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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Union County, New Jersey: Natural Disaster Risk and History

Union County, New Jersey has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 95.5 out of 100, higher than about 95% of US counties, with strong winds, winter storms and inland (river and flash) flooding scoring highest of its 18 hazards and $163 million a year in expected losses.

OpenFEMA lists 28 federal disaster declarations that included Union County since 1965, not counting 2 for COVID-19; the latest is DR-4614-NJ (Remnants of Hurricane Ida, declared 5 September 2021). NOAA's Storm Prediction Center recorded 14 tornadoes touching Union County from 1950 to 2025.

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Population 575,179 Buildings worth $104 billion Area 107 sq mi Risk rank in New Jersey 8 of 21 FIPS 34039

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windVery High 98.6 $5.8 million about 6.4 a year 243
Winter weatherVery High 98.5 $1.3 million about 11 a year 209
Inland floodingRelatively High 97.5 $117 million about 3.4 a year 96
LightningVery High 96.7 $2.1 million about 34 a year 247,651 strikes
Heat waveRelatively Moderate 96.2 $6.8 million about 9.4 a year 146
EarthquakeRelatively Moderate 95.1 $13 million about once every 490 years —
Ice stormVery High 95.1 $1.5 million about once every 1.3 years 50
HurricaneRelatively Moderate 89.0 $5.5 million about once every 9.4 years 22
TornadoRelatively Moderate 87.2 $5.1 million about once every 26 years 12
Cold waveRelatively Moderate 85.3 $4.4 million about once every 1.8 years 11
Coastal floodingRelatively Moderate 72.4 $1.1 million about 3.8 a year —
DroughtVery Low 29.9 $21,859 about 3 a year 77
LandslideVery Low 27.5 $215 about once every 24 years —
HailVery Low 26.6 $87,440 about 2.4 a year 92
WildfireVery Low 16.3 $4,946 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 28

Most common: Hurricane 9, Severe Storm 5, Flood 5, Snowstorm 4.

DecadeDeclarationsIncident types
1960s2Flood, Drought
1970s3Flood ×3
1980s1Drought
1990s6Hurricane ×2, Snowstorm ×2, Severe Storm, Flood
2000s6Other ×2, Severe Storm, Hurricane, Snowstorm, Fire
2010s8Hurricane ×4, Severe Storm ×3, Snowstorm
2020s2Hurricane ×2

The last 10

Remnants of Hurricane Ida DR-4614-NJ · Hurricane · declared 5 Sep 2021 · households could apply
Remnants of Hurricane Ida EM-3573-NJ · Hurricane · declared 2 Sep 2021
Severe Winter Storm and Snowstorm DR-4264-NJ · Severe Storm · declared 14 Mar 2016
Hurricane Sandy DR-4086-NJ · Hurricane · declared 30 Oct 2012 · households could apply
Hurricane Sandy EM-3354-NJ · Hurricane · declared 28 Oct 2012
Severe Storm DR-4048-NJ · Severe Storm · declared 30 Nov 2011
Hurricane Irene DR-4021-NJ · Hurricane · declared 31 Aug 2011 · households could apply
Hurricane Irene EM-3332-NJ · Hurricane · declared 27 Aug 2011
Severe Winter Storm and Snowstorm DR-1954-NJ · Snowstorm · declared 4 Feb 2011
Severe Storms and Flooding DR-1897-NJ · Severe Storm · declared 2 Apr 2010 · households could apply

Widest declarations that included Union County

  • Remnants of Hurricane Ida (2021, DR-4614-NJ): 21 New Jersey counties designated.
  • Remnants of Hurricane Ida (2021, EM-3573-NJ): 21 New Jersey counties designated.
  • Hurricane Sandy (2012, DR-4086-NJ): 21 New Jersey counties designated.

Named storms in its declarations: Hurricane Ida (2021), Hurricane Sandy (2012), Hurricane Irene (2011), Hurricane Katrina (2005), Hurricane Floyd (1999).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. New Jersey also had 2 statewide declarations with no county list.

Tornado record since 1950 14

Tornadoes touching the county14
Strongest-rated(E)F1 ×6
Peak monthJuly (5)
Deadliest5 Oct 1985, F1, 12 mi path, 0 killed, 8 injured
Longest path5 Oct 1985, F1, 12 mi path, 0 killed, 8 injured
Most recent7 Aug 2019, EF0, 0.1 mi path
Deaths / injuries on those paths0 / 11
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count8600000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10155020

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Union County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Union County (this page)—Relatively High95.5 Strong wind
Essex County 15 kmRelatively High97.7 Heat wave
Richmond County, NY 16 kmRelatively Moderate91.0 Heat wave
Hudson County 22 kmRelatively High97.2 Heat wave
Middlesex County 26 kmRelatively High97.8 Strong wind
Somerset County 28 kmRelatively Moderate90.9 Inland flooding

Nearest by distance between county centres. Every county in New Jersey, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 55.8
Community resilienceRelatively Low 30.3
Community risk factor1.20
Expected annual loss, all hazards$163 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Union County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Union County

What natural disasters is Union County, New Jersey most at risk from?

Union County, New Jersey has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 95.5 out of 100, higher than about 95% of US counties, with strong winds, winter storms and inland (river and flash) flooding scoring highest of its 18 hazards and $163 million a year in expected losses.

How many federal disaster declarations has Union County had?

OpenFEMA lists 28 federal disaster declarations that included Union County since 1965, not counting 2 for COVID-19; the latest is DR-4614-NJ (Remnants of Hurricane Ida, declared 5 September 2021). Another 2 New Jersey declarations were made statewide without a county list.

How many tornadoes have hit Union County?

NOAA's Storm Prediction Center recorded 14 tornadoes touching Union County from 1950 to 2025. The deadliest: 5 Oct 1985, F1, 12 mi path, 0 killed, 8 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.