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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Saunders County, Nebraska: Natural Disaster Risk and History

Saunders County, Nebraska has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 29.1 out of 100, higher than about 29% of US counties, with hail, drought and wildfires scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 28 federal disaster declarations that included Saunders County since 1967, not counting 2 for COVID-19; the latest is DR-4896-NE (Severe Storms, Straight-Line Winds, and Flooding, declared 22 October 2025). NOAA's Storm Prediction Center recorded 47 tornadoes touching Saunders County from 1950 to 2025.

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Population 22,262 Buildings worth $6.0 billion Area 768 sq mi Risk rank in Nebraska 31 of 93 FIPS 31155

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively Moderate 89.2 $2.7 million about 7.3 a year 275
DroughtRelatively Moderate 77.1 $1.3 million about 31 a year 938
WildfireRelatively Low 72.2 $344,279 about once every 826 years —
Strong windRelatively Moderate 64.8 $1.4 million about 4.3 a year 165
Ice stormRelatively Moderate 64.1 $265,350 about once every 1.4 years 50
TornadoRelatively Low 59.4 $2.9 million about once every 1.5 years 29
LandslideVery Low 54.3 $2,997 about once every 6.8 years —
Winter weatherRelatively Low 50.6 $107,971 about 14 a year 260
Inland floodingVery Low 32.5 $6.2 million about 2 a year 56
Heat waveVery Low 20.5 $106,215 about 7.5 a year 110
LightningVery Low 18.6 $105,130 about 45 a year 131,766 strikes
Cold waveVery Low 18.1 $316,587 about 4.7 a year 89
EarthquakeVery Low 12.2 $20,463 rarer than once in 1,000 years —
HurricaneNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 28

Most common: Severe Storm 16, Flood 7, Tornado 2, Winter Storm 1.

DecadeDeclarationsIncident types
1960s1Flood
1970s4Flood ×3, Severe Ice Storm
1980s1Tornado
1990s3Flood ×2, Severe Storm
2000s5Severe Storm ×4, Hurricane
2010s7Severe Storm ×5, Flood, Tornado
2020s7Severe Storm ×6, Winter Storm

The last 10

Severe Storms, Straight-Line Winds, and Flooding DR-4896-NE · Severe Storm · declared 22 Oct 2025
Severe Winter Storm and Straight-Line Winds DR-4868-NE · Winter Storm · declared 21 May 2025
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4838-NE · Severe Storm · declared 21 Oct 2024
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4822-NE · Severe Storm · declared 24 Sep 2024
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4808-NE · Severe Storm · declared 20 Aug 2024
Severe Storms, Straight-Line Winds, and Tornadoes DR-4641-NE · Severe Storm · declared 23 Feb 2022
Severe Storms and Straight-Line Winds DR-4616-NE · Severe Storm · declared 6 Sep 2021
Severe Winter Storm, Straight-Line Winds, and Flooding DR-4420-NE · Flood · declared 21 Mar 2019 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds DR-4325-NE · Severe Storm · declared 1 Aug 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4225-NE · Severe Storm · declared 25 Jun 2015

Widest declarations that included Saunders County

  • Hurricane Katrina Evacuees (2005, EM-3245-NE): 93 Nebraska counties designated.
  • Severe Winter Storm, Straight-Line Winds, and Flooding (2019, DR-4420-NE): 84 Nebraska counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1770-NE): 62 Nebraska counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Nebraska also had 6 statewide declarations with no county list.

Tornado record since 1950 47

Tornadoes touching the county47
Strongest-rated(E)F4 ×1
Peak monthMay (21)
Deadliest7 May 1988, F2, 16.2 mi path, 2 killed, 1 injured
Longest path15 Jun 1970, F2, 42.9 mi path
Most recent24 May 2024, EF0, 0.1 mi path
Deaths / injuries on those paths2 / 25
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count221950100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count103654847

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Saunders County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Saunders County (this page)—Very Low29.1 Hail
Dodge County 39 kmRelatively Low67.4 Hail
Douglas County 41 kmRelatively High95.9 Hail
Butler County 41 kmVery Low24.5 Hail
Sarpy County 46 kmRelatively Moderate83.6 Tornado
Washington County 48 kmVery Low25.5 Wildfire

Nearest by distance between county centres. Every county in Nebraska, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceVery High 92.1
Community risk factor0.63
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Saunders County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Saunders County

What natural disasters is Saunders County, Nebraska most at risk from?

Saunders County, Nebraska has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 29.1 out of 100, higher than about 29% of US counties, with hail, drought and wildfires scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Saunders County had?

OpenFEMA lists 28 federal disaster declarations that included Saunders County since 1967, not counting 2 for COVID-19; the latest is DR-4896-NE (Severe Storms, Straight-Line Winds, and Flooding, declared 22 October 2025). Another 6 Nebraska declarations were made statewide without a county list.

How many tornadoes have hit Saunders County?

NOAA's Storm Prediction Center recorded 47 tornadoes touching Saunders County from 1950 to 2025. The deadliest: 7 May 1988, F2, 16.2 mi path, 2 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.