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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Iredell County, North Carolina: Natural Disaster Risk and History

Iredell County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 80.8 out of 100, higher than about 80% of US counties, with ice storms, inland (river and flash) flooding and tornadoes scoring highest of its 18 hazards and $53 million a year in expected losses.

OpenFEMA lists 21 federal disaster declarations that included Iredell County since 1973, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 23 tornadoes touching Iredell County from 1950 to 2025.

Live weather alerts for North Carolina All official warnings Latest FEMA declarations

Population 186,589 Buildings worth $45 billion Area 603 sq mi Risk rank in North Carolina 32 of 100 FIPS 37097

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormRelatively High 93.6 $1.7 million about 1.7 a year 116
Inland floodingRelatively Moderate 86.6 $35 million about once every 1.3 years 22
TornadoRelatively Moderate 85.9 $6.7 million about once every 4.1 years 20
Strong windRelatively Moderate 83.9 $1.9 million about 2.4 a year 92
EarthquakeRelatively Low 79.8 $2.0 million about once every 500 years —
LightningRelatively Moderate 76.4 $768,769 about 5 a year 228,223 strikes
Cold waveRelatively Moderate 75.8 $3.4 million about once every 1.9 years 10
HurricaneRelatively Low 70.3 $744,134 about once every 15 years 22
LandslideRelatively Low 63.0 $4,038 about once every 1.6 years —
Winter weatherRelatively Low 59.9 $109,797 about 6.9 a year 131
HailRelatively Low 53.7 $376,441 about 5.1 a year 195
DroughtRelatively Low 52.4 $209,087 about 27 a year 994
Heat waveRelatively Low 46.4 $381,231 about 1.1 a year 19
WildfireVery Low 43.3 $38,916 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 21

Most common: Hurricane 8, Snowstorm 4, Tropical Storm 3, Winter Storm 1.

DecadeDeclarationsIncident types
1970s3Drought, Snowstorm, Flood
1980s2Hurricane, Tornado
1990s3Snowstorm ×3
2000s3Hurricane ×2, Severe Ice Storm
2010s3Hurricane ×3
2020s7Tropical Storm ×3, Hurricane ×2, Winter Storm, Severe Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Tropical Storm Debby EM-3608-NC · Tropical Storm · declared 6 Aug 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Tropical Storm Eta DR-4588-NC · Severe Storm · declared 3 Mar 2021
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Tropical Storm Michael DR-4412-NC · Hurricane · declared 31 Jan 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018

Widest declarations that included Iredell County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Tropical Storm Debby (2024), Hurricane Ian (2022), Tropical Storm Eta (2021), Hurricane Isaias (2020), Hurricane Dorian (2019), Tropical Storm Michael (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Tropical Storm Frances (2004), Hurricane Hugo (1989).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 23

Tornadoes touching the county23
Strongest-rated(E)F2 ×3
Peak monthMay (7)
Deadliest9 Jan 2024, EF1, 9 mi path, 1 killed, 4 injured
Longest path7 Aug 2023, EF1, 36.2 mi path
Most recent9 Jan 2024, EF1, 9 mi path, 1 killed, 4 injured
Deaths / injuries on those paths2 / 9
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count61430000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count20317235

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Iredell County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Iredell County (this page)—Relatively Low80.8 Ice storm
Alexander County 30 kmRelatively Low45.8 Ice storm
Davie County 33 kmVery Low41.7 Ice storm
Catawba County 35 kmRelatively Low80.6 Ice storm
Rowan County 37 kmRelatively Moderate82.9 Ice storm
Yadkin County 44 kmVery Low38.4 Ice storm

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 16.6
Community resilienceRelatively Moderate 54.4
Community risk factor0.86
Expected annual loss, all hazards$53 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Iredell County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Iredell County

What natural disasters is Iredell County, North Carolina most at risk from?

Iredell County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 80.8 out of 100, higher than about 80% of US counties, with ice storms, inland (river and flash) flooding and tornadoes scoring highest of its 18 hazards and $53 million a year in expected losses.

How many federal disaster declarations has Iredell County had?

OpenFEMA lists 21 federal disaster declarations that included Iredell County since 1973, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Iredell County?

NOAA's Storm Prediction Center recorded 23 tornadoes touching Iredell County from 1950 to 2025. The deadliest: 9 Jan 2024, EF1, 9 mi path, 1 killed, 4 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.