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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Divide County, North Dakota: Natural Disaster Risk and History

Divide County, North Dakota has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 5.8 out of 100, higher than about 5% of US counties, with winter storms, ice storms and wildfires scoring highest of its 18 hazards and $2.7 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Divide County since 1969, not counting 2 for COVID-19; the latest is DR-4934-ND (Severe Storms, Straight-Line Winds, and Tornadoes, declared 1 September 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Divide County from 1950 to 2025.

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Population 2,195 Buildings worth $4.1 billion Area 1,308 sq mi Risk rank in North Dakota 40 of 53 FIPS 38023

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Winter weatherRelatively Moderate 83.5 $201,428 about 16 a year 305
Ice stormRelatively Moderate 67.1 $152,989 about once every 2.2 years 31
WildfireVery Low 59.1 $64,038 rarer than once in 1,000 years —
HailRelatively Low 55.9 $267,806 about 1.2 a year 45
Cold waveRelatively Low 54.6 $914,277 about 19 a year 366
DroughtRelatively Low 31.6 $24,592 about 28 a year 714
TornadoVery Low 20.0 $189,956 about once every 6.6 years 11
LightningVery Low 14.5 $40,099 about 26 a year 44,861 strikes
EarthquakeVery Low 12.9 $10,752 rarer than once in 1,000 years —
Strong windVery Low 12.6 $80,255 about once every 1.3 years 29
LandslideVery Low 10.0 $22 about once every 5.9 years —
Inland floodingVery Low 6.1 $711,388 about once every 14 years 2
Heat waveVery Low 6.0 $6,296 about once every 1.7 years 8
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Flood 8, Severe Storm 5, Coastal Storm 1, Tornado 1.

DecadeDeclarationsIncident types
1960s1Flood
1970s2Flood ×2
1990s4Flood ×3, Severe Storm
2000s2Coastal Storm, Tornado
2010s3Flood ×2, Severe Storm
2020s3Severe Storm ×3

The last 10

Severe Storms, Straight-Line Winds, and Tornadoes DR-4934-ND · Severe Storm · declared 1 Sep 2026
Severe Winter Storm and Flooding DR-4660-ND · Severe Storm · declared 13 Jul 2022
Severe Storm, Straight-Line Winds, and Flooding DR-4613-ND · Severe Storm · declared 1 Sep 2021
Severe Storms and Flooding DR-4190-ND · Flood · declared 19 Aug 2014
Severe Winter Storm DR-1986-ND · Severe Storm · declared 20 May 2011
Flooding DR-1981-ND · Flood · declared 10 May 2011 · households could apply
Hurricane Katrina Evacuation EM-3247-ND · Coastal Storm · declared 13 Sep 2005
Severe Winter Storms and Tornadoes DR-1353-ND · Tornado · declared 29 Dec 2000
Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor DR-1279-ND · Flood · declared 8 Jun 1999 · households could apply
Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains DR-1174-ND · Flood · declared 7 Apr 1997 · households could apply

Widest declarations that included Divide County

  • Hurricane Katrina Evacuation (2005, EM-3247-ND): 53 North Dakota counties designated.
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains (1997, DR-1174-ND): 53 North Dakota counties designated.
  • Severe Winter Storms and Blizzard Conditions (1997, DR-1157-ND): 53 North Dakota counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Dakota also had 2 statewide declarations with no county list.

Tornado record since 1950 12

Tornadoes touching the county12
Strongest-rated(E)F3 ×1
Peak monthJuly (4)
Deadliest—
Longest path14 Jun 1950, F3, 23.7 mi path
Most recent21 Jul 2012, EF0, 1.1 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count7401000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11014320

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Divide County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Divide County (this page)—Very Low5.8 Winter weather
Williams County 52 kmRelatively Low53.7 Winter weather
Burke County 71 kmVery Low1.0 Winter weather
Sheridan County, MT 75 kmVery Low15.1 Cold wave
Mountrail County 107 kmVery Low21.4 Winter weather
McKenzie County 121 kmVery Low25.0 Winter weather

Nearest by distance between county centres. Every county in North Dakota, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 63.7
Community resilienceVery Low 17.0
Community risk factor1.29
Expected annual loss, all hazards$2.7 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Divide County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Divide County

What natural disasters is Divide County, North Dakota most at risk from?

Divide County, North Dakota has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 5.8 out of 100, higher than about 5% of US counties, with winter storms, ice storms and wildfires scoring highest of its 18 hazards and $2.7 million a year in expected losses.

How many federal disaster declarations has Divide County had?

OpenFEMA lists 15 federal disaster declarations that included Divide County since 1969, not counting 2 for COVID-19; the latest is DR-4934-ND (Severe Storms, Straight-Line Winds, and Tornadoes, declared 1 September 2026). Another 2 North Dakota declarations were made statewide without a county list.

How many tornadoes have hit Divide County?

NOAA's Storm Prediction Center recorded 12 tornadoes touching Divide County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.