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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lincoln County, Tennessee: Natural Disaster Risk and History

Lincoln County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 58.9 out of 100, higher than about 58% of US counties, with tornadoes, earthquakes and strong winds scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Lincoln County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 36 tornadoes touching Lincoln County from 1950 to 2025.

Live weather alerts for Tennessee All official warnings Latest FEMA declarations

Population 35,311 Buildings worth $7.1 billion Area 577 sq mi Risk rank in Tennessee 44 of 95 FIPS 47103

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively Moderate 85.6 $4.3 million about once every 1.8 years 32
EarthquakeRelatively Low 80.4 $1.4 million about once every 307 years —
Strong windRelatively Moderate 79.2 $1.0 million about 6.8 a year 257
Cold waveRelatively Moderate 71.0 $1.7 million about 1.5 a year 28
DroughtRelatively Moderate 70.5 $418,807 about 28 a year 980
Winter weatherRelatively Low 59.9 $70,672 about 4.8 a year 92
Ice stormRelatively Low 59.8 $104,588 about once every 1.2 years 57
Inland floodingRelatively Low 57.0 $6.5 million about 1.5 a year 41
LightningRelatively Low 56.4 $230,284 about 61 a year 98,531 strikes
HurricaneVery Low 53.8 $85,045 about once every 42 years 8
Heat waveRelatively Low 50.0 $291,084 about 5.4 a year 88
LandslideVery Low 39.2 $487 about once every 1.7 years —
HailRelatively Low 35.3 $115,568 about 4.2 a year 160
WildfireVery Low 15.5 $4,159 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Severe Storm 7, Flood 3, Winter Storm 2, Hurricane 1.

DecadeDeclarationsIncident types
1970s2Tornado, Flood
1990s4Severe Storm ×2, Snowstorm, Flood
2000s3Severe Storm ×2, Hurricane
2010s3Severe Storm ×2, Flood
2020s3Winter Storm ×2, Severe Storm

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Severe Storms, Flooding, Landslides, and Mudslides DR-4427-TN · Flood · declared 17 Apr 2019
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-1979-TN · Severe Storm · declared 9 May 2011 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding DR-1974-TN · Severe Storm · declared 1 May 2011 · households could apply
Hurricane Katrina Evacuation EM-3217-TN · Hurricane · declared 5 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1464-TN · Severe Storm · declared 8 May 2003 · households could apply
Severe Storms and Flooding DR-1408-TN · Severe Storm · declared 5 Apr 2002 · households could apply
Severe Winter Storm DR-1260-TN · Severe Storm · declared 15 Jan 1999

Widest declarations that included Lincoln County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 36

Tornadoes touching the county36
Strongest-rated(E)F4 ×2
Peak monthApril (9)
Deadliest3 Apr 1974, F4, 27.5 mi path, 11 killed, 121 injured
Longest path6 Mar 1971, F1, 39.8 mi path
Most recent9 May 2024, EF1, 4.2 mi path
Deaths / injuries on those paths15 / 275
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count81583200
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count41551785

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lincoln County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lincoln County (this page)—Relatively Low58.9 Tornado
Moore County 26 kmVery Low9.9 Tornado
Marshall County 40 kmRelatively Low45.4 Tornado
Giles County 41 kmRelatively Low60.9 Strong wind
Madison County, AL 42 kmRelatively High94.6 Tornado
Bedford County 43 kmRelatively Low69.2 Cold wave

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 68.4
Community resilienceRelatively Low 24.0
Community risk factor1.33
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lincoln County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lincoln County

What natural disasters is Lincoln County, Tennessee most at risk from?

Lincoln County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 58.9 out of 100, higher than about 58% of US counties, with tornadoes, earthquakes and strong winds scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Lincoln County had?

OpenFEMA lists 15 federal disaster declarations that included Lincoln County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit Lincoln County?

NOAA's Storm Prediction Center recorded 36 tornadoes touching Lincoln County from 1950 to 2025. The deadliest: 3 Apr 1974, F4, 27.5 mi path, 11 killed, 121 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.