Smith County, Tennessee: Natural Disaster Risk and History
Smith County, Tennessee has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 18.8 out of 100, higher than about 18% of US counties, with landslides, earthquakes and tornadoes scoring highest of its 18 hazards and $9.6 million a year in expected losses.
OpenFEMA lists 20 federal disaster declarations that included Smith County since 1975, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 16 tornadoes touching Smith County from 1950 to 2025.
Live weather alerts for Tennessee All official warnings Latest FEMA declarations
Population 19,887 Buildings worth $3.6 billion Area 329 sq mi Risk rank in Tennessee 83 of 95 FIPS 47159
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Landslide | Very Low | 51.7 | $2,055 | about once every 1.3 years | — |
| Earthquake | Very Low | 50.6 | $391,772 | about once every 441 years | — |
| Tornado | Relatively Low | 49.8 | $1.7 million | about once every 4.3 years | 16 |
| Strong wind | Relatively Low | 47.3 | $699,433 | about 6 a year | 227 |
| Cold wave | Relatively Low | 46.2 | $1.1 million | about 1.2 a year | 22 |
| Drought | Relatively Low | 42.0 | $112,421 | about 11 a year | 420 |
| Inland flooding | Very Low | 31.6 | $5.1 million | about 1.1 a year | 30 |
| Winter weather | Relatively Low | 31.2 | $43,243 | about 5.9 a year | 112 |
| Hail | Very Low | 31.0 | $172,461 | about 3.3 a year | 124 |
| Heat wave | Very Low | 25.8 | $143,964 | about 4 a year | 67 |
| Lightning | Relatively Low | 25.7 | $126,119 | about 58 a year | 53,790 strikes |
| Hurricane | Very Low | 23.1 | $10,847 | about once every 36 years | 8 |
| Ice storm | Very Low | 18.0 | $18,462 | about once every 1.4 years | 48 |
| Wildfire | Very Low | 5.9 | $2,561 | rarer than once in 1,000 years | — |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 20
Most common: Severe Storm 10, Flood 3, Winter Storm 2, Tornado 2.
| Decade | Declarations | Incident types |
|---|---|---|
| 1970s | 2 | Severe Storm, Flood |
| 1980s | 1 | Flood |
| 1990s | 3 | Severe Storm ×2, Snowstorm |
| 2000s | 2 | Hurricane, Severe Storm |
| 2010s | 5 | Severe Storm ×4, Flood |
| 2020s | 7 | Winter Storm ×2, Severe Storm ×2, Tornado ×2, Severe Ice Storm |
The last 10
Widest declarations that included Smith County
- Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
- Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
- Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.
Tornado record since 1950 16
| Tornadoes touching the county | 16 |
|---|---|
| Strongest-rated | (E)F3 ×1 |
| Peak month | March (6) |
| Deadliest | 3 Mar 2020, EF3, 60.1 mi path, 5 killed, 220 injured |
| Longest path | 3 Mar 2020, EF3, 60.1 mi path, 5 killed, 220 injured |
| Most recent | 11 Dec 2021, EF0, 7.4 mi path |
| Deaths / injuries on those paths | 5 / 235 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 3 | 9 | 3 | 1 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 2 | 0 | 3 | 0 | 2 | 0 | 6 | 3 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Smith County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Smith County (this page) | — | Very Low | 18.8 | Landslide |
| Trousdale County | 24 km | Very Low | 6.1 | Earthquake |
| Jackson County | 28 km | Very Low | 22.5 | Landslide |
| Macon County | 32 km | Very Low | 34.6 | Earthquake |
| DeKalb County | 32 km | Very Low | 25.5 | Earthquake |
| Wilson County | 32 km | Relatively Low | 80.0 | Cold wave |
Nearest by distance between county centres. Every county in Tennessee, ranked.
Vulnerability and resilience
| Social vulnerability | Very Low 10.6 |
|---|---|
| Community resilience | Relatively Moderate 40.7 |
| Community risk factor | 0.76 |
| Expected annual loss, all hazards | $9.6 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Smith County's main hazards
- Right now: National Weather Service alerts for Tennessee · all official warnings on Global Incident Tracker.
- Landslide: Landslides recorded
- Earthquake: Earthquakes today · Earthquake safety guide
- Tornado: Is there a tornado warning now?
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Smith County
What natural disasters is Smith County, Tennessee most at risk from?
Smith County, Tennessee has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 18.8 out of 100, higher than about 18% of US counties, with landslides, earthquakes and tornadoes scoring highest of its 18 hazards and $9.6 million a year in expected losses.
How many federal disaster declarations has Smith County had?
OpenFEMA lists 20 federal disaster declarations that included Smith County since 1975, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.
How many tornadoes have hit Smith County?
NOAA's Storm Prediction Center recorded 16 tornadoes touching Smith County from 1950 to 2025. The deadliest: 3 Mar 2020, EF3, 60.1 mi path, 5 killed, 220 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.