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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Catawba County, North Carolina: Natural Disaster Risk and History

Catawba County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 80.6 out of 100, higher than about 80% of US counties, with ice storms, tornadoes and earthquakes scoring highest of its 18 hazards and $45 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Catawba County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 20 tornadoes touching Catawba County from 1950 to 2025.

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Population 160,509 Buildings worth $42 billion Area 420 sq mi Risk rank in North Carolina 33 of 100 FIPS 37035

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormVery High 96.1 $2.0 million about 1.7 a year 112
TornadoRelatively Moderate 86.3 $5.9 million about once every 5.6 years 16
EarthquakeRelatively Low 85.9 $3.2 million about once every 562 years —
LightningRelatively High 85.3 $993,411 about 52 a year 257,350 strikes
Inland floodingRelatively Moderate 85.1 $27 million about once a year 28
HurricaneRelatively Low 76.9 $1.3 million about once every 17 years 14
Strong windRelatively Moderate 75.7 $1.2 million about 2.5 a year 94
HailRelatively Low 70.0 $578,859 about 5.3 a year 201
Cold waveRelatively Low 65.1 $1.8 million about once every 1.9 years 10
LandslideRelatively Low 62.5 $3,359 about once every 2.3 years —
DroughtRelatively Low 61.0 $315,449 about 29 a year 910
Winter weatherRelatively Moderate 60.9 $98,202 about 7 a year 132
Heat waveRelatively Low 57.3 $542,706 about once every 1.5 years 12
WildfireVery Low 36.6 $22,093 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Hurricane 7, Snowstorm 4, Tropical Storm 2, Flood 2.

DecadeDeclarationsIncident types
1970s3Flood, Drought, Snowstorm
1980s2Hurricane, Tornado
1990s3Snowstorm ×3
2000s3Hurricane ×2, Severe Ice Storm
2010s3Hurricane ×2, Flood
2020s5Tropical Storm ×2, Hurricane ×2, Winter Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018
Severe Storms, Flooding, Landslides, Mudslides DR-4153-NC · Flood · declared 29 Oct 2013
Hurricane Katrina Evacuation EM-3222-NC · Hurricane · declared 5 Sep 2005
Tropical Storm Frances DR-1546-NC · Hurricane · declared 10 Sep 2004 · households could apply

Widest declarations that included Catawba County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Hurricane Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Tropical Storm Frances (2004), Hurricane Hugo (1989).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 20

Tornadoes touching the county20
Strongest-rated(E)F4 ×1
Peak monthMay (5)
Deadliest5 May 1989, F4, 14 mi path, 4 killed, 52 injured
Longest path7 Aug 2023, EF1, 36.2 mi path
Most recent9 Jan 2024, EF1, 9 mi path, 1 killed, 4 injured
Deaths / injuries on those paths5 / 59
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count5950100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count20424062

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Catawba County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Catawba County (this page)—Relatively Low80.6 Ice storm
Lincoln County 20 kmRelatively Low73.8 Ice storm
Alexander County 29 kmRelatively Low45.8 Ice storm
Iredell County 35 kmRelatively Low80.8 Ice storm
Gaston County 41 kmRelatively Moderate84.9 Ice storm
Caldwell County 44 kmRelatively Low67.4 Landslide

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 32.4
Community resilienceRelatively Moderate 52.2
Community risk factor1.00
Expected annual loss, all hazards$45 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Catawba County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Catawba County

What natural disasters is Catawba County, North Carolina most at risk from?

Catawba County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 80.6 out of 100, higher than about 80% of US counties, with ice storms, tornadoes and earthquakes scoring highest of its 18 hazards and $45 million a year in expected losses.

How many federal disaster declarations has Catawba County had?

OpenFEMA lists 19 federal disaster declarations that included Catawba County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Catawba County?

NOAA's Storm Prediction Center recorded 20 tornadoes touching Catawba County from 1950 to 2025. The deadliest: 5 May 1989, F4, 14 mi path, 4 killed, 52 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.