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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Fayette County, Tennessee: Natural Disaster Risk and History

Fayette County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 76.0 out of 100, higher than about 76% of US counties, with earthquakes, tornadoes and heat waves scoring highest of its 18 hazards and $30 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Fayette County since 1994, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 23 tornadoes touching Fayette County from 1950 to 2025.

Live weather alerts for Tennessee All official warnings Latest FEMA declarations

Population 41,886 Buildings worth $8.8 billion Area 713 sq mi Risk rank in Tennessee 18 of 95 FIPS 47047

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Moderate 95.3 $13 million about once every 124 years —
TornadoRelatively Moderate 89.4 $5.7 million about once every 2.1 years 21
Heat waveRelatively Moderate 82.6 $1.4 million about 17 a year 287
Ice stormRelatively Moderate 78.6 $305,053 about once every 1.4 years 49
LightningRelatively Moderate 75.2 $505,203 about 59 a year 92,790 strikes
Cold waveRelatively Moderate 74.9 $2.2 million about 1.5 a year 28
LandslideRelatively Low 68.6 $4,345 about once every 1.2 years —
WildfireVery Low 61.4 $77,796 about once every 840 years —
DroughtRelatively Low 58.0 $208,624 about 9.6 a year 329
Inland floodingRelatively Low 51.6 $5.8 million about 1.1 a year 30
HurricaneVery Low 50.2 $61,940 about once every 27 years 10
Strong windRelatively Low 39.9 $347,477 about 1.3 a year 50
HailVery Low 25.4 $79,614 about 3.3 a year 125
Winter weatherVery Low 12.8 $8,623 about 5.6 a year 107
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Severe Storm 15, Winter Storm 2, Severe Ice Storm 1, Hurricane 1.

DecadeDeclarationsIncident types
1990s2Severe Storm ×2
2000s6Severe Storm ×5, Hurricane
2010s4Severe Storm ×3, Severe Ice Storm
2020s7Severe Storm ×5, Winter Storm ×2

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4878-TN · Severe Storm · declared 19 Jun 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Severe Storms and Straight-Line Winds DR-4735-TN · Severe Storm · declared 4 Sep 2023
Severe Storms and Straight-Line Winds DR-4729-TN · Severe Storm · declared 17 Aug 2023
Severe Winter Storm DR-4645-TN · Severe Storm · declared 11 Mar 2022
Severe Storms, Straight-Line Winds, and Flooding DR-4320-TN · Severe Storm · declared 23 Jun 2017
Severe Winter Storm DR-4171-TN · Severe Ice Storm · declared 11 Apr 2014
Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding DR-1974-TN · Severe Storm · declared 1 May 2011 · households could apply

Widest declarations that included Fayette County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 23

Tornadoes touching the county23
Strongest-rated(E)F3 ×3
Peak monthJune (6)
Deadliest27 Nov 1994, F3, 16 mi path, 3 killed, 25 injured
Longest path5 Feb 2008, EF3, 31.1 mi path, 3 killed, 14 injured
Most recent11 Dec 2021, EF0, 0.5 mi path
Deaths / injuries on those paths10 / 93
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count11633000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01339313

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Fayette County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Fayette County (this page)—Relatively Low76.0 Earthquake
Hardeman County 38 kmRelatively Low63.0 Earthquake
Shelby County 44 kmRelatively High99.4 Cold wave
Haywood County 45 kmRelatively Low64.7 Earthquake
Tipton County 46 kmRelatively Moderate81.0 Earthquake
Benton County, MS 47 kmVery Low15.2 Earthquake

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 62.7
Community resilienceRelatively Moderate 50.4
Community risk factor1.24
Expected annual loss, all hazards$30 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Fayette County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Fayette County

What natural disasters is Fayette County, Tennessee most at risk from?

Fayette County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 76.0 out of 100, higher than about 76% of US counties, with earthquakes, tornadoes and heat waves scoring highest of its 18 hazards and $30 million a year in expected losses.

How many federal disaster declarations has Fayette County had?

OpenFEMA lists 19 federal disaster declarations that included Fayette County since 1994, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit Fayette County?

NOAA's Storm Prediction Center recorded 23 tornadoes touching Fayette County from 1950 to 2025. The deadliest: 27 Nov 1994, F3, 16 mi path, 3 killed, 25 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.