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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Haywood County, North Carolina: Natural Disaster Risk and History

Haywood County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 77.2 out of 100, higher than about 77% of US counties, with landslides, cold waves and inland (river and flash) flooding scoring highest of its 18 hazards and $32 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Haywood County since 1973, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 2 tornadoes touching Haywood County from 1950 to 2025.

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Population 62,051 Buildings worth $12 billion Area 560 sq mi Risk rank in North Carolina 38 of 100 FIPS 37087

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively High 98.1 $545,442 about 2 a year —
Cold waveRelatively High 92.0 $7.0 million about 3.9 a year 73
Inland floodingRelatively Moderate 83.6 $20 million about 1.1 a year 30
LightningRelatively Moderate 78.7 $575,886 about 55 a year 145,623 strikes
Ice stormRelatively Moderate 76.7 $271,244 about once every 1.7 years 41
EarthquakeRelatively Low 71.8 $758,847 about once every 382 years —
Strong windRelatively Moderate 70.9 $846,238 about 3.2 a year 124
Winter weatherRelatively Moderate 62.4 $83,167 about 23 a year 430
WildfireVery Low 58.7 $65,431 about once every 408 years —
HurricaneVery Low 57.9 $137,694 about once every 52 years 6
TornadoRelatively Low 57.8 $1.4 million about once every 5.7 years 1
HailRelatively Low 52.8 $249,061 about 3.8 a year 145
DroughtRelatively Low 44.8 $84,262 about 28 a year 910
Heat waveNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Hurricane 8, Snowstorm 3, Flood 3, Tropical Storm 2.

DecadeDeclarationsIncident types
1970s2Flood ×2
1990s5Snowstorm ×3, Severe Storm, Flood
2000s3Hurricane ×3
2010s3Hurricane ×2, Severe Storm
2020s6Hurricane ×3, Tropical Storm ×2, Winter Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Remnants of Tropical Storm Fred DR-4617-NC · Hurricane · declared 8 Sep 2021 · households could apply
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018
Severe Winter Storms and Flooding DR-1871-NC · Severe Storm · declared 2 Feb 2010
Hurricane Katrina Evacuation EM-3222-NC · Hurricane · declared 5 Sep 2005

Widest declarations that included Haywood County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Hurricane Ian (2022), Tropical Storm Fred (2021), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Hurricane Ivan (2004), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 2

Tornadoes touching the county2
Strongest-rated(E)F1 ×2
Peak monthFebruary (1)
Deadliest13 Jun 2013, EF1, 1.9 mi path, 0 killed, 1 injured
Longest path13 Jun 2013, EF1, 1.9 mi path, 0 killed, 1 injured
Most recent13 Jun 2013, EF1, 1.9 mi path, 0 killed, 1 injured
Deaths / injuries on those paths0 / 1
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count0200000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00100010

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Haywood County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Haywood County (this page)—Relatively Low77.2 Landslide
Jackson County 33 kmRelatively Low80.5 Landslide
Buncombe County 41 kmRelatively Moderate89.3 Landslide
Madison County 42 kmVery Low27.4 Landslide
Transylvania County 43 kmRelatively Low64.2 Landslide
Cocke County, TN 43 kmRelatively Low54.5 Landslide

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 61.1
Community resilienceRelatively Moderate 52.5
Community risk factor1.23
Expected annual loss, all hazards$32 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Haywood County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Haywood County

What natural disasters is Haywood County, North Carolina most at risk from?

Haywood County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 77.2 out of 100, higher than about 77% of US counties, with landslides, cold waves and inland (river and flash) flooding scoring highest of its 18 hazards and $32 million a year in expected losses.

How many federal disaster declarations has Haywood County had?

OpenFEMA lists 19 federal disaster declarations that included Haywood County since 1973, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Haywood County?

NOAA's Storm Prediction Center recorded 2 tornadoes touching Haywood County from 1950 to 2025. The deadliest: 13 Jun 2013, EF1, 1.9 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.