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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Mercer County, Ohio: Natural Disaster Risk and History

Mercer County, Ohio has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 31.6 out of 100, higher than about 31% of US counties, with earthquakes, tornadoes and hail scoring highest of its 18 hazards and $18 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Mercer County since 1965, not counting 2 for COVID-19; the latest is DR-4777-OH (Tornadoes, declared 2 May 2024). NOAA's Storm Prediction Center recorded 25 tornadoes touching Mercer County from 1950 to 2025.

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Population 42,522 Buildings worth $15 billion Area 478 sq mi Risk rank in Ohio 73 of 88 FIPS 39107

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Low 73.8 $1.8 million about once every 488 years —
TornadoRelatively Moderate 67.0 $4.0 million about once every 3.2 years 21
HailRelatively Low 64.1 $769,253 about 3.5 a year 132
Strong windRelatively Low 48.9 $940,742 about 3.5 a year 134
Ice stormRelatively Low 45.1 $118,589 about once every 1.3 years 53
Inland floodingRelatively Low 42.1 $9.2 million about 2.3 a year 63
HurricaneVery Low 38.9 $48,811 about once every 87 years 4
Cold waveRelatively Low 30.4 $759,220 about 4.8 a year 92
Winter weatherRelatively Low 28.3 $48,303 about 12 a year 223
LightningRelatively Low 25.8 $161,591 about 43 a year 98,300 strikes
LandslideVery Low 20.9 $225 about once every 13 years —
Heat waveVery Low 17.4 $83,238 about 4 a year 65
WildfireVery Low 6.5 $3,589 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Severe Storm 6, Tornado 3, Hurricane 1, Flood 1.

DecadeDeclarationsIncident types
1960s1Tornado
1970s1Snowstorm
1980s1Flood
1990s2Severe Storm ×2
2000s4Severe Storm ×3, Hurricane
2010s2Tornado, Severe Storm
2020s1Tornado

The last 10

Tornadoes DR-4777-OH · Tornado · declared 2 May 2024 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide DR-4447-OH · Tornado · declared 18 Jun 2019 · households could apply
Severe Storms EM-3346-OH · Severe Storm · declared 30 Jun 2012
Hurricane Katrina Evacuation EM-3250-OH · Hurricane · declared 13 Sep 2005
Severe Winter Storms, Flooding, and Mudslides DR-1580-OH · Severe Storm · declared 15 Feb 2005 · households could apply
Severe Storms and Flooding DR-1556-OH · Severe Storm · declared 19 Sep 2004 · households could apply
Severe Storms and Flooding DR-1478-OH · Severe Storm · declared 15 Jul 2003 · households could apply
Severe Storms and Flooding DR-1065-OH · Severe Storm · declared 25 Aug 1995 · households could apply
Severe Storms, Tornadoes & Flooding DR-951-OH · Severe Storm · declared 4 Aug 1992 · households could apply
Severe Storms & Flooding DR-831-OH · Flood · declared 10 Jun 1989 · households could apply

Widest declarations that included Mercer County

  • Severe Storms (2012, EM-3346-OH): 88 Ohio counties designated.
  • Hurricane Katrina Evacuation (2005, EM-3250-OH): 88 Ohio counties designated.
  • Severe Storms and Flooding (2004, DR-1556-OH): 88 Ohio counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Ohio also had 3 statewide declarations with no county list.

Tornado record since 1950 25

Tornadoes touching the county25
Strongest-rated(E)F3 ×1
Peak monthJune (7)
Deadliest27 May 2019, EF3, 10.8 mi path, 1 killed, 8 injured
Longest path14 Mar 2024, EF1, 16 mi path
Most recent7 May 2024, EF2, 8.1 mi path
Deaths / injuries on those paths1 / 21
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count10761001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01324366

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Mercer County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Mercer County (this page)—Very Low31.6 Earthquake
Jay County, IN 34 kmVery Low22.9 Tornado
Auglaize County 35 kmVery Low41.8 Earthquake
Adams County, IN 35 kmRelatively Low52.1 Strong wind
Van Wert County 35 kmVery Low20.1 Strong wind
Shelby County 43 kmRelatively Low56.2 Earthquake

Nearest by distance between county centres. Every county in Ohio, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceVery High 96.2
Community risk factor0.59
Expected annual loss, all hazards$18 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Mercer County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Mercer County

What natural disasters is Mercer County, Ohio most at risk from?

Mercer County, Ohio has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 31.6 out of 100, higher than about 31% of US counties, with earthquakes, tornadoes and hail scoring highest of its 18 hazards and $18 million a year in expected losses.

How many federal disaster declarations has Mercer County had?

OpenFEMA lists 12 federal disaster declarations that included Mercer County since 1965, not counting 2 for COVID-19; the latest is DR-4777-OH (Tornadoes, declared 2 May 2024). Another 3 Ohio declarations were made statewide without a county list.

How many tornadoes have hit Mercer County?

NOAA's Storm Prediction Center recorded 25 tornadoes touching Mercer County from 1950 to 2025. The deadliest: 27 May 2019, EF3, 10.8 mi path, 1 killed, 8 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.