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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Wilson County, Tennessee: Natural Disaster Risk and History

Wilson County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 80.0 out of 100, higher than about 80% of US counties, with cold waves, winter storms and earthquakes scoring highest of its 18 hazards and $60 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Wilson County since 1974, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 45 tornadoes touching Wilson County from 1950 to 2025.

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Population 147,693 Buildings worth $31 billion Area 589 sq mi Risk rank in Tennessee 15 of 95 FIPS 47189

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively Moderate 89.1 $9.2 million about 1.2 a year 22
Winter weatherRelatively High 88.9 $544,711 about 5.6 a year 107
EarthquakeRelatively Low 88.8 $6.3 million about once every 350 years —
TornadoRelatively Moderate 85.8 $7.9 million about once every 2.2 years 38
Inland floodingRelatively Moderate 82.1 $31 million about 2.6 a year 73
HailRelatively Moderate 82.0 $1.4 million about 3.4 a year 129
Ice stormRelatively Moderate 80.9 $629,452 about once every 1.5 years 46
LightningRelatively Moderate 74.7 $846,553 about 59 a year 174,400 strikes
Strong windRelatively Moderate 70.5 $1.4 million about 6.1 a year 233
Heat waveRelatively Low 62.0 $905,963 about 4.5 a year 74
HurricaneVery Low 38.5 $39,265 about once every 43 years 8
WildfireVery Low 37.3 $31,259 rarer than once in 1,000 years —
DroughtRelatively Low 31.2 $41,318 about 1 a year 462
LandslideVery Low 29.5 $427 about once every 2.6 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Severe Storm 7, Tornado 4, Winter Storm 2, Hurricane 1.

DecadeDeclarationsIncident types
1970s2Severe Storm, Tornado
1990s3Severe Storm ×2, Snowstorm
2000s2Hurricane, Severe Storm
2010s1Severe Storm
2020s7Tornado ×3, Winter Storm ×2, Severe Storm ×2

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4878-TN · Severe Storm · declared 19 Jun 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Severe Storms, Straight-Line Winds, and Tornadoes DR-4637-TN · Tornado · declared 14 Jan 2022 · households could apply
Severe Storms, Tornadoes, and Flooding DR-4601-TN · Tornado · declared 8 May 2021 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4476-TN · Tornado · declared 5 Mar 2020 · households could apply
Severe Storms, Flooding, Straight-Line Winds, and Tornadoes DR-1909-TN · Severe Storm · declared 4 May 2010 · households could apply
Hurricane Katrina Evacuation EM-3217-TN · Hurricane · declared 5 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1464-TN · Severe Storm · declared 8 May 2003 · households could apply

Widest declarations that included Wilson County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 45

Tornadoes touching the county45
Strongest-rated(E)F3 ×4
Peak monthApril (12)
Deadliest3 Mar 2020, EF3, 60.1 mi path, 5 killed, 220 injured
Longest path3 Mar 2020, EF3, 60.1 mi path, 5 killed, 220 injured
Most recent3 Apr 2025, EF1, 11.5 mi path
Deaths / injuries on those paths6 / 294
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count151794000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count227273148

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Wilson County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Wilson County (this page)—Relatively Low80.0 Cold wave
Trousdale County 29 kmVery Low6.1 Earthquake
Smith County 32 kmVery Low18.8 Landslide
Rutherford County 36 kmRelatively Moderate91.7 Cold wave
Sumner County 38 kmRelatively Moderate87.7 Tornado
Davidson County 44 kmRelatively High97.2 Earthquake

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceRelatively High 60.6
Community risk factor0.73
Expected annual loss, all hazards$60 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Wilson County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Wilson County

What natural disasters is Wilson County, Tennessee most at risk from?

Wilson County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 80.0 out of 100, higher than about 80% of US counties, with cold waves, winter storms and earthquakes scoring highest of its 18 hazards and $60 million a year in expected losses.

How many federal disaster declarations has Wilson County had?

OpenFEMA lists 15 federal disaster declarations that included Wilson County since 1974, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit Wilson County?

NOAA's Storm Prediction Center recorded 45 tornadoes touching Wilson County from 1950 to 2025. The deadliest: 3 Mar 2020, EF3, 60.1 mi path, 5 killed, 220 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.