low | 2.2 | Drought |
| Koochiching County | 91 km | Very Low | 31.5 | Cold wave |
Nearest by distance between county centres. Every county in Minnesota, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively Moderate 50.3 |
|---|---|
| Community resilience | Very High 89.8 |
| Community risk factor | 1.11 |
| Expected annual loss, all hazards | $20 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Beltrami County's main hazards
- Right now: National Weather Service alerts for Minnesota · all official warnings on Global Incident Tracker.
- Winter weather: Power outages now · Carbon monoxide in winter
- Wildfire: US wildfires now · Wildfire smoke: what protects you
- Cold wave: Carbon monoxide in winter · Power outages now
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Beltrami County
What natural disasters is Beltrami County, Minnesota most at risk from?
Beltrami County, Minnesota has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 60.6 out of 100, higher than about 60% of US counties, with winter storms, wildfires and cold waves scoring highest of its 18 hazards and $20 million a year in expected losses.
How many federal disaster declarations has Beltrami County had?
OpenFEMA lists 19 federal disaster declarations that included Beltrami County since 1966, not counting 2 for COVID-19; the latest is DR-4659-MN (Severe Storms, Straight-Line Winds, and Flooding, declared 13 July 2022). Another 9 Minnesota declarations were made statewide without a county list.
How many tornadoes have hit Beltrami County?
NOAA's Storm Prediction Center recorded 45 tornadoes touching Beltrami County from 1950 to 2025.
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.