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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Phillips County, Montana: Natural Disaster Risk and History

Phillips County, Montana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.5 out of 100, higher than about 34% of US counties, with cold waves, winter storms and wildfires scoring highest of its 18 hazards and $7.7 million a year in expected losses.

OpenFEMA lists 8 federal disaster declarations that included Phillips County since 1986, not counting 2 for COVID-19; the latest is DR-4902-MT (Severe Winter Storm and Straight-Line Winds, declared 7 April 2026). NOAA's Storm Prediction Center recorded 15 tornadoes touching Phillips County from 1950 to 2025.

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Population 4,210 Buildings worth $2.6 billion Area 5,265 sq mi Risk rank in Montana 28 of 56 FIPS 30071

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively Moderate 85.9 $3.7 million about 14 a year 272
Winter weatherRelatively Moderate 68.5 $86,167 about 18 a year 338
WildfireRelatively Low 67.7 $103,333 about once every 694 years —
LightningRelatively Moderate 64.5 $282,044 about 26 a year 46,517 strikes
LandslideVery Low 43.7 $607 about 1.6 a year —
Inland floodingRelatively Low 39.8 $3.4 million about 1.8 a year 49
DroughtVery Low 27.9 $13,092 about 59 a year 1,484
HailVery Low 26.6 $70,344 about once every 1.1 years 35
Heat waveVery Low 20.6 $45,913 about 2.5 a year 31
EarthquakeVery Low 15.1 $11,440 rarer than once in 1,000 years —
Strong windVery Low 8.7 $44,042 about once every 1.1 years 35
TornadoVery Low 7.8 $28,895 about once every 3.3 years 11
Ice stormVery Low 7.4 $2,591 about once every 67 years 0
AvalancheVery Low 3.9 $1 about once every 100 years 0
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 8

Most common: Flood 3, Severe Storm 2, Straight-Line Winds 1, Hurricane 1.

DecadeDeclarationsIncident types
1980s2Flood ×2
1990s1Severe Storm
2000s2Hurricane, Fire
2010s1Severe Storm
2020s2Straight-Line Winds, Flood

The last 8

Severe Winter Storm and Straight-Line Winds DR-4902-MT · Straight-Line Winds · declared 7 Apr 2026
Flooding DR-4745-MT · Flood · declared 11 Oct 2023
Severe Storms and Flooding DR-1996-MT · Severe Storm · declared 17 Jun 2011 · households could apply
Hurricane Katrina Evacuation EM-3253-MT · Hurricane · declared 13 Sep 2005
Wildfires DR-1340-MT · Fire · declared 30 Aug 2000 · households could apply
Severe Storms, Flooding, Ice Jams, Soil Saturation DR-1113-MT · Severe Storm · declared 16 May 1996
Severe Storms & Flooding DR-777-MT · Flood · declared 14 Oct 1986 · households could apply
Heavy Rains, Landslides & Flooding DR-761-MT · Flood · declared 15 Mar 1986

Widest declarations that included Phillips County

  • Hurricane Katrina Evacuation (2005, EM-3253-MT): 56 Montana counties designated.
  • Severe Storms and Flooding (2011, DR-1996-MT): 49 Montana counties designated.
  • Wildfires (2000, DR-1340-MT): 48 Montana counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Montana also had 18 statewide declarations with no county list.

Tornado record since 1950 15

Tornadoes touching the county15
Strongest-rated(E)F1 ×5
Peak monthJune (7)
Deadliest—
Longest path20 Jul 2001, F0, 29 mi path
Most recent16 May 2024, unrated, 0.5 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count9500001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00215421

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Phillips County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Phillips County (this page)—Very Low34.5 Cold wave
Blaine County 80 kmRelatively Low45.9 Cold wave
Valley County 93 kmVery Low35.9 Hail
Garfield County 129 kmVery Low2.5 Wildfire
Petroleum County 130 kmVery Low1.3 Lightning
Fergus County 148 kmRelatively Low45.1 Cold wave

Nearest by distance between county centres. Every county in Montana, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 80.9
Community resilienceVery Low 17.7
Community risk factor1.49
Expected annual loss, all hazards$7.7 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Phillips County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Phillips County

What natural disasters is Phillips County, Montana most at risk from?

Phillips County, Montana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.5 out of 100, higher than about 34% of US counties, with cold waves, winter storms and wildfires scoring highest of its 18 hazards and $7.7 million a year in expected losses.

How many federal disaster declarations has Phillips County had?

OpenFEMA lists 8 federal disaster declarations that included Phillips County since 1986, not counting 2 for COVID-19; the latest is DR-4902-MT (Severe Winter Storm and Straight-Line Winds, declared 7 April 2026). Another 18 Montana declarations were made statewide without a county list.

How many tornadoes have hit Phillips County?

NOAA's Storm Prediction Center recorded 15 tornadoes touching Phillips County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.