Montgomery County, Missouri: Natural Disaster Risk and History
Montgomery County, Missouri has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 38.3 out of 100, higher than about 38% of US counties, with heat waves, landslides and earthquakes scoring highest of its 18 hazards and $9.7 million a year in expected losses.
OpenFEMA lists 24 federal disaster declarations that included Montgomery County since 1973, not counting 2 for COVID-19; the latest is DR-4665-MO (Severe Storms and Flooding, declared 8 August 2022). NOAA's Storm Prediction Center recorded 24 tornadoes touching Montgomery County from 1950 to 2025.
Live weather alerts for Missouri All official warnings Latest FEMA declarations
Population 11,290 Buildings worth $5.0 billion Area 546 sq mi Risk rank in Missouri 73 of 115 FIPS 29139
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Heat wave | Relatively Moderate | 87.1 | $1.9 million | about 11 a year | 148 |
| Landslide | Relatively Low | 84.3 | $22,152 | about once every 3.4 years | — |
| Earthquake | Relatively Low | 69.1 | $606,367 | about once every 377 years | — |
| Hail | Relatively Low | 62.2 | $332,179 | about 4.8 a year | 181 |
| Drought | Relatively Low | 58.0 | $200,724 | about 6.9 a year | 210 |
| Ice storm | Relatively Low | 57.1 | $94,726 | about 1.1 a year | 74 |
| Inland flooding | Relatively Low | 47.9 | $5.0 million | about 1.3 a year | 37 |
| Wildfire | Very Low | 44.4 | $27,169 | rarer than once in 1,000 years | — |
| Lightning | Relatively Low | 41.3 | $137,322 | about 5 a year | 100,482 strikes |
| Cold wave | Relatively Low | 40.8 | $551,981 | about 2.3 a year | 43 |
| Strong wind | Relatively Low | 33.3 | $266,778 | about 4.8 a year | 181 |
| Tornado | Relatively Low | 32.7 | $483,978 | about once every 3.2 years | 20 |
| Winter weather | Relatively Low | 26.4 | $20,294 | about 9.3 a year | 177 |
| Hurricane | Very Low | 21.0 | $5,330 | about once every 145 years | 0 |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 24
Most common: Severe Storm 12, Flood 6, Severe Ice Storm 4, Hurricane 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1970s | 3 | Drought, Flood, Severe Storm |
| 1980s | 1 | Flood |
| 1990s | 2 | Severe Storm, Flood |
| 2000s | 9 | Severe Ice Storm ×4, Severe Storm ×4, Hurricane |
| 2010s | 7 | Severe Storm ×5, Flood ×2 |
| 2020s | 2 | Flood, Severe Storm |
The last 10
Widest declarations that included Montgomery County
- Severe Winter Storm (2011, EM-3317-MO): 115 Missouri counties designated.
- Severe Winter Storm (2009, EM-3303-MO): 115 Missouri counties designated.
- Severe Winter Storms (2007, EM-3281-MO): 115 Missouri counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Missouri also had 4 statewide declarations with no county list.
Tornado record since 1950 24
| Tornadoes touching the county | 24 |
|---|---|
| Strongest-rated | (E)F3 ×1 |
| Peak month | May (8) |
| Deadliest | 12 May 1980, F2, 0.5 mi path, 0 killed, 7 injured |
| Longest path | 6 Mar 2017, EF1, 20.9 mi path |
| Most recent | 4 Nov 2024, EF0, 1.9 mi path |
| Deaths / injuries on those paths | 0 / 10 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 13 | 5 | 5 | 1 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 2 | 0 | 0 | 5 | 2 | 6 | 6 | 3 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Montgomery County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Montgomery County (this page) | — | Very Low | 38.3 | Heat wave |
| Warren County | 33 km | Relatively Low | 55.3 | Heat wave |
| Callaway County | 41 km | Relatively Low | 63.9 | Heat wave |
| Audrain County | 44 km | Relatively Low | 51.4 | Heat wave |
| Lincoln County | 46 km | Relatively Low | 67.1 | Heat wave |
| Pike County | 52 km | Very Low | 40.3 | Heat wave |
Nearest by distance between county centres. Every county in Missouri, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively High 67.9 |
|---|---|
| Community resilience | Relatively Moderate 58.0 |
| Community risk factor | 1.29 |
| Expected annual loss, all hazards | $9.7 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Montgomery County's main hazards
- Right now: National Weather Service alerts for Missouri · all official warnings on Global Incident Tracker.
- Heat wave: Heatstroke warning signs
- Landslide: Landslides recorded
- Earthquake: Earthquakes today · Earthquake safety guide
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Montgomery County
What natural disasters is Montgomery County, Missouri most at risk from?
Montgomery County, Missouri has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 38.3 out of 100, higher than about 38% of US counties, with heat waves, landslides and earthquakes scoring highest of its 18 hazards and $9.7 million a year in expected losses.
How many federal disaster declarations has Montgomery County had?
OpenFEMA lists 24 federal disaster declarations that included Montgomery County since 1973, not counting 2 for COVID-19; the latest is DR-4665-MO (Severe Storms and Flooding, declared 8 August 2022). Another 4 Missouri declarations were made statewide without a county list.
How many tornadoes have hit Montgomery County?
NOAA's Storm Prediction Center recorded 24 tornadoes touching Montgomery County from 1950 to 2025. The deadliest: 12 May 1980, F2, 0.5 mi path, 0 killed, 7 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.