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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Morgan County, West Virginia: Natural Disaster Risk and History

Morgan County, West Virginia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 30.4 out of 100, higher than about 30% of US counties, with landslides, hurricanes and strong winds scoring highest of its 18 hazards and $7.7 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Morgan County since 1972, not counting 2 for COVID-19; the latest is EM-3639-WV (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 1 tornado touching Morgan County from 1950 to 2025.

Live weather alerts for West Virginia All official warnings Latest FEMA declarations

Population 17,057 Buildings worth $3.9 billion Area 232 sq mi Risk rank in West Virginia 42 of 55 FIPS 54065

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Low 82.3 $17,026 about once every 1.9 years —
HurricaneRelatively Low 62.6 $209,104 about once every 22 years 12
Strong windRelatively Moderate 60.1 $568,506 about 4.3 a year 163
Inland floodingRelatively Low 55.9 $6.1 million about 1.6 a year 46
AvalancheVery Low 52.9 $556 about once every 100 years 0
DroughtRelatively Low 51.8 $126,413 about 3.9 a year 105
Heat waveVery Low 34.8 $136,032 about 3.2 a year 58
EarthquakeVery Low 30.4 $60,662 rarer than once in 1,000 years —
Winter weatherRelatively Low 30.1 $23,193 about 14 a year 259
HailVery Low 22.6 $62,956 about 2.4 a year 90
WildfireVery Low 20.2 $5,935 rarer than once in 1,000 years —
LightningVery Low 18.5 $49,062 about 38 a year 28,313 strikes
TornadoVery Low 18.4 $163,246 about once every 11 years 2
Cold waveVery Low 13.7 $103,416 about 1.9 a year 36
Ice stormVery Low 8.4 $3,199 about once every 3.0 years 23
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Severe Storm 5, Hurricane 3, Snowstorm 3, Flood 3.

DecadeDeclarationsIncident types
1970s1Flood
1980s1Flood
1990s4Snowstorm ×2, Severe Storm, Flood
2000s4Hurricane ×2, Severe Storm ×2
2010s4Severe Storm ×2, Hurricane, Snowstorm
2020s1Winter Storm

The last 10

Severe Winter Storm EM-3639-WV · Winter Storm · declared 24 Jan 2026
Severe Storms, Flooding, Landslides, and Mudslides DR-4378-WV · Severe Storm · declared 12 Jul 2018
Hurricane Sandy EM-3358-WV · Hurricane · declared 29 Oct 2012
Severe Storms EM-3345-WV · Severe Storm · declared 30 Jun 2012
Severe Winter Storms and Snowstorms DR-1903-WV · Snowstorm · declared 23 Apr 2010
Hurricane Katrina Evacuation EM-3221-WV · Hurricane · declared 5 Sep 2005
Severe Storms, Flooding, and Landslides DR-1558-WV · Severe Storm · declared 20 Sep 2004 · households could apply
Hurricane Isabel DR-1496-WV · Hurricane · declared 23 Sep 2003
Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides DR-1455-WV · Severe Storm · declared 14 Mar 2003 · households could apply
Hurricane Fran and Associated Heavy Rains,flooding Highwind DR-1137-WV · Severe Storm · declared 11 Sep 1996 · households could apply

Widest declarations that included Morgan County

  • Severe Winter Storm (2026, EM-3639-WV): 55 West Virginia counties designated.
  • Hurricane Sandy (2012, EM-3358-WV): 55 West Virginia counties designated.
  • Severe Storms (2012, EM-3345-WV): 55 West Virginia counties designated.

Named storms in its declarations: Hurricane Sandy (2012), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Fran (1996), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. West Virginia also had 6 statewide declarations with no county list.

Tornado record since 1950 1

Tornadoes touching the county1
Strongest-rated(E)F0 ×1
Peak monthAugust (1)
Deadliest—
Longest path17 Aug 1994, F0, 3 mi path
Most recent17 Aug 1994, F0, 3 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1000000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00001000

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Morgan County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Morgan County (this page)—Very Low30.4 Landslide
Berkeley County 22 kmRelatively Low68.3 Strong wind
Allegany County, MD 38 kmRelatively Low58.5 Landslide
Washington County, MD 38 kmRelatively Low68.8 Drought
Frederick County, VA 40 kmRelatively Low44.7 Landslide
Hampshire County 41 kmVery Low38.0 Landslide

Nearest by distance between county centres. Every county in West Virginia, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 71.6
Community resilienceRelatively Low 36.3
Community risk factor1.35
Expected annual loss, all hazards$7.7 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Morgan County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Morgan County

What natural disasters is Morgan County, West Virginia most at risk from?

Morgan County, West Virginia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 30.4 out of 100, higher than about 30% of US counties, with landslides, hurricanes and strong winds scoring highest of its 18 hazards and $7.7 million a year in expected losses.

How many federal disaster declarations has Morgan County had?

OpenFEMA lists 15 federal disaster declarations that included Morgan County since 1972, not counting 2 for COVID-19; the latest is EM-3639-WV (Severe Winter Storm, declared 24 January 2026). Another 6 West Virginia declarations were made statewide without a county list.

How many tornadoes have hit Morgan County?

NOAA's Storm Prediction Center recorded 1 tornado touching Morgan County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.