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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

DeKalb County, Tennessee: Natural Disaster Risk and History

DeKalb County, Tennessee has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 25.5 out of 100, higher than about 25% of US counties, with earthquakes, winter storms and landslides scoring highest of its 18 hazards and $7.5 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included DeKalb County since 1974, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 16 tornadoes touching DeKalb County from 1950 to 2025.

Live weather alerts for Tennessee All official warnings Latest FEMA declarations

Population 20,068 Buildings worth $3.7 billion Area 332 sq mi Risk rank in Tennessee 77 of 95 FIPS 47041

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Low 69.0 $658,371 about once every 333 years —
Winter weatherRelatively Low 58.7 $76,729 about 6 a year 114
LandslideVery Low 57.2 $1,976 about once every 1.7 years —
Strong windRelatively Moderate 56.1 $574,605 about 5.9 a year 226
DroughtRelatively Low 52.5 $152,328 about 16 a year 490
Cold waveRelatively Low 51.7 $899,349 about 1.1 a year 21
TornadoRelatively Low 48.9 $1.1 million about once every 4.2 years 11
HailRelatively Low 48.7 $219,105 about 3.3 a year 126
HurricaneVery Low 47.7 $53,112 about once every 29 years 10
LightningRelatively Low 43.6 $164,137 about 59 a year 49,273 strikes
Inland floodingVery Low 34.5 $3.6 million about once every 1.4 years 20
Ice stormRelatively Low 30.6 $29,419 about once every 1.5 years 46
Heat waveVery Low 24.4 $80,545 about 2.6 a year 46
WildfireVery Low 7.7 $2,150 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Severe Storm 8, Winter Storm 2, Severe Ice Storm 2, Flood 2.

DecadeDeclarationsIncident types
1970s2Flood, Tornado
1990s5Severe Storm ×3, Tornado, Snowstorm
2000s3Severe Storm ×2, Hurricane
2010s4Severe Storm ×2, Flood, Severe Ice Storm
2020s4Winter Storm ×2, Severe Storm, Severe Ice Storm

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Severe Winter Storms DR-4594-TN · Severe Ice Storm · declared 21 Apr 2021
Severe Storms, Flooding, Landslides, and Mudslides DR-4427-TN · Flood · declared 17 Apr 2019
Severe Winter Storm and Flooding DR-4211-TN · Severe Ice Storm · declared 2 Apr 2015
Severe Storms, Tornadoes, Straight-Line Winds and DR-4060-TN · Severe Storm · declared 16 Mar 2012 · households could apply
Severe Storms, Flooding, Straight-Line Winds, and Tornadoes DR-1909-TN · Severe Storm · declared 4 May 2010 · households could apply
Hurricane Katrina Evacuation EM-3217-TN · Hurricane · declared 5 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1464-TN · Severe Storm · declared 8 May 2003 · households could apply

Widest declarations that included DeKalb County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 16

Tornadoes touching the county16
Strongest-rated(E)F3 ×2
Peak monthMay (6)
Deadliest3 Apr 1974, F3, 14.6 mi path, 1 killed, 23 injured
Longest path27 Apr 1971, F3, 15 mi path, 0 killed, 3 injured
Most recent6 May 2024, EF1, 3.2 mi path
Deaths / injuries on those paths2 / 28
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count4642000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11223043

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How DeKalb County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
DeKalb County (this page)—Very Low25.5 Earthquake
Cannon County 28 kmVery Low22.9 Tornado
Smith County 32 kmVery Low18.8 Landslide
Warren County 34 kmRelatively Low63.5 Tornado
White County 35 kmVery Low38.5 Winter weather
Putnam County 35 kmRelatively Low65.8 Lightning

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 54.1
Community resilienceRelatively Low 30.7
Community risk factor1.18
Expected annual loss, all hazards$7.5 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for DeKalb County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about DeKalb County

What natural disasters is DeKalb County, Tennessee most at risk from?

DeKalb County, Tennessee has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 25.5 out of 100, higher than about 25% of US counties, with earthquakes, winter storms and landslides scoring highest of its 18 hazards and $7.5 million a year in expected losses.

How many federal disaster declarations has DeKalb County had?

OpenFEMA lists 18 federal disaster declarations that included DeKalb County since 1974, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit DeKalb County?

NOAA's Storm Prediction Center recorded 16 tornadoes touching DeKalb County from 1950 to 2025. The deadliest: 3 Apr 1974, F3, 14.6 mi path, 1 killed, 23 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.