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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Madison County, North Carolina: Natural Disaster Risk and History

Madison County, North Carolina has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 27.4 out of 100, higher than about 27% of US counties, with landslides, lightning and ice storms scoring highest of its 18 hazards and $9.1 million a year in expected losses.

OpenFEMA lists 21 federal disaster declarations that included Madison County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 5 tornadoes touching Madison County from 1950 to 2025.

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Population 21,147 Buildings worth $4.2 billion Area 456 sq mi Risk rank in North Carolina 93 of 100 FIPS 37115

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 95.6 $154,763 about 1.7 a year —
LightningRelatively Moderate 69.9 $503,693 about 53 a year 59,054 strikes
Ice stormRelatively Moderate 62.9 $152,986 about once every 2.1 years 33
WildfireVery Low 62.6 $101,167 about once every 346 years —
Cold waveRelatively Low 53.1 $1.1 million about 3.8 a year 73
EarthquakeVery Low 47.6 $247,354 about once every 424 years —
Inland floodingRelatively Low 46.8 $6.1 million about 1.4 a year 38
HurricaneVery Low 41.6 $33,652 about once every 68 years 4
Strong windRelatively Low 29.5 $290,864 about 3.1 a year 118
HailVery Low 26.7 $101,930 about 3.9 a year 147
Winter weatherRelatively Low 25.6 $24,042 about 23 a year 435
TornadoVery Low 25.3 $374,571 about once every 8.4 years 2
DroughtVery Low 15.2 $667 about 29 a year 840
Heat waveNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 21

Most common: Hurricane 9, Severe Storm 3, Flood 3, Snowstorm 3.

DecadeDeclarationsIncident types
1970s1Flood
1990s5Snowstorm ×3, Severe Storm, Flood
2000s3Hurricane ×3
2010s5Hurricane ×3, Flood, Severe Storm
2020s7Hurricane ×3, Tropical Storm ×2, Winter Storm, Severe Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Remnants of Tropical Storm Fred DR-4617-NC · Hurricane · declared 8 Sep 2021 · households could apply
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Severe Storms, Tornadoes, and Flooding DR-4543-NC · Severe Storm · declared 8 May 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence DR-4393-NC · Hurricane · declared 14 Sep 2018 · households could apply
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018

Widest declarations that included Madison County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Hurricane Ian (2022), Tropical Storm Fred (2021), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Hurricane Ivan (2004), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 5

Tornadoes touching the county5
Strongest-rated(E)F1 ×4
Peak monthJune (3)
Deadliest6 Jun 1977, F1, 28.5 mi path, 0 killed, 3 injured
Longest path6 Jun 1977, F1, 28.5 mi path, 0 killed, 3 injured
Most recent27 Apr 2011, EF0, 0.1 mi path
Deaths / injuries on those paths0 / 5
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1400000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00301010

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Madison County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Madison County (this page)—Very Low27.4 Landslide
Buncombe County 32 kmRelatively Moderate89.3 Landslide
Yancey County 36 kmVery Low42.2 Landslide
Unicoi County, TN 37 kmVery Low10.6 Landslide
Greene County, TN 37 kmRelatively Low56.3 Landslide
Cocke County, TN 38 kmRelatively Low54.5 Landslide

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 37.4
Community resilienceRelatively Moderate 45.1
Community risk factor1.04
Expected annual loss, all hazards$9.1 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Madison County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Madison County

What natural disasters is Madison County, North Carolina most at risk from?

Madison County, North Carolina has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 27.4 out of 100, higher than about 27% of US counties, with landslides, lightning and ice storms scoring highest of its 18 hazards and $9.1 million a year in expected losses.

How many federal disaster declarations has Madison County had?

OpenFEMA lists 21 federal disaster declarations that included Madison County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Madison County?

NOAA's Storm Prediction Center recorded 5 tornadoes touching Madison County from 1950 to 2025. The deadliest: 6 Jun 1977, F1, 28.5 mi path, 0 killed, 3 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.