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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lancaster County, Nebraska: Natural Disaster Risk and History

Lancaster County, Nebraska has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 90.7 out of 100, higher than about 90% of US counties, with strong winds, tornadoes and hail scoring highest of its 18 hazards and $115 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Lancaster County since 1967, not counting 2 for COVID-19; the latest is DR-4896-NE (Severe Storms, Straight-Line Winds, and Flooding, declared 22 October 2025). NOAA's Storm Prediction Center recorded 58 tornadoes touching Lancaster County from 1950 to 2025.

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Population 322,200 Buildings worth $60 billion Area 855 sq mi Risk rank in Nebraska 2 of 93 FIPS 31109

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windVery High 99.2 $12 million about 4.5 a year 171
TornadoRelatively High 98.8 $42 million about once every 1.3 years 39
HailRelatively High 98.8 $12 million about 7.8 a year 296
Winter weatherVery High 98.0 $1.6 million about 14 a year 257
WildfireRelatively Moderate 93.7 $3.3 million about once every 658 years —
LightningRelatively High 92.1 $1.7 million about 46 a year 399,627 strikes
Ice stormRelatively High 90.4 $1.3 million about once every 1.1 years 59
Inland floodingRelatively Moderate 85.5 $34 million about 1.4 a year 40
Cold waveRelatively Moderate 78.7 $4.2 million about 3.8 a year 73
Heat waveRelatively Low 76.4 $1.6 million about 8.3 a year 124
DroughtRelatively Moderate 69.8 $653,110 about 17 a year 679
LandslideVery Low 59.0 $3,237 about once every 6.6 years —
EarthquakeVery Low 40.8 $203,409 rarer than once in 1,000 years —
HurricaneNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Severe Storm 7, Flood 5, Winter Storm 1, Hurricane 1.

DecadeDeclarationsIncident types
1960s1Flood
1970s1Flood
1990s2Severe Storm, Flood
2000s3Severe Storm ×2, Hurricane
2010s4Flood ×2, Severe Storm ×2
2020s3Severe Storm ×2, Winter Storm

The last 10

Severe Storms, Straight-Line Winds, and Flooding DR-4896-NE · Severe Storm · declared 22 Oct 2025
Severe Winter Storm and Straight-Line Winds DR-4868-NE · Winter Storm · declared 21 May 2025
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4838-NE · Severe Storm · declared 21 Oct 2024
Severe Winter Storm, Straight-Line Winds, and Flooding DR-4420-NE · Flood · declared 21 Mar 2019 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4225-NE · Severe Storm · declared 25 Jun 2015
Severe Storms, Ice Jams, and Flooding DR-1902-NE · Flood · declared 21 Apr 2010
Severe Winter Storms and Snowstorm DR-1878-NE · Severe Storm · declared 25 Feb 2010
Severe Storms, Tornadoes, and Flooding DR-1770-NE · Severe Storm · declared 20 Jun 2008 · households could apply
Hurricane Katrina Evacuees EM-3245-NE · Hurricane · declared 13 Sep 2005
Severe Storms, Tornadoes and Flooding DR-1517-NE · Severe Storm · declared 25 May 2004 · households could apply

Widest declarations that included Lancaster County

  • Hurricane Katrina Evacuees (2005, EM-3245-NE): 93 Nebraska counties designated.
  • Severe Winter Storm, Straight-Line Winds, and Flooding (2019, DR-4420-NE): 84 Nebraska counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1770-NE): 62 Nebraska counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Nebraska also had 6 statewide declarations with no county list.

Tornado record since 1950 58

Tornadoes touching the county58
Strongest-rated(E)F4 ×2
Peak monthMay (19)
Deadliest22 May 2004, F4, 54 mi path, 1 killed, 38 injured
Longest path25 Apr 1957, F4, 89.8 mi path, 1 killed, 8 injured
Most recent1 Jul 2024, EF1, 2.3 mi path
Deaths / injuries on those paths2 / 59
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1824112201
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11253109117

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lancaster County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lancaster County (this page)—Relatively Moderate90.7 Strong wind
Seward County 39 kmVery Low24.9 Hail
Saline County 48 kmVery Low42.4 Hail
Cass County 48 kmVery Low31.0 Hail
Otoe County 49 kmVery Low18.0 Hail
Saunders County 49 kmVery Low29.1 Hail

Nearest by distance between county centres. Every county in Nebraska, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 14.8
Community resilienceVery High 96.6
Community risk factor0.82
Expected annual loss, all hazards$115 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lancaster County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lancaster County

What natural disasters is Lancaster County, Nebraska most at risk from?

Lancaster County, Nebraska has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 90.7 out of 100, higher than about 90% of US counties, with strong winds, tornadoes and hail scoring highest of its 18 hazards and $115 million a year in expected losses.

How many federal disaster declarations has Lancaster County had?

OpenFEMA lists 14 federal disaster declarations that included Lancaster County since 1967, not counting 2 for COVID-19; the latest is DR-4896-NE (Severe Storms, Straight-Line Winds, and Flooding, declared 22 October 2025). Another 6 Nebraska declarations were made statewide without a county list.

How many tornadoes have hit Lancaster County?

NOAA's Storm Prediction Center recorded 58 tornadoes touching Lancaster County from 1950 to 2025. The deadliest: 22 May 2004, F4, 54 mi path, 1 killed, 38 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.