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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Adams County, Pennsylvania: Natural Disaster Risk and History

Adams County, Pennsylvania has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 67.5 out of 100, higher than about 67% of US counties, with drought, hurricanes and inland (river and flash) flooding scoring highest of its 18 hazards and $27 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Adams County since 1972, not counting 2 for COVID-19; the latest is DR-4267-PA (Severe Winter Storm and Snowstorm, declared 23 March 2016). NOAA's Storm Prediction Center recorded 16 tornadoes touching Adams County from 1950 to 2025.

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Population 103,797 Buildings worth $23 billion Area 527 sq mi Risk rank in Pennsylvania 37 of 67 FIPS 42001

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 87.6 $1.4 million about 3.3 a year 133
HurricaneRelatively Moderate 84.1 $3.4 million about once every 13 years 28
Inland floodingRelatively Moderate 76.2 $17 million about 1.6 a year 46
Strong windRelatively Moderate 72.7 $1.1 million about 6.6 a year 249
EarthquakeRelatively Low 72.6 $976,761 about once every 893 years —
Winter weatherRelatively Moderate 71.5 $141,005 about 12 a year 225
Heat waveRelatively Low 68.6 $881,935 about 4.8 a year 70
LightningRelatively Low 56.5 $300,792 about 37 a year 155,598 strikes
TornadoRelatively Low 46.2 $1.1 million about once every 3.1 years 15
Ice stormRelatively Low 46.2 $73,702 about once every 1.1 years 62
WildfireVery Low 44.2 $34,061 rarer than once in 1,000 years —
LandslideVery Low 39.4 $643 about once every 4.5 years —
HailVery Low 32.7 $136,979 about 3.1 a year 117
Cold waveRelatively Low 26.5 $362,702 about 1.2 a year 22
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Flood 7, Snowstorm 4, Severe Storm 4, Hurricane 3.

DecadeDeclarationsIncident types
1970s3Flood ×3
1990s5Flood ×2, Snowstorm ×2, Severe Storm
2000s5Severe Storm ×3, Hurricane ×2
2010s5Snowstorm ×2, Flood ×2, Hurricane

The last 10

Severe Winter Storm and Snowstorm DR-4267-PA · Snowstorm · declared 23 Mar 2016
Hurricane Sandy EM-3356-PA · Hurricane · declared 29 Oct 2012
Tropical Storm Lee DR-4030-PA · Flood · declared 12 Sep 2011 · households could apply
Remnants of Tropical Storm Lee EM-3340-PA · Flood · declared 8 Sep 2011
Severe Winter Storms and Snowstorms DR-1898-PA · Snowstorm · declared 16 Apr 2010
Severe Storms, Flooding, and Mudslides DR-1649-PA · Severe Storm · declared 30 Jun 2006 · households could apply
Hurricane Katrina EM-3235-PA · Hurricane · declared 10 Sep 2005
Tropical Depression Ivan DR-1557-PA · Hurricane · declared 19 Sep 2004 · households could apply
Severe Storms and Flooding Associated With Tropical Depression Frances DR-1555-PA · Severe Storm · declared 19 Sep 2004 · households could apply
Snow EM-3180-PA · Severe Storm · declared 14 Mar 2003

Widest declarations that included Adams County

  • Hurricane Sandy (2012, EM-3356-PA): 67 Pennsylvania counties designated.
  • Hurricane Katrina (2005, EM-3235-PA): 67 Pennsylvania counties designated.
  • Tropical Depression Ivan (2004, DR-1557-PA): 67 Pennsylvania counties designated.

Named storms in its declarations: Hurricane Sandy (2012), Tropical Storm Lee (2011), Hurricane Katrina (2005), Tropical Depression Ivan (2004), Tropical Depression Frances (2004), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Pennsylvania also had 5 statewide declarations with no county list.

Tornado record since 1950 16

Tornadoes touching the county16
Strongest-rated(E)F3 ×1
Peak monthAugust (5)
Deadliest—
Longest path25 Apr 1954, F2, 13.3 mi path
Most recent18 Aug 2021, EF0, 0.6 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count21031000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count20226301

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Adams County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Adams County (this page)—Relatively Low67.5 Drought
Cumberland County 33 kmRelatively Moderate86.2 Winter weather
Carroll County, MD 38 kmRelatively Low59.5 Strong wind
York County 42 kmRelatively Moderate90.4 Winter weather
Franklin County 43 kmRelatively Low76.4 Hurricane
Frederick County, MD 47 kmRelatively Low74.2 Winter weather

Nearest by distance between county centres. Every county in Pennsylvania, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 36.2
Community resilienceRelatively High 66.6
Community risk factor1.02
Expected annual loss, all hazards$27 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Adams County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Adams County

What natural disasters is Adams County, Pennsylvania most at risk from?

Adams County, Pennsylvania has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 67.5 out of 100, higher than about 67% of US counties, with drought, hurricanes and inland (river and flash) flooding scoring highest of its 18 hazards and $27 million a year in expected losses.

How many federal disaster declarations has Adams County had?

OpenFEMA lists 18 federal disaster declarations that included Adams County since 1972, not counting 2 for COVID-19; the latest is DR-4267-PA (Severe Winter Storm and Snowstorm, declared 23 March 2016). Another 5 Pennsylvania declarations were made statewide without a county list.

How many tornadoes have hit Adams County?

NOAA's Storm Prediction Center recorded 16 tornadoes touching Adams County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.