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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Stone County, Mississippi: Natural Disaster Risk and History

Stone County, Mississippi has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 52.0 out of 100, higher than about 52% of US counties, with hurricanes, wildfires and lightning scoring highest of its 18 hazards and $13 million a year in expected losses.

OpenFEMA lists 29 federal disaster declarations that included Stone County since 1969, not counting 2 for COVID-19; the latest is DR-4930-MS (Tropical Storm Arthur, declared 3 August 2026). NOAA's Storm Prediction Center recorded 22 tornadoes touching Stone County from 1950 to 2025.

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Population 18,312 Buildings worth $3.3 billion Area 453 sq mi Risk rank in Mississippi 39 of 82 FIPS 28131

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Moderate 91.1 $6.8 million about once every 4.3 years 72
WildfireRelatively Low 84.3 $481,870 about once every 154 years —
LightningRelatively Moderate 75.3 $447,394 about 85 a year 67,254 strikes
DroughtRelatively Moderate 68.1 $343,801 about 2 a year 560
TornadoRelatively Low 54.7 $1.1 million about once every 2.3 years 13
Heat waveRelatively Low 52.1 $304,664 about 9.7 a year 162
Strong windRelatively Low 38.3 $291,210 about 2 a year 75
HailRelatively Low 37.6 $119,989 about 2.4 a year 90
EarthquakeVery Low 34.6 $79,475 rarer than once in 1,000 years —
LandslideVery Low 31.3 $252 about once every 6.6 years —
Ice stormRelatively Low 28.4 $21,257 about once every 1.6 years 42
Cold waveRelatively Low 26.9 $267,112 about once a year 19
Inland floodingVery Low 26.7 $2.3 million about 1.2 a year 34
Winter weatherVery Low 16.4 $9,993 about once every 1.1 years 17
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 29

Most common: Hurricane 23, Winter Storm 2, Tropical Storm 1, Severe Storm 1.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s3Hurricane, Snowstorm, Tornado
1980s1Hurricane
1990s2Hurricane ×2
2000s8Hurricane ×7, Severe Storm
2010s4Hurricane ×4
2020s10Hurricane ×7, Winter Storm ×2, Tropical Storm

The last 10

Tropical Storm Arthur DR-4930-MS · Tropical Storm · declared 3 Aug 2026 · households could apply
Severe Winter Storm DR-4899-MS · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3640-MS · Winter Storm · declared 24 Jan 2026
Hurricane Ida DR-4626-MS · Hurricane · declared 22 Oct 2021 · households could apply
Hurricane Ida EM-3569-MS · Hurricane · declared 28 Aug 2021
Hurricane Zeta DR-4576-MS · Hurricane · declared 31 Dec 2020 · households could apply
Hurricane Zeta EM-3550-MS · Hurricane · declared 28 Oct 2020
Hurricane Delta EM-3548-MS · Hurricane · declared 8 Oct 2020
Hurricane Sally EM-3544-MS · Hurricane · declared 14 Sep 2020
Hurricane Marco and Tropical Storm Laura EM-3539-MS · Hurricane · declared 23 Aug 2020

Widest declarations that included Stone County

  • Severe Winter Storm (2026, DR-4899-MS): 82 Mississippi counties designated.
  • Severe Winter Storm (2026, EM-3640-MS): 82 Mississippi counties designated.
  • Hurricane Ida (2021, DR-4626-MS): 82 Mississippi counties designated.

Named storms in its declarations: Tropical Storm Arthur (2026), Hurricane Ida (2021), Hurricane Zeta (2020), Hurricane Delta (2020), Hurricane Sally (2020), Hurricane Marco (2020), Hurricane Nate (2017), Hurricane Isaac (2012), Tropical Storm Isaac (2012), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Dennis (2005), Hurricane Ivan (2004), Tropical Storm Isidore (2002), Hurricane Georges (1998), Hurricane Elena (1985), Hurricane Frederic (1979), Hurricane Camille (1969).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Mississippi also had 3 statewide declarations with no county list.

Tornado record since 1950 22

Tornadoes touching the county22
Strongest-rated(E)F2 ×3
Peak monthApril (4)
Deadliest3 Nov 1968, F2, 43.5 mi path, 0 killed, 3 injured
Longest path3 Nov 1968, F2, 43.5 mi path, 0 killed, 3 injured
Most recent27 Dec 2024, EF0, 1.1 mi path
Deaths / injuries on those paths0 / 5
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count71130001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count44120731

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Stone County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Stone County (this page)—Relatively Low52.0 Hurricane
Harrison County 31 kmRelatively High95.6 Hurricane
Perry County 44 kmVery Low19.5 Hurricane
Pearl River County 45 kmRelatively Moderate86.1 Hurricane
George County 46 kmRelatively Low58.0 Hurricane
Forrest County 46 kmRelatively Low78.1 Tornado

Nearest by distance between county centres. Every county in Mississippi, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 76.8
Community resilienceRelatively Low 31.9
Community risk factor1.41
Expected annual loss, all hazards$13 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Stone County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Stone County

What natural disasters is Stone County, Mississippi most at risk from?

Stone County, Mississippi has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 52.0 out of 100, higher than about 52% of US counties, with hurricanes, wildfires and lightning scoring highest of its 18 hazards and $13 million a year in expected losses.

How many federal disaster declarations has Stone County had?

OpenFEMA lists 29 federal disaster declarations that included Stone County since 1969, not counting 2 for COVID-19; the latest is DR-4930-MS (Tropical Storm Arthur, declared 3 August 2026). Another 3 Mississippi declarations were made statewide without a county list.

How many tornadoes have hit Stone County?

NOAA's Storm Prediction Center recorded 22 tornadoes touching Stone County from 1950 to 2025. The deadliest: 3 Nov 1968, F2, 43.5 mi path, 0 killed, 3 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.