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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Marshall County, Tennessee: Natural Disaster Risk and History

Marshall County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.4 out of 100, higher than about 45% of US counties, with tornadoes, earthquakes and cold waves scoring highest of its 18 hazards and $20 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Marshall County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 22 tornadoes touching Marshall County from 1950 to 2025.

Live weather alerts for Tennessee All official warnings Latest FEMA declarations

Population 34,318 Buildings worth $7.1 billion Area 380 sq mi Risk rank in Tennessee 60 of 95 FIPS 47117

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively Moderate 76.2 $4.5 million about once every 2.9 years 12
EarthquakeRelatively Low 75.8 $1.7 million about once every 305 years —
Cold waveRelatively Moderate 68.8 $2.8 million about 1.1 a year 21
Strong windRelatively Moderate 52.6 $821,179 about 6.6 a year 250
Inland floodingRelatively Low 49.7 $9.1 million about 1.4 a year 38
Ice stormRelatively Low 48.1 $107,685 about once every 1.5 years 46
HurricaneVery Low 44.6 $60,193 about once every 41 years 8
Winter weatherRelatively Low 40.0 $62,770 about 4.7 a year 89
LightningRelatively Low 36.6 $194,567 about 61 a year 86,508 strikes
HailVery Low 33.3 $187,307 about 3.9 a year 149
Heat waveVery Low 32.8 $216,687 about 4.5 a year 74
LandslideVery Low 29.1 $393 about once every 3.8 years —
DroughtVery Low 28.2 $26,300 about 26 a year 798
WildfireVery Low 20.8 $10,996 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Severe Storm 8, Winter Storm 2, Flood 2, Severe Ice Storm 1.

DecadeDeclarationsIncident types
1970s2Tornado, Flood
1990s2Severe Storm ×2
2000s4Severe Storm ×3, Hurricane
2010s4Severe Storm ×2, Flood, Severe Ice Storm
2020s3Winter Storm ×2, Severe Storm

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Severe Storms, Flooding, Landslides, and Mudslides DR-4427-TN · Flood · declared 17 Apr 2019
Severe Winter Storm and Flooding DR-4211-TN · Severe Ice Storm · declared 2 Apr 2015
Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding DR-1974-TN · Severe Storm · declared 1 May 2011 · households could apply
Severe Storms, Flooding, Straight-Line Winds, and Tornadoes DR-1909-TN · Severe Storm · declared 4 May 2010 · households could apply
Hurricane Katrina Evacuation EM-3217-TN · Hurricane · declared 5 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1464-TN · Severe Storm · declared 8 May 2003 · households could apply
Severe Storms and Tornados DR-1441-TN · Severe Storm · declared 13 Nov 2002 · households could apply

Widest declarations that included Marshall County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 22

Tornadoes touching the county22
Strongest-rated(E)F3 ×1
Peak monthApril (11)
Deadliest29 Feb 1952, F1, 0.1 mi path, 3 killed, 166 injured
Longest path3 Apr 1974, F1, 27.5 mi path
Most recent20 May 2025, EF0, 1.4 mi path
Deaths / injuries on those paths4 / 187
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count61321000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11543134

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Marshall County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Marshall County (this page)—Relatively Low45.4 Tornado
Bedford County 28 kmRelatively Low69.2 Cold wave
Maury County 33 kmRelatively Low79.3 Tornado
Giles County 38 kmRelatively Low60.9 Strong wind
Lincoln County 40 kmRelatively Low58.9 Tornado
Moore County 42 kmVery Low9.9 Tornado

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceRelatively Low 35.2
Community risk factor0.76
Expected annual loss, all hazards$20 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Marshall County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Marshall County

What natural disasters is Marshall County, Tennessee most at risk from?

Marshall County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.4 out of 100, higher than about 45% of US counties, with tornadoes, earthquakes and cold waves scoring highest of its 18 hazards and $20 million a year in expected losses.

How many federal disaster declarations has Marshall County had?

OpenFEMA lists 15 federal disaster declarations that included Marshall County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit Marshall County?

NOAA's Storm Prediction Center recorded 22 tornadoes touching Marshall County from 1950 to 2025. The deadliest: 29 Feb 1952, F1, 0.1 mi path, 3 killed, 166 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.