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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Bedford County, Pennsylvania: Natural Disaster Risk and History

Bedford County, Pennsylvania has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 68.2 out of 100, higher than about 68% of US counties, with landslides, inland (river and flash) flooding and hurricanes scoring highest of its 18 hazards and $24 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Bedford County since 1972, not counting 2 for COVID-19; the latest is DR-4618-PA (Remnants of Hurricane Ida, declared 10 September 2021). NOAA's Storm Prediction Center recorded 13 tornadoes touching Bedford County from 1950 to 2025.

Live weather alerts for Pennsylvania All official warnings Latest FEMA declarations

Population 47,550 Buildings worth $14 billion Area 1,027 sq mi Risk rank in Pennsylvania 35 of 67 FIPS 42009

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 92.2 $68,135 about 1.7 a year —
Inland floodingRelatively Moderate 84.0 $21 million about 1.6 a year 46
HurricaneRelatively Low 77.8 $1.3 million about once every 25 years 14
AvalancheVery Low 57.7 $1,097 about once every 100 years 0
Strong windRelatively Moderate 53.1 $540,015 about 3.4 a year 131
EarthquakeVery Low 44.5 $179,504 rarer than once in 1,000 years —
LightningRelatively Low 43.1 $162,911 about 37 a year 123,641 strikes
Winter weatherRelatively Low 37.9 $37,624 about 14 a year 264
HailVery Low 33.4 $122,104 about 2.2 a year 82
Heat waveVery Low 31.1 $127,424 about 1.4 a year 22
WildfireVery Low 29.2 $11,950 rarer than once in 1,000 years —
DroughtVery Low 29.1 $19,811 about once every 5.7 years 14
TornadoVery Low 26.0 $348,061 about once every 2.9 years 12
Ice stormVery Low 20.0 $14,503 about once every 3.6 years 19
Cold waveVery Low 8.0 $47,870 about 1.8 a year 35
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Flood 7, Hurricane 5, Snowstorm 4, Severe Storm 3.

DecadeDeclarationsIncident types
1970s2Flood ×2
1980s1Flood
1990s5Flood ×2, Snowstorm ×2, Severe Storm
2000s4Hurricane ×2, Severe Storm ×2
2010s6Snowstorm ×2, Hurricane ×2, Flood ×2
2020s1Hurricane

The last 10

Remnants of Hurricane Ida DR-4618-PA · Hurricane · declared 10 Sep 2021 · households could apply
Severe Winter Storm and Snowstorm DR-4267-PA · Snowstorm · declared 23 Mar 2016
Hurricane Sandy DR-4099-PA · Hurricane · declared 10 Jan 2013
Hurricane Sandy EM-3356-PA · Hurricane · declared 29 Oct 2012
Tropical Storm Lee DR-4030-PA · Flood · declared 12 Sep 2011 · households could apply
Remnants of Tropical Storm Lee EM-3340-PA · Flood · declared 8 Sep 2011
Severe Winter Storms and Snowstorms DR-1898-PA · Snowstorm · declared 16 Apr 2010
Hurricane Katrina EM-3235-PA · Hurricane · declared 10 Sep 2005
Tropical Depression Ivan DR-1557-PA · Hurricane · declared 19 Sep 2004 · households could apply
Severe Storms and Flooding Associated With Tropical Depression Frances DR-1555-PA · Severe Storm · declared 19 Sep 2004 · households could apply

Widest declarations that included Bedford County

  • Hurricane Sandy (2012, EM-3356-PA): 67 Pennsylvania counties designated.
  • Hurricane Katrina (2005, EM-3235-PA): 67 Pennsylvania counties designated.
  • Tropical Depression Ivan (2004, DR-1557-PA): 67 Pennsylvania counties designated.

Named storms in its declarations: Hurricane Ida (2021), Hurricane Sandy (2013), Hurricane Sandy (2012), Tropical Storm Lee (2011), Hurricane Katrina (2005), Tropical Depression Ivan (2004), Tropical Depression Frances (2004), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Pennsylvania also had 5 statewide declarations with no county list.

Tornado record since 1950 13

Tornadoes touching the county13
Strongest-rated(E)F1 ×9
Peak monthApril (4)
Deadliest8 Nov 1996, F1, 15 mi path, 0 killed, 1 injured
Longest path8 Nov 1996, F1, 15 mi path, 0 killed, 1 injured
Most recent17 Jun 2025, EF1, 1.1 mi path
Deaths / injuries on those paths0 / 1
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count4900000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00007231

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Bedford County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Bedford County (this page)—Relatively Low68.2 Landslide
Fulton County 33 kmVery Low7.8 Landslide
Somerset County 46 kmRelatively Low64.2 Landslide
Allegany County, MD 46 kmRelatively Low58.5 Landslide
Morgan County, WV 53 kmVery Low30.4 Landslide
Blair County 54 kmRelatively Low77.7 Winter weather

Nearest by distance between county centres. Every county in Pennsylvania, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 56.0
Community resilienceRelatively High 73.1
Community risk factor1.17
Expected annual loss, all hazards$24 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Bedford County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Bedford County

What natural disasters is Bedford County, Pennsylvania most at risk from?

Bedford County, Pennsylvania has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 68.2 out of 100, higher than about 68% of US counties, with landslides, inland (river and flash) flooding and hurricanes scoring highest of its 18 hazards and $24 million a year in expected losses.

How many federal disaster declarations has Bedford County had?

OpenFEMA lists 19 federal disaster declarations that included Bedford County since 1972, not counting 2 for COVID-19; the latest is DR-4618-PA (Remnants of Hurricane Ida, declared 10 September 2021). Another 5 Pennsylvania declarations were made statewide without a county list.

How many tornadoes have hit Bedford County?

NOAA's Storm Prediction Center recorded 13 tornadoes touching Bedford County from 1950 to 2025. The deadliest: 8 Nov 1996, F1, 15 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.