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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Unicoi County, Tennessee: Natural Disaster Risk and History

Unicoi County, Tennessee has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 10.6 out of 100, higher than about 10% of US counties, with landslides, lightning and cold waves scoring highest of its 18 hazards and $4.4 million a year in expected losses.

OpenFEMA lists 16 federal disaster declarations that included Unicoi County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 2 tornadoes touching Unicoi County from 1950 to 2025.

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Population 17,924 Buildings worth $2.7 billion Area 188 sq mi Risk rank in Tennessee 91 of 95 FIPS 47171

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Low 83.1 $20,791 about once every 1.7 years —
LightningRelatively Low 47.0 $183,384 about 52 a year 43,125 strikes
Cold waveRelatively Low 43.9 $666,269 about 3.3 a year 62
EarthquakeVery Low 43.8 $168,595 about once every 524 years —
HurricaneVery Low 34.2 $17,109 about once every 58 years 6
WildfireVery Low 32.5 $14,678 about once every 676 years —
Strong windRelatively Low 31.4 $268,006 about 3.2 a year 120
Ice stormRelatively Low 28.6 $25,594 about once every 4.8 years 15
Inland floodingVery Low 27.4 $2.8 million about once every 1.5 years 19
Winter weatherVery Low 19.0 $14,477 about 17 a year 327
TornadoVery Low 17.5 $165,261 about once every 27 years 2
HailVery Low 7.5 $18,836 about 3.3 a year 124
Heat waveVery Low 1.8 — rarer than once in 1,000 years 0
DroughtNo Rating 0.0 — about 23 a year 658
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 16

Most common: Severe Storm 5, Flood 5, Winter Storm 2, Tropical Storm 2.

DecadeDeclarationsIncident types
1970s2Flood ×2
1980s1Flood
1990s3Severe Storm, Flood, Snowstorm
2000s3Severe Storm ×2, Hurricane
2010s1Flood
2020s6Winter Storm ×2, Severe Storm ×2, Tropical Storm ×2

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Tropical Storm Helene DR-4832-TN · Tropical Storm · declared 2 Oct 2024 · households could apply
Tropical Storm Helene EM-3620-TN · Tropical Storm · declared 27 Sep 2024
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4541-TN · Severe Storm · declared 24 Apr 2020 · households could apply
Severe Storms, Flooding, Landslides, and Mudslides DR-4427-TN · Flood · declared 17 Apr 2019
Hurricane Katrina Evacuation EM-3217-TN · Hurricane · declared 5 Sep 2005
Severe Storms and Flooding DR-1568-TN · Severe Storm · declared 7 Oct 2004
Severe Storms and Flooding DR-1387-TN · Severe Storm · declared 15 Aug 2001 · households could apply

Widest declarations that included Unicoi County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 2

Tornadoes touching the county2
Strongest-rated(E)F3 ×1
Peak monthApril (1)
Deadliest10 Jul 1980, F3, 1.9 mi path, 0 killed, 12 injured
Longest path10 Jul 1980, F3, 1.9 mi path, 0 killed, 12 injured
Most recent9 Apr 2011, EF0, 1 mi path
Deaths / injuries on those paths0 / 12
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1001000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00010010

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Unicoi County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Unicoi County (this page)—Very Low10.6 Landslide
Washington County 21 kmRelatively Low61.2 Landslide
Yancey County, NC 26 kmVery Low42.2 Landslide
Mitchell County, NC 26 kmVery Low24.0 Landslide
Carter County 34 kmRelatively Low63.2 Landslide
Madison County, NC 37 kmVery Low27.4 Landslide

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 54.7
Community resilienceRelatively Low 24.6
Community risk factor1.19
Expected annual loss, all hazards$4.4 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Unicoi County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Unicoi County

What natural disasters is Unicoi County, Tennessee most at risk from?

Unicoi County, Tennessee has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 10.6 out of 100, higher than about 10% of US counties, with landslides, lightning and cold waves scoring highest of its 18 hazards and $4.4 million a year in expected losses.

How many federal disaster declarations has Unicoi County had?

OpenFEMA lists 16 federal disaster declarations that included Unicoi County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit Unicoi County?

NOAA's Storm Prediction Center recorded 2 tornadoes touching Unicoi County from 1950 to 2025. The deadliest: 10 Jul 1980, F3, 1.9 mi path, 0 killed, 12 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.